PETROV & SON GENERAL CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of PETROV & SON GENERAL CONSTRUCT is 2.3% (moderate). The 2024 annual accounts show equity of €22k and a net result of €-6k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 1633 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability16▼-67
Solvency60▼-10
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.43 against 1.82 in 2023; short-term debt: 65.5% and cash: 5.9% of total assets), and 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
34.5%
Return on assets
-8.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
153 d late
2022
153 d late
2021
153 d late
2020
61 d late
2019
153 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€22k▼ 20.0%
2023 · €28k
2018: €14k
2019: €21k
2020: €23k
2021: €24k
2022: €25k
2023: €28k
2018 → 2024
Total assets
€64k▲ 4.2%
2023 · €61k
2018: €25k
2019: €53k
2020: €52k
2021: €46k
2022: €42k
2023: €61k
2018 → 2024
Net result
€-6k
2023 · €7k
2018: €-249
2019: €12k
2020: €3k
2021: €1k
2022: €1k
2023: €7k
2018 → 2024
Working capital
€18k▼ 34.5%
2023 · €28k
2018: €13k
2019: €5k
2020: €13k
2021: €19k
2022: €25k
2023: €28k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€23k-€24k▲ 4.4%€25k▲ 4.2%€28k▲ 8.2%€22k▼ 20.0%
Operating result€4k-€3k▼ 21.6%€-47€7k€-6k
Net result€3k-€1k▼ 63.7%€1k▲ 0.3%€7k▲ 588%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €7k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €64k
Fixed assets
€4k
Current assets
€60k
Equity and liabilities €64k
Equity
€22k▼ 20.0%
Debt
€42k▲ 24.0%
The debt ratio rises from 55.0% to 65.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-5k▼
2023 · €7k
Cash flow
€-5k▼
2023 · €7k
Solvency
34.5%▼
2023 · 45.0%
Current ratio
1.43▼
2023 · 1.82
Quick ratio
1.07▼
2023 · 1.37
Debt / equity
1.90▲
2023 · 1.22
ROE
-25.0%▼
2023 · 25.7%
ROA
-8.6%▼
2023 · 11.6%
Debt
€42k▲
2023 · €34k
Debt ≤ 1 year
€42k▲
2023 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€61k€64k▲
Fixed assets21/28€0€4k▲
Tangible fixed assets22/27€0€4k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€0€4k▲
Current assets29/58€61k€60k▼
Stocks and contracts in progress3€15k€15k=
Stocks30/36€15k€15k=
Amounts receivable within one year40/41€41k€39k▼
Trade receivables40€40k€36k▼
Other amounts receivable41€725€3k▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€61k€64k▲
Equity10/15€28k€22k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€7k€2k▼
Amounts payable17/49€34k€42k▲
Amounts payable within one year42/48€34k€42k▲
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€9k€9k=
Taxes450/3€10€10=
Remuneration and social security454/9€9k€9k=
Other amounts payable47/48€17k€24k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€29▲
Other operating charges640/8€809€2k▲
Non-recurring operating charges66A€225€632▲
Gross operating margin9900€8k€-3k▼
Operating profit (loss)9901€7k€-6k▼
Financial income75/76B€327-
Recurring financial income75€327-
Financial charges65/66B€74-
Recurring financial charges65€74-
Profit (loss) for the period before taxes9903€7k€-6k▼
Income taxes67/77€179-
Profit (loss) for the period9904€7k€-6k▼
Profit (loss) for the period to be appropriated9905€7k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€2k▼
Profit (loss) brought forward from the previous period14P€5k€7k▲
Profit to be distributed694/7€5k-
Directors or managers695€5k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-6k ▼178%
Net result drops to €-6k, the lowest in the series.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 153 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 122 days late
2017
06-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steengroefstraat 491081 KoekelbergGround area
202 m²
Building footprint
97 m²
Volume, LiDAR
1,097 m³
Parcel 21011A0062/00B002, Brussels · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Steengroefstraat 49, 1081 Koekelberg
since 20162.253.765.997
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0062/00B002 | Brussels | 202 m² | 1 · 97 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 887 companies in sector 33110 we hold annual accounts for 440. 280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2016
Fiscal year end31-12
Activities, NACEBEL
33110Repair and maintenance of fabricated metal products
33140Repair and maintenance of electrical equipment
42220Construction of utility projects for electricity and telecommunications
43212Electrical installation work in industrial facilities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.