PHAROS CONSO
ActiveSummary
PHAROS CONSO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €40k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 81% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+55
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.74 against 1.25 in 2024; short-term debt: 14.8% and cash: 71.8% of total assets), and 14.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
58.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €58k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
109 d early
2024
121 d early
2023
142 d early
2022
70 d early
2021
95 d early
2020
100 d early
2019
158 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 214%
2024 · €19k
2018: €19k
2019: €85k▲ +353% vs 2018
2020: €101k▲ +19.3% vs 2019highest in 8 years
2021: €76k▼ -25.3% vs 2020
2022: €19k▼ -75.4% vs 2021lowest in 8 years
2023: €19k● 0.0% vs 2022lowest in 8 years
2024: €19k● 0.0% vs 2023lowest in 8 years
2025: €58k▲ +214% vs 2024
2018 → 2025
Total assets
€69k▼ 26.1%
2024 · €93k
2018: €49k
2019: €105k▲ +112% vs 2018
2020: €121k▲ +15.1% vs 2019highest in 8 years
2021: €90k▼ -25.2% vs 2020
2022: €48k▼ -46.6% vs 2021lowest in 8 years
2023: €77k▲ +59.3% vs 2022
2024: €93k▲ +21.4% vs 2023
2025: €69k▼ -26.1% vs 2024
2018 → 2025
Net result
€40k▼ 40.9%
2024 · €67k
2018: €12klowest in 8 years
2019: €66k▲ +429% vs 2018
2020: €16k▼ -75.2% vs 2019
2021: €69k▲ +324% vs 2020highest in 8 years
2022: €22k▼ -67.9% vs 2021
2023: €51k▲ +128% vs 2022
2024: €67k▲ +32.6% vs 2023
2025: €40k▼ -40.9% vs 2024
2018 → 2025
Working capital
€58k▲ 214%
2024 · €19k
2018: €14klowest in 8 years
2019: €80k▲ +479% vs 2018
2020: €97k▲ +21.0% vs 2019highest in 8 years
2021: €71k▼ -26.7% vs 2020
2022: €17k▼ -76.5% vs 2021
2023: €19k▲ +11.1% vs 2022
2024: €19k● 0.0% vs 2023
2025: €58k▲ +214% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€19k▼ 75.4%€19k=€19k=€58k▲ 214%
2021: €76khighest in 5 years
2022: €19k▼ -75.4% vs 2021lowest in 5 years
2023: €19k● 0.0% vs 2022lowest in 5 years
2024: €19k● 0.0% vs 2023lowest in 5 years
2025: €58k▲ +214% vs 2024
Operating result€87k-€28k▼ 67.5%€64k▲ 127%€83k▲ 30.2%€51k▼ 38.9%
2021: €87khighest in 5 years
2022: €28k▼ -67.5% vs 2021lowest in 5 years
2023: €64k▲ +127% vs 2022
2024: €83k▲ +30.2% vs 2023
2025: €51k▼ -38.9% vs 2024
Net result€69k-€22k▼ 67.9%€51k▲ 128%€67k▲ 32.6%€40k▼ 40.9%
2021: €69khighest in 5 years
2022: €22k▼ -67.9% vs 2021lowest in 5 years
2023: €51k▲ +128% vs 2022
2024: €67k▲ +32.6% vs 2023
2025: €40k▼ -40.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €69k
Equity
€58k ▲ 214%
Debt
€10k ▼ 86.3%
Debt's share of the balance-sheet total falls from 80.0% to 14.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
6.74▲
2024 · 1.25
Debt to equity
0.17▼
2024 · 4.00
ROE
68.2%▼
2024 · 362.5%
ROA
58.1%▼
2024 · 72.5%
Debt ≤ 1 year
€10k▼
2024 · €74k
Income taxes
€11k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€93k€69k▼
Current assets29/58€93k€69k▼
Amounts receivable within one year40/41€52k€18k▼
Trade receivables40€15k€14k▼
Other amounts receivable41€37k€4k▼
Cash at bank and in hand54/58€40k€49k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€93k€69k▼
Equity10/15€19k€58k▲
Contributions10/11€19k€19k=
Reserves13-€40k
Distributable reserves133-€40k
Amounts payable17/49€74k€10k▼
Amounts payable within one year42/48€74k€10k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€67k€5k▼
Income statement
Code20242025
Other operating charges640/8€1k€1k▼
Gross operating margin9900€84k€52k▼
Operating profit (loss)9901€83k€51k▼
Financial income75/76B€2k€149▼
Recurring financial income75€2k€149▼
Financial charges65/66B€64€90▲
Recurring financial charges65€64€90▲
Profit (loss) for the period before taxes9903€85k€51k▼
Income taxes67/77€18k€11k▼
Profit (loss) for the period9904€67k€40k▼
Profit (loss) for the period to be appropriated9905€67k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€40k▼
Transfer to equity691/2-€40k
To other reserves6921-€40k
Profit to be distributed694/7€67k-
Return on contributions (dividend)694€67k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €4k | €3k | - | - | - |
