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Complete company report
Generated 11-08-2026
Active BE 0449.650.626Public limited company

PHIVAN

Lehoucklaan(Odk) 42 ·8670 Koksijde, Belgium· 33 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of PHIVAN is 0.6% (low). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 33 yrs
Board 1
Publications 7
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1993, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 05-05-2026 2026-00102672
31-12-2024 micro 20-08-2025 2025-00386670
31-12-2023 micro 28-08-2024 2024-00396321
31-12-2022 micro 24-08-2023 2023-00355953
31-12-2021 micro 11-08-2022 2022-20286226
31-12-2020 micro 30-08-2021 2021-61600133
31-12-2019 micro 03-08-2020 2020-38300162
31-12-2018 micro 26-08-2019 2019-51500552
31-12-2017 micro 31-08-2018 2018-57400185
31-12-2016 micro 29-09-2017 2017-65000189
Directors & mandates 3 directors
Current directors & mandates
  • PHILIPS Cédric
    Director
    State Gazette act 20366503 (30-12-2020)
    Current
    30-12-2020 → present
    4 events
    • 30-12-2020 Resigned· Director
    • 30-12-2020 Appointed· Director
    • 30-12-2020 Appointed· Managing director
    • 06-09-2019 Mandate renewed· Director
Former directors (2)
  • PHILIPS Joël
    Managing director
    State Gazette act 18075325 (11-05-2018)
    Former
    19-04-2018 → 30-12-2020
    3 events
    • 30-12-2020 Resigned· Director
    • 19-04-2018 Mandate renewed· Managing director
    • 19-04-2018 Mandate renewed· Director
  • VANDEN BUSSCHE Dominique
    Director
    State Gazette act 18075325 (11-05-2018)
    Former
    19-04-2018 → 30-12-2020
    2 events
    • 30-12-2020 Resigned· Director
    • 19-04-2018 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor 1 auditor
Statutory auditor IRE/IBR number Tenure
Mia DeplanckeCurrent
Company auditor
 A01475 24-12-2020 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation18-03-1993
StatusActive
Postal code8670
Connections & network 1 connected companies
Network connections
AGENTUUR PHILIPS
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38502F0433/00A000 Flanders 820 m² 1 · 155 m² 8.7 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 17 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
05-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
05-05-2026
State Gazette act Open capture
Merger · Accounting effect · Share transfer · Officer appointment
05-05-2026
State Gazette act Open capture
Merger · Accounting effect · Share transfer · Officer appointment
2025
20-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
28-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
24-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
11-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-12-2020
State Gazette act Capital & shares
v3.2
03-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
19-09-2019
State Gazette act Director changes
v3.2
26-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
11-05-2018
State Gazette act Director changes
v3.2
2017
29-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
20-01-2016
State Gazette act Capital & shares
v3.2
2012
09-01-2012
State Gazette act Statutes amendment
v3.2
Belgisch Staatsblad, acts 7 acts
Capital history · 2
30-12-2020
v3.2
20-01-2016
v3.2
All acts · 7 updated 3 months ago
2026
05-05-2026 Merger · Accounting effect · Share transfer · Officer appointment Open-capture extraction
  • Filing: 2026-04-27 · AGENTUUR PHILIPS
  • Publication: 2026-05-05 · AGENTUUR PHILIPS
  • Merger: type: absorption, description: VOORSTEL TOT FUSIE DOOR OVERNEMING VAN DE NAAMLOZE VENNOOTSCHAP "PHIVAN" DOOR DE BESLOTEN VENNOOTSCHAP "AGENTUUR PHILIPS", proposal_date: 2026-04-15proposed · AGENTUUR PHILIPS
  • Accounting effect: 2026-01-01proposed · PHIVAN
  • Share transfer: description: eigenaar is van alle aandelen van de over te nemen vennootschap PHIVANproposed · AGENTUUR PHILIPS
  • Officer appointment: role: bestuurderproposed · Joël PHILIPS
  • Act object: VOORSTEL TOT FUSIE DOOR OVERNEMING VAN DE NAAMLOZE
Summary: Merger · Accounting effect · Share transfer · Officer appointment
Technical details 
{
  "facts": [
    {
      "type": "filing",
      "quote": "NEERLEGGING TER GRIFFIE VAN DE ONDERNEMINGSRECHTBANK GENT afdeling VEURNE 27 APR. 2026",
      "value": "2026-04-27",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 05/05/2026 - Annexes du Moniteur belge",
      "value": "2026-05-05",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "merger",
      "quote": "VOORSTEL TOT FUSIE DOOR OVERNEMING VAN DE NAAMLOZE VENNOOTSCHAP \u0022PHIVAN\u0022 DOOR DE BESLOTEN VENNOOTSCHAP \u0022AGENTUUR PHILIPS\u0022",
      "value": {
        "type": "absorption",
