PHH CONSULTING
ActivePHH CONSULTING has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €2k. Equity is shrinking by ~17.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 13% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▼-51
Solvency16▼-25
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.3 in 2024), and 94.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.5%
Return on assets
0.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31393 sector peers (2025).
NBB · sector comparisonPosition among 31393 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
13 d early
2023
55 d late
2022
14 d early
2021
11 d early
2020
3 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 76.0%
2024 · €85k
2018: €169k
2019: €189k
2020: €194k
2021: €231k
2022: €20k
2023: €69k
2024: €85k
2018 → 2025
Total assets
€371k▲ 3.1%
2024 · €360k
2018: €244k
2019: €262k
2020: €258k
2021: €308k
2022: €307k
2023: €380k
2024: €360k
2018 → 2025
Net result
€2k▼ 89.2%
2024 · €16k
2018: €17k
2019: €19k
2020: €5k
2021: €37k
2022: €12k
2023: €49k
2024: €16k
2018 → 2025
Working capital
€18k▼ 77.7%
2024 · €81k
2018: €167k
2019: €187k
2020: €190k
2021: €228k
2022: €20k
2023: €64k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€231k-€20k▼ 91.1%€69k▲ 239%€85k▲ 23.1%€20k▼ 76.0%
Operating result€49k-€18k▼ 62.9%€64k▲ 247%€18k▼ 71.0%€4k▼ 79.3%
Net result€37k-€12k▼ 66.4%€49k▲ 292%€16k▼ 67.2%€2k▼ 89.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 79% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €371k
Fixed assets
€3k▼ 45.6%
Current assets
€368k▲ 3.8%
Equity and liabilities €371k
Equity
€20k▼ 76.0%
Debt
€350k▲ 27.8%
The debt ratio rises from 76.2% to 94.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€6k▼
2024 · €21k
Cash flow
€4k▼
2024 · €18k
Solvency
5.5%▼
2024 · 23.8%
Current ratio
1.05▼
2024 · 1.30
Quick ratio
1.05▼
2024 · 1.30
Debt / equity
17.12▲
2024 · 3.21
ROE
8.5%▼
2024 · 18.8%
ROA
0.5%▼
2024 · 4.5%
Interest coverage
2.05▼
2024 · 6.64
Debt
€350k▲
2024 · €274k
Debt ≤ 1 year
€350k▲
2024 · €274k
Income taxes
€968▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€360k€371k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€3k€727▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€355k€368k▲
Amounts receivable within one year40/41€30k€39k▲
Trade receivables40€26k€36k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€321k€326k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€360k€371k▲
Equity10/15€85k€20k▼
Contributions10/11€19k€19k=
Reserves13€67k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€65k-
Amounts payable17/49€274k€350k▲
Amounts payable within one year42/48€274k€350k▲
Financial debts43€869€310▼
Credit institutions430/8€869€310▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Other amounts payable47/48€270k€340k▲
Accrued charges and deferred income492/3€520€352▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€3k€928▼
Gross operating margin9900€24k€7k▼
Operating profit (loss)9901€18k€4k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€18k€3k▼
Income taxes67/77€2k€968▼
Profit (loss) for the period9904€16k€2k▼
Profit (loss) for the period to be appropriated9905€16k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€2k▼
Transfer from equity791/2-€65k
Transfer to equity691/2€16k-
To other reserves6921€16k-
Profit to be distributed694/7-€67k
Return on contributions (dividend)694-€67k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼89.2%
Net result drops to €2k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial
Highest result since 2018net €49k ▲292%
Operating result €64k, net result €49k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €231k ▲19.1%
4 profitable years in a row build equity to €231k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 2 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hamoirlaan 741180 UkkelGround area
990 m²
Building footprint
215 m²
Volume, LiDAR
1,130 m³
Parcel 21612C0217/00Z023, Brussels · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PHH Consulting
since 20132.222.281.381
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0217/00Z023 | Brussels | 990 m² | 1 · 215 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 30,667 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-09-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68203Renting and operating of own or leased non-residential real estate, excluding land
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.