| Other operating charges640/8 | €2k | €2k | €2k | €1k | €1k | ▼ 1.2% |
| Gross operating margin9900 | €93k | €34k | €69k | €84k | €52k | ▼ 38.3% |
| Operating profit (loss)9901 | €87k | €28k | €64k | €83k | €51k | ▼ 38.9% |
| Financial income75/76B | €1k | €1k | €1k | €2k | €149 | ▼ 93.2% |
| Recurring financial income75 | €1k | €1k | €1k | €2k | €149 | ▼ 93.2% |
| Financial charges65/66B | €356 | €240 | €112 | €64 | €90 | ▲ 40.1% |
| Recurring financial charges65 | €356 | €240 | €112 | €64 | €90 | ▲ 40.1% |
| Profit (loss) for the period before taxes9903 | €88k | €29k | €65k | €85k | €51k | ▼ 40.3% |
| Income taxes67/77 | €18k | €7k | €14k | €18k | €11k | ▼ 38.2% |
| Profit (loss) for the period9904 | €69k | €22k | €51k | €67k | €40k | ▼ 40.9% |
| Profit (loss) for the period to be appropriated9905 | €69k | €22k | €51k | €67k | €40k | ▼ 40.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €90k | €48k | €77k | €93k | €69k | ▼ 26.1% |
| Fixed assets21/28 | €6k | €2k | - | - | - | - |
| Tangible fixed assets22/27 | €6k | €2k | - | - | - | - |
| Leasing and similar rights25 | €6k | €2k | - | - | - | - |
| Current assets29/58 | €84k | €46k | €77k | €93k | €69k | ▼ 26.1% |
| Amounts receivable within one year40/41 | €29k | €33k | €50k | €52k | €18k | ▼ 66.0% |
| Trade receivables40 | €11k | €12k | €16k | €15k | €14k | ▼ 8.8% |
| Other amounts receivable41 | €17k | €22k | €33k | €37k | €4k | ▼ 89.2% |
| Cash at bank and in hand54/58 | €52k | €12k | €26k | €40k | €49k | ▲ 24.4% |
| Deferred charges and accrued income490/1 | €3k | €664 | €813 | €1k | €2k | ▲ 36.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €90k | €48k | €77k | €93k | €69k | ▼ 26.1% |
| Equity10/15 | €76k | €19k | €19k | €19k | €58k | ▲ 214% |
| Contributions10/11 | €6k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €69k | - | - | - | €40k | - |
| Distributable reserves133 | €69k | - | - | - | €40k | - |
| Amounts payable17/49 | €15k | €29k | €58k | €74k | €10k | ▼ 86.3% |
| Amounts payable after more than one year17 | €2k | - | - | - | - | - |
| Financial debts170/4 | €2k | - | - | - | - | - |
| Amounts payable within one year42/48 | €13k | €29k | €58k | €74k | €10k | ▼ 86.3% |
| Current portion of amounts payable after more than one year42 | €5k | €2k | - | - | - | - |
| Trade debts44 | €873 | €2k | €2k | €3k | €2k | ▼ 10.6% |
| Suppliers440/4 | €873 | €2k | €2k | €3k | €2k | ▼ 10.6% |
| Taxes, remuneration and social security45 | €7k | €3k | €5k | €4k | €3k | ▼ 24.5% |
| Taxes450/3 | €7k | €3k | €5k | €4k | €3k | ▼ 24.5% |
| Other amounts payable47/48 | - | €22k | €51k | €67k | €5k | ▼ 93.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69k | €22k | €51k | €67k | €40k | ▼ 40.9% |
| + Depreciation and write-downs630 | €5k | €4k | €3k | - | - | - |
| Operating cash flow (approximation) | €74k | €27k | €54k | €67k | €40k | ▼ 40.9% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €-40k | €14k | €14k | €10k | ▼ 28.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 5current ratio 6.74
Current ratio from 1.25 to 6.74; short-term debt falls from €74k to €10k.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €69k ▲324%
Operating result €87k, net result €69k, both a record.
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €101k ▲19.3%
3 profitable years in a row build equity to €101k.
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 5current ratio 10.08
Current ratio from 1.91 to 10.08; short-term debt falls from €15k to €9k.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2018
Ground area
1,596 m²
Building footprint
181 m²
Volume, LiDAR
816 m³
Parcel 33011C0068/00C003, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
PHAROS CONSO
since 20182.276.539.916
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011C0068/00C003 | Flanders | 1,596 m² | 1 · 181 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,439 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
58290Other software publishing
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.