PHILIPPE CELIS BUSINESS DEVELOPMENT
ActivePHILIPPE CELIS BUSINESS DEVELOPMENT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297k and a net result of €107k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.27 against 4.3 in 2024; short-term debt: 17.4% and cash: 28% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
29.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€297k▲ 13.8%
2024 · €261k
2018: €74k
2019: €72k
2020: €79k
2021: €112k
2022: €180k
2023: €223k
2024: €261k
2018 → 2025
Total assets
€360k▲ 9.7%
2024 · €328k
2018: €117k
2019: €94k
2020: €135k
2021: €178k
2022: €239k
2023: €297k
2024: €328k
2018 → 2025
Net result
€107k▼ 2.4%
2024 · €110k
2018: €43k
2019: €41k
2020: €85k
2021: €90k
2022: €103k
2023: €114k
2024: €110k
2018 → 2025
Working capital
€267k▲ 21.3%
2024 · €220k
2018: €69k
2019: €66k
2020: €75k
2021: €111k
2022: €176k
2023: €172k
2024: €220k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€180k▲ 60.5%€223k▲ 23.4%€261k▲ 17.4%€297k▲ 13.8%
Operating result€115k-€134k▲ 16.2%€157k▲ 17.0%€152k▼ 3.4%€154k▲ 1.5%
Net result€90k-€103k▲ 14.3%€114k▲ 10.1%€110k▼ 3.1%€107k▼ 2.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360k
Fixed assets
€30k▼ 26.3%
Current assets
€329k▲ 14.9%
Equity and liabilities €360k
Equity
€297k▲ 13.8%
Debt
€62k▼ 6.2%
The debt ratio falls from 20.3% to 17.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€166k▲
2024 · €165k
Cash flow
€120k▼
2024 · €123k
Solvency
82.6%▲
2024 · 79.7%
Current ratio
5.27▲
2024 · 4.30
Quick ratio
5.27▲
2024 · 4.30
Debt / equity
0.21▼
2024 · 0.25
ROE
36.1%▼
2024 · 42.1%
ROA
29.9%▼
2024 · 33.6%
Interest coverage
631.29▼
2024 · 691.95
Debt
€62k▼
2024 · €67k
Debt ≤ 1 year
€62k▼
2024 · €67k
Income taxes
€46k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€328k€360k▲
Fixed assets21/28€41k€30k▼
Tangible fixed assets22/27€41k€30k▼
Plant, machinery and equipment23€921€568▼
Furniture and vehicles24€40k€30k▼
Current assets29/58€287k€329k▲
Amounts receivable within one year40/41€20k€27k▲
Trade receivables40€20k€23k▲
Other amounts receivable41-€4k
Current investments50/53-€200k
Cash at bank and in hand54/58€266k€101k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€328k€360k▲
Equity10/15€261k€297k▲
Reserves13€97k€192k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€95k€190k▲
Profit (loss) carried forward14€165k€106k▼
Amounts payable17/49€67k€62k▼
Amounts payable within one year42/48€67k€62k▼
Trade debts44€122€152▲
Suppliers440/4€122€152▲
Taxes, remuneration and social security45€35k€31k▼
Taxes450/3€35k€31k▼
Other amounts payable47/48€31k€32k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€679€538▼
Gross operating margin9900€165k€167k▲
Operating profit (loss)9901€152k€154k▲
Financial income75/76B€2€246▲
Recurring financial income75€2€246▲
Financial charges65/66B€239€264▲
Recurring financial charges65€238€264▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€151k€154k▲
Income taxes67/77€41k€46k▲
Profit (loss) for the period9904€110k€107k▼
Profit (loss) for the period to be appropriated9905€110k€107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€331k€272k▼
Profit (loss) brought forward from the previous period14P€221k€165k▼
Transfer to equity691/2€95k€95k=
To the legal reserve6920-€95k
To other reserves6921€95k-
Profit to be distributed694/7€71k€71k=
Return on contributions (dividend)694€71k€71k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €114k ▲10.1%
Operating result €157k, net result €114k, both a record.
31-12
Financial
Equity above €200kEq €223k ▲23.4%
6 profitable years in a row build equity to €223k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €180k ▲60.5%
5 profitable years in a row build equity to €180k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €112k ▲41.8%
4 profitable years in a row build equity to €112k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
31-12
Financial
Weakest financial yearnet €41k ▼3.7%
Net result drops to €41k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hagaard 513090 OverijseGround area
1,990 m²
Building footprint
331 m²
Volume, LiDAR
1,959 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PHILIPPE CELIS BUSINESS DEVELOPMENT
since 20082.188.730.566
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23546L0409/00V000 | Flanders | 1,257 m² | 1 · 188 m² | 8.9 m · 2 fl. |
| 24026D0201/00X005 | Flanders | 733 m² | 1 · 143 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NVISION DATA
BE 0805.696.252
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LDB Consultancy
BE 0794.702.093
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JELITECH
BE 0872.510.050
Puurs-Sint-Amands · Eq €297k
I-TeConsult
BE 0823.776.062
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TINT SOFTWARE
BE 0478.681.439
Leuven · Eq €297k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 13,770 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2008
Fiscal year end31-12
Abbreviation NL
P.C.B.D.
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
64999Other financial services
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.