Philis
ActivePhilis has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €-333. Equity is shrinking by ~43.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 17% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency16▼-81
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9 against 1.92 in 2024), and 89.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.3%
Return on assets
-0.9%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€333
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 30893 sector peers (2025).
NBB · sector comparisonPosition among 30893 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
130 d early
2024
24 d early
2023
21 d late
2022
on the day
2021
27 d late
2020
2 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 85.8%
2024 · €28k
2021: €63k
2022: €87k
2023: €34k
2024: €28k
2021 → 2025
Total assets
€39k▼ 13.0%
2024 · €45k
2021: €75k
2022: €96k
2023: €75k
2024: €45k
2021 → 2025
Net result
€-333▲ 94.5%
2024 · €-6k
2021: €27k
2022: €24k
2023: €-5k
2024: €-6k
2021 → 2025
Working capital
€-4k
2024 · €16k
2021: €50k
2022: €73k
2023: €25k
2024: €16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€87k▲ 38.2%€34k▼ 61.0%€28k▼ 17.7%€4k▼ 85.8%
Operating result€34k-€31k▼ 8.3%€-5k€-6k▼ 27.1%€2k
Net result€27k-€24k▼ 10.1%€-5k€-6k▼ 13.2%€-333▲ 94.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€8k▼ 39.4%
Current assets
€31k▼ 2.8%
Equity and liabilities €39k
Equity
€4k▼ 85.8%
Debt
€35k▲ 109%
The debt ratio rises from 37.4% to 89.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€7k▲
2024 · €-2k
Cash flow
€5k▲
2024 · €-2k
Solvency
10.3%▼
2024 · 62.6%
Current ratio
0.90▼
2024 · 1.92
Quick ratio
0.90▼
2024 · 1.92
Debt / equity
8.76▲
2024 · 0.60
ROE
-8.3%▲
2024 · -21.5%
ROA
-0.9%▲
2024 · -13.5%
Interest coverage
35.89▲
2024 · -7.25
Debt
€35k▲
2024 · €17k
Debt ≤ 1 year
€35k▲
2024 · €17k
Income taxes
€2k▲
2024 · €41
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€45k€39k▼
Fixed assets
21/28€13k€8k▼
Tangible fixed assets
22/27€13k€8k▼
Current assets
29/58€32k€31k▼
Amounts receivable within one year
40/41€7k€10k▲
Cash & bank
54/58€25k€21k▼
Total equity & liabilities
10/49€45k€39k▼
Equity
10/15€28k€4k▼
Contributions / capital
10/11€4k€4k=
Accumulated profits (losses)
14€24k-
Amounts payable
17/49€17k€35k▲
Amounts payable within one year
42/48€17k€35k▲
Trade debts payable within one year
44€2k€264▼
Income statement
Code20242025
Gross operating margin
9900€-1k€7k▲
Operating result
9901€-6k€2k▲
Financial income
75€30-
Financial charges
65€254€182▼
Result before taxes
9903€-6k€1k▲
Income taxes
67/77€41€2k▲
Net result for the period
9904€-6k€-333▲
Result to be appropriated
9905€-6k€-333▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
05-05
State Gazette act
Registered-office change
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
PERFICIENZ
BE 0730.997.146
Hannut · Eq €4k
NN CONSULT
BE 0731.759.090
Sint-Katelijne-Waver · Eq €4k
Noukens
BE 0734.538.636
Vosselaar · Eq €4k
BYAKKO
BE 0739.542.252
Rixensart · Eq €4k
UZEL CONSULT
BE 0741.527.683
Machelen (Brab.) · Eq €4k
Of 82,118 companies in sector 70200 we hold annual accounts for 51,404. 12,820 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 03-09-2026. Scores and ratios are computed by Checked and are not a credit decision.