Philippe De Pauw Architecture
ActivePhilippe De Pauw Architecture has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €25k. Equity is growing by ~43.1% per year across the filed fiscal years. Its solvency ranks better than 94% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 13.82 against 8.89 in 2024; short-term debt: 6.2% and cash: 66.6% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
25.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
130 d early
2024
34 d early
2023
26 d early
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 12.0%
2024 · €81k
2022: €17k
2023: €49k
2024: €81k
2022 → 2025
Total assets
€97k▲ 6.9%
2024 · €91k
2022: €42k
2023: €60k
2024: €91k
2022 → 2025
Net result
€25k▼ 23.4%
2024 · €32k
2022: €16k
2023: €32k
2024: €32k
2022 → 2025
Working capital
€77k▲ 9.9%
2024 · €70k
2022: €6k
2023: €37k
2024: €70k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€17k-€49k▲ 181%€81k▲ 65.8%€91k▲ 12.0%
Operating result€21k-€41k▲ 99.7%€45k▲ 9.1%€35k▼ 23.3%
Net result€16k-€32k▲ 92.4%€32k▲ 2.1%€25k▼ 23.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€15k▲ 18.2%
Current assets
€82k▲ 5.1%
Equity and liabilities €97k
Equity
€91k▲ 12.0%
Debt
€6k▼ 36.6%
The debt ratio falls from 10.4% to 6.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2024 · €48k
Cash flow
€28k▼
2024 · €35k
Solvency
93.8%▲
2024 · 89.6%
Current ratio
13.82▲
2024 · 8.89
Quick ratio
13.82▲
2024 · 8.89
Debt / equity
0.07▼
2024 · 0.12
ROE
27.2%▼
2024 · 39.7%
ROA
25.5%▼
2024 · 35.6%
Interest coverage
180.90▼
2024 · 1104.43
Debt
€6k▼
2024 · €9k
Debt ≤ 1 year
€6k▼
2024 · €9k
Income taxes
€10k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€97k▲
Fixed assets21/28€12k€15k▲
Tangible fixed assets22/27€12k€15k▲
Plant, machinery and equipment23€2k€650▼
Furniture and vehicles24€517€4k▲
Other tangible fixed assets26€10k€9k▼
Current assets29/58€78k€82k▲
Amounts receivable within one year40/41€9k€12k▲
Trade receivables40€9k€9k=
Other amounts receivable41-€3k
Current investments50/53€800€6k▲
Cash at bank and in hand54/58€68k€65k▼
Deferred charges and accrued income490/1€946€253▼
Equity and liabilities
Total equity and liabilities10/49€91k€97k▲
Equity10/15€81k€91k▲
Contributions10/11€1k€1k=
Reserves13€80k€90k▲
Distributable reserves133€80k€90k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€9k€6k▼
Amounts payable within one year42/48€9k€6k▼
Trade debts44€728€2k▲
Suppliers440/4€728€2k▲
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Other amounts payable47/48€1k€0▼
Accrued charges and deferred income492/3€600€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€905€866▼
Gross operating margin9900€49k€39k▼
Operating profit (loss)9901€45k€35k▼
Financial income75/76B-€666
Recurring financial income75-€666
Financial charges65/66B€44€210▲
Recurring financial charges65€44€210▲
Profit (loss) for the period before taxes9903€45k€35k▼
Income taxes67/77€13k€10k▼
Profit (loss) for the period9904€32k€25k▼
Profit (loss) for the period to be appropriated9905€32k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€25k▼
Transfer from equity791/2-€15k
Transfer to equity691/2€32k€25k▼
To other reserves6921€32k€25k▼
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €32k ▲2.1%
Operating result €45k, net result €32k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.89
Current ratio from 4.35 to 8.89; short-term debt falls from €11k to €9k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.35
Current ratio from 1.24 to 4.35; short-term debt falls from €25k to €11k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blauwvoetlaan 248301 Knokke-HeistGround area
291 m²
Building footprint
135 m²
Parcel 31008A0104/00S003, Flanders. Linked by address, not a title deed.
1 establishment unit
Philippe De Pauw Architecture
since 20222.338.373.951
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31008A0104/00S003 | Flanders | 291 m² | 1 · 135 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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EFFICIO ARCHITECTES
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K&F Projecten
BE 1003.697.503
Lievegem · Eq €91k
ATELIER D'ARCHITECTURE et D'EXPERTISE CAT SAO
BE 0878.572.748
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 5,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2022
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.