        "description": "VOORSTEL TOT FUSIE DOOR OVERNEMING VAN DE NAAMLOZE VENNOOTSCHAP \u0022PHIVAN\u0022 DOOR DE BESLOTEN VENNOOTSCHAP \u0022AGENTUUR PHILIPS\u0022",
        "proposal_date": "2026-04-15"
      },
      "object": "e2",
      "subject": "e1",
      "proposed": true
    },
    {
      "type": "accounting_effect",
      "quote": "dat alle verrichtingen verwezenlijkt door de over te nemen vennootschap vanaf 1 januari 2026 geacht te zijn gedaan voor rekening van de overnemende vennootschap",
      "value": "2026-01-01",
      "object": "e1",
      "subject": "e2",
      "proposed": true
    },
    {
      "type": "share_transfer",
      "quote": "dat de overnemende vennootschap AGENTUUR PHILIPS reeds eigenaar is van alle aandelen van de over te nemen vennootschap PHIVAN",
      "value": {
        "description": "eigenaar is van alle aandelen van de over te nemen vennootschap PHIVAN"
      },
      "object": "e2",
      "subject": "e1",
      "proposed": true
    },
    {
      "type": "officer_appointment",
      "quote": "Jo\u00EBl PHILIPS bestuurder",
      "value": {
        "role": "bestuurder"
      },
      "object": "e1",
      "subject": "e3",
      "proposed": true
    },
    {
      "type": "act_object",
      "quote": "Onderwerp akte : VOORSTEL TOT FUSIE DOOR OVERNEMING VAN DE NAAMLOZE",
      "value": "VOORSTEL TOT FUSIE DOOR OVERNEMING VAN DE NAAMLOZE",
      "object": null,
      "subject": null
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 10737,
    "truncated": false,
    "needs_verify": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0425.338.070",
      "kind": "company",
      "name": "AGENTUUR PHILIPS",
      "attrs": {
        "seat": "8670 KOKSIJDE (OOSTDUINKERKE), LEHOUCKLAAN 42",
        "legal_form": "BESLOTEN VENNOOTSCHAP"
      }
    },
    {
      "id": "e2",
      "kbo": "0449.650.626",
      "kind": "company",
      "name": "PHIVAN",
      "attrs": {
        "seat": "8670 KOKSIJDE (OOSTDUINKERKE), LEHOUCKLAAN 42",
        "legal_form": "NAAMLOZE VENNOOTSCHAP"
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Jo\u00EBl PHILIPS",
      "attrs": {
        "role": "bestuurder"
      }
    }
  ]
}
05-05-2026 Merger · Accounting effect · Share transfer · Officer appointment Open-capture extraction
  • Filing: 2026-04-27 · PHIVAN
  • Merger: date: 2026-04-15, type: absorptionproposed · PHIVAN
  • Accounting effect: 2026-01-01proposed · PHIVAN
  • Share transfer: description: all sharesproposed · AGENTUUR PHILIPS
  • Officer appointment: role: gedelegeerd bestuurderproposed · Cédric PHILIPS
  • Publication: 2026-05-05
  • Act object: VOORSTEL TOT FUSIE DOOR OVERNEMING VAN DE NAAMLOZE
Summary: Merger · Accounting effect · Share transfer · Officer appointment
Technical details 
{
  "facts": [
    {
      "type": "filing",
      "quote": "NEERLEGGING TER GRIFFIE VAN UE ONDERNEMINGSRECHTBANK GENT afdeling VEURNE 27 APR. 2026",
      "value": "2026-04-27",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "merger",
      "quote": "VOORSTEL TOT FUSIE DOOR OVERNEMING VAN DE NAAMLOZE VENNOOTSCHAP \u0022PHIVAN\u0022 DOOR DE BESLOTEN VENNOOTSCHAP \u0022AGENTUUR PHILIPS\u0022 ... dd. 15 april 2026",
      "value": {
        "date": "2026-04-15",
        "type": "absorption"
      },
      "object": "e2",
      "subject": "e1",
      "proposed": true
    },
    {
      "type": "accounting_effect",
      "quote": "dat alle verrichtingen verwezenlijkt door de over te nemen vennootschap vanaf 1 januari 2026 geacht te zijn gedaan voor rekening van de overnemende vennootschap",
      "value": "2026-01-01",
      "object": "e2",
      "subject": "e1",
      "proposed": true
    },
    {
      "type": "share_transfer",
      "quote": "dat de ovememende vennootschap AGENTUUR PHILIPS reeds eigenaar is van alle aandelen van de over te nemen vennootschap PHIVAN",
      "value": {
        "description": "all shares"
      },
      "object": "e1",
      "subject": "e2",
      "proposed": true
    },
    {
      "type": "officer_appointment",
      "quote": "C\u00E9dric PHILIPS gedelegeerd bestuurder",
      "value": {
        "role": "gedelegeerd bestuurder"
      },
      "object": "e2",
      "subject": "e3",
      "proposed": true
    },
    {
      "type": "publication",
      "quote": "Belgisch Staatsblad - 05/05/2026",
      "value": "2026-05-05",
      "object": null,
      "subject": null
    },
    {
      "type": "act_object",
      "quote": "Onderwerp akte : VOORSTEL TOT FUSIE DOOR OVERNEMING VAN DE NAAMLOZE",
      "value": "VOORSTEL TOT FUSIE DOOR OVERNEMING VAN DE NAAMLOZE",
      "object": null,
      "subject": null
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 10740,
    "truncated": false,
    "needs_verify": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0449.650.626",
