Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of PHILIVET is 0.1% (very low). The 2025 annual accounts show equity of €127k and a net result of €-30k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 167 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
1 signal · with evidenceGrowing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-12-2025, 57 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 05-12-2025 | 57 d early | 2025-00576512 |
| 30-06-2024 | 31-01-2025 | 28-01-2025 | 3 d early | 2025-00012211 |
| 30-06-2023 | 31-01-2024 | 16-01-2024 | 15 d early | 2024-00002043 |
| 30-06-2022 | 31-01-2023 | 31-01-2023 | on the day | 2023-00011230 |
| 30-06-2021 | 31-01-2022 | 28-01-2022 | 3 d early | 2022-03200233 |
| 30-06-2020 | 31-01-2021 | 29-01-2021 | 2 d early | 2021-02900237 |
| 30-06-2019 | 31-01-2020 | 11-12-2019 | 51 d early | 2019-76000470 |
| 30-06-2018 | 31-01-2019 | 12-12-2018 | 50 d early | 2018-74300020 |
| 30-06-2017 | 31-01-2018 | 11-01-2018 | 20 d early | 2018-01300508 |
| 30-06-2016 | 31-01-2017 | 07-12-2016 | 55 d early | 2016-69700011 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2011, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-30k-13.8%
Working capital€127k+243.8%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 05-12-2025 with the NBB · fiscal year 2025 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~8.7%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 75 · compared across all schema types (micro, abbreviated and full combined)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 52.8% | 49.3% | |
| Net result | €-30k | €33k | |
| Equity | €127k | €73k | |
| Gross operating margin | €88k | €69k | |
| Staff costs | €87k | €24k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P55
Stable position over 2020-2025
· n=58-640
P5
Weakening position over 2020-2025
· n=58-640
P66
Stable position over 2020-2025
· n=58-640
P64
Weakening position over 2020-2025
· n=58-640
Describes the position versus peers, not a forecast.
€-15k
-
19-25
€-30k
-13.8%
19-25
€-13k
-
19-25
€241k
-23.4%
19-25
€127k
+105.1%
19-25
€127k
+243.8%
19-25
3
0.0%
19-25
€87k
-28.7%
19-25
€1k
-83.8%
19-25
€114k
-55.0%
19-25
€92k
-61.5%
19-25
€16k
+145.2%
19-25
2.37
+105.8%
19-25
1.38
+87.8%
19-25
52.8%
+167.7%
19-25
0.89
-78.0%
19-25
-23.4%
+44.5%
19-25
-12.4%
-48.6%
19-25
-5.48
-
19-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €-15k |
| Net profit | €-30k |
| Cash flow | €-13k |
| Staff costs | €87k |
| Income taxes | - |
| Dividends | - |
| Total assets | €241k |
| Equity | €127k |
| Debt | €114k |
| of which ≤ 1y | €92k |
| of which > 1y | €16k |
| Working capital | €127k |
| Employees (FTE) | 3.3 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 2.37 |
| Quick ratio | 1.38 |
| Working capital ratio | 52.5% |
| Solvency | 52.8% |
| Debt / equity | 0.89 |
| Long-term debt ratio | 0.12 |
| Interest coverage | -5.48 |
| Gross margin | - |
| Net margin | - |
| ROA | -12.4% |
| ROE | -23.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €241k |
| Fixed assets | 21/28 | €23k |
| Tangible fixed assets | 22/27 | €22k |
| Financial fixed assets | 28 | €115 |
| Current assets | 29/58 | €219k |
| Stocks & contracts in progress | 3 | €92k |
| Amounts receivable within one year | 40/41 | €27k |
| Cash & bank | 54/58 | €89k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €241k |
| Equity | 10/15 | €127k |
| Contributions / capital | 10/11 | €120k |
| Reserves | 13 | €120k |
| Accumulated profits (losses) | 14 | €-113k |
| Amounts payable | 17/49 | €114k |
| Amounts payable after one year | 17 | €16k |
| Amounts payable within one year | 42/48 | €92k |
| Trade debts payable within one year | 44 | €57k |
| Income statement | ||
| Gross operating margin | 9900 | €88k |
| Operating result | 9901 | €-31k |
| Financial income | 75 | €4k |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-30k |
| Net result for the period | 9904 | €-30k |
| Result to be appropriated | 9905 | €-30k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed55
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
Current21-06-2022 → present
Former directors (1)
-
Former- → 21-06-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Veterinaire diensten(75000) |
| Legal form | Private limited company(610) |
| Incorporation | 29-12-2011 |
| Status | Active |
| Postal code | 4520 |
Structure & network
Locations & real estate
Establishment units
1 locationBeVet Services Philippeville
since 20122.205.781.087
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area5,442 m²
Buildings2
Building footprint2,517 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93046A0008/00H000 | Wallonia | 4,627 m² | 1 · 2,084 m² | - |
| 61072A0302/00C004 | Wallonia | 814 m² | 1 · 433 m² | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Capital history · 1
05-06-2026
Capital conversion: compte de capitaux propres statutairement indisponible
Address history · 1
05-06-2026
Seat change: 4520 Wanze, rue Lise Thiry 4
All acts · 3
updated 2 months ago
2026
05-06-2026 Notarial deed · General meeting · Seat change · Name change
- Filing: 2026-06-03 · PHILIVET
- Publication: 2026-06-05 · PHILIVET
- Notarial deed: 2026-06-01 · PHILIVET
- General meeting: 2026-06-01 · PHILIVET
- Seat change: 4520 Wanze, rue Lise Thiry 4 · PHILIVET
- Name change: BeVet Services Philippeville · PHILIVET
- Purpose change: La société a pour objet, tant en Belgique qu'à l'étranger, en son nom propre ou au nom de tiers, pour son compte propre ou pour le compte d'autrui, la fourniture de conseils, d'assistance et de services en matière de soins d'animaux... · PHILIVET
- First fiscal year: end: 2026-12-31, start: 2025-07-01 · PHILIVET
- Annual meeting schedule: troisième mercredi du mois de juin de chaque année à 18h00 heures · PHILIVET
- Legal form conversion: Société à responsabilité limitée · PHILIVET
- Capital conversion: compte de capitaux propres statutairement indisponible · PHILIVET
- Reserve release · PHILIVET
- Statute amendment · PHILIVET
- Officer resignation: 2026-06-01 · FERAUX Laurent
- Officer resignation: 2026-06-01 · MABILLE Dorothée
- Officer resignation: 2026-06-01 · WILLAME Frédéric
- Officer appointment: role: administrateur unique non statutaire, term: durée indéterminée, compensation: gratuit · BeVet
- Permanent representative · DELLA FAILLE DE LEVERGHEM Edouard
- Power of attorney: 2026-06-01 · DE LAMOTTE Brieuc
- Power of attorney: 2026-06-01 · Sibylle FALLA
- Power of attorney: 2026-06-01 · Sibylle FALLA
- Act object: MODIFICATION FORME JURIDIQUE, STATUTS (TRADUCTION,
Summary:
Notarial deed · General meeting · Seat change · Name change
2023
09-03-2023 Change in the board of directors
Summary:
v3.2
2022
25-07-2022 1 director appointed, 1 resigning
- MABILLE Dorothée, Gedelegeerd bestuurder
- JAMME Emmanuelle, Gedelegeerd bestuurder
Summary:
v3.2
Analysis
Snowflake analysis
financial profile on 5 axes66
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
55
Profitability
0
Solvency
96
Growth
78
Stability
100
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameFR | BeVet Services Philippeville |
| Legal nameNL | PHILIVET |
Registered office
Rue Lise Thiry 4
4520 Wanze, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.