      "kind": "company",
      "name": "PHIVAN",
      "attrs": {
        "seat": "8670 KOKSIJDE (OOSTDUINKERKE), LEHOUCKLAAN 42",
        "legal_form": "NAAMLOZE VENNOOTSCHAP"
      }
    },
    {
      "id": "e2",
      "kbo": "0425.338.070",
      "kind": "company",
      "name": "AGENTUUR PHILIPS",
      "attrs": {
        "seat": "8670 Koksijde (Oostduinkerke), Lehoucklaan 42",
        "legal_form": "BESLOTEN VENNOOTSCHAP"
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "C\u00E9dric PHILIPS",
      "attrs": {
        "role": "gedelegeerd bestuurder"
      }
    }
  ]
}
2020
30-12-2020 Capital increase of €387,434.60 to €668,000 Capital & shares
  • €280.565,40 → €668.000
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 387434.6,
      "currency": "EUR",
      "after_eur": 668000.0,
      "delta_eur": 387434.6,
      "before_eur": 280565.4,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2020-12-24",
      "evidence_quote": "De vergadering besluit het kapitaal met driehonderdzevenentachtigduizend vierhonderdvierendertig euro zestig eurocent (\u20AC 387.434,60) te verhogen, om het vermogen van tweehonderdtachtigduizend vijfhonderdvijfenzestig euro veertig eurocent (\u20AC 280.565,40) te verhogen tot zeshonderdachtenzestigduizend euro (\u20AC 668.000,00), door inbreng van de rekening-courant op naam van de besloten vennootschap AGENTUUR PHILIPS in de besloten vennootschap PHIVAN",
      "contribution_type": "in_kind"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0449.650.626",
    "name_full": "PHIVAN",
    "legal_form": "NV"
  }
}
2019
19-09-2019 PHILIPS Cédric reappointed as director Director changes
  • PHILIPS Cédric, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "PHILIPS C\u00E9dric",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-09-06",
      "evidence_quote": "Met algemeenheid van stemmen wordt het mandaat van De Heer PHILIPS C\u00E9dric, hernieuwd voor een periode van 6 jaar vanaf heden."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0449.650.626",
    "name_full": "PHIVAN",
    "legal_form": "NV"
  }
}
2018
11-05-2018 3 reappointed Director changes
  • Philips Joël, Gedelegeerd bestuurder
  • Philips Joël, Bestuurder
  • Dominique Vanden Bussche, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Philips Jo\u00EBl",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-04-19",
      "evidence_quote": "Met algemeenheid van stemmen wordt de Heer Philips Jo\u00EBl wonende te 8620 Nieuwpoort, Albert I laan 64 F 402 herbenoemd voor een periode van 6 jaar tot gedelegeerd bestuurder en bestuurder. De herbenoeming gaat in vanaf heden."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Philips Jo\u00EBl",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-04-19",
      "evidence_quote": "Met algemeenheid van stemmen wordt de Heer Philips Jo\u00EBl wonende te 8620 Nieuwpoort, Albert I laan 64 F 402 herbenoemd voor een periode van 6 jaar tot gedelegeerd bestuurder en bestuurder. De herbenoeming gaat in vanaf heden."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dominique Vanden Bussche",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-04-19",
      "evidence_quote": "Met algemeenheid van stemmen wordt Mevr Dominique Vanden Bussche wonende te 8620 Nieuwpoort, Albert I laan 64 F 402 herbenoemd voor een periode van zes jaar tot bestuurder. De herbenoeming gaat in vanaf heden."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0449.650.626",
    "name_full": "PHIVAN",
    "legal_form": "NV"
  }
}
2016
20-01-2016 Capital increase of €200,000 to €280,565.40 Capital & shares
  • €80.565,40 → €280.565,40
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 200000.0,
      "currency": "EUR",
      "after_eur": 280565.4,
      "delta_eur": 200000.0,
      "before_eur": 80565.4,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2015-12-29",
      "evidence_quote": "De vergadering besluit het maatschappelijk kapitaal te verhogen met tweehonderdduizend euro (\u20AC 200.000,00), om het kapitaal van tachtigduizend vijfhonderd vijfenzestig euro veertig cent (\u20AC 80.565,40) te brengen tot tweehonderd tachtigduizend vijfhonderd vijfenzestig euro veertig cent (\u20AC 280.565,40) door inbreng in natura",
      "contribution_type": "in_kind"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0449.650.626",
    "name_full": "PHIVAN",
    "legal_form": "NV"
  }
}
2012
09-01-2012 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2011-12-16",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0449.650.626",
    "name_full": "PHIVAN",
    "legal_form": "NV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL PHIVAN
Registered office
Lehoucklaan(Odk) 42
8670 Koksijde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative