Petre Marius Fix&Construct
ActiveSummary
The computed 12-month bankruptcy probability of Petre Marius Fix&Construct is 2.2% (moderate). The 2025 annual accounts show equity of €28k and a net result of €3k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 7453 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-14
Solvency68▼-14
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 2.31 in 2024; short-term debt: 56.9% and cash: 5.7% of total assets), but 56.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.1%
Return on assets
5.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 13.8%
2024 · €25k
2023: €18k
2024: €25k
2023 → 2025
Total assets
€65k▲ 51.3%
2024 · €43k
2023: €86k
2024: €43k
2023 → 2025
Net result
€3k▼ 51.0%
2024 · €7k
2023: €31k
2024: €7k
2023 → 2025
Working capital
€28k▲ 15.5%
2024 · €24k
2023: €17k
2024: €24k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€18k-€25k▲ 39.0%€28k▲ 13.8%
Operating result€37k-€9k▼ 74.7%€4k▼ 53.0%
Net result€31k-€7k▼ 77.5%€3k▼ 51.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€254 ▼ 57.8%
Current assets
€65k ▲ 52.8%
Equity and liabilities €65k
Equity
€28k ▲ 13.8%
Debt
€37k ▲ 102%
Debt's share of the balance-sheet total rises from 42.7% to 56.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €10k
Cash flow
€4k▼
2024 · €7k
Current ratio
1.75▼
2024 · 2.31
Debt to equity
1.32▲
2024 · 0.74
ROE
12.1%▼
2024 · 28.1%
ROA
5.2%▼
2024 · 16.1%
Interest coverage
56.71▲
2024 · 14.59
Debt ≤ 1 year
€37k▲
2024 · €18k
Income taxes
€921▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€65k▲
Fixed assets21/28€602€254▼
Tangible fixed assets22/27€602€254▼
Furniture and vehicles24€602€254▼
Current assets29/58€42k€65k▲
Amounts receivable within one year40/41€35k€61k▲
Trade receivables40€34k€61k▲
Other amounts receivable41€188-
Cash at bank and in hand54/58€8k€4k▼
Deferred charges and accrued income490/1-€36
Equity and liabilities
Total equity and liabilities10/49€43k€65k▲
Equity10/15€25k€28k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€24k€27k▲
Amounts payable17/49€18k€37k▲
Amounts payable within one year42/48€18k€37k▲
Trade debts44€12k€26k▲
Suppliers440/4€12k€26k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€512€348▼
Other operating charges640/8€626€655▲
Gross operating margin9900€11k€5k▼
Operating profit (loss)9901€9k€4k▼
Financial income75/76B€25€0▼
Recurring financial income75€25€0▼
Financial charges65/66B€677€84▼
Recurring financial charges65€677€84▼
Profit (loss) for the period before taxes9903€9k€4k▼
Income taxes67/77€2k€921▼
Profit (loss) for the period9904€7k€3k▼
Profit (loss) for the period to be appropriated9905€7k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€27k▲
Profit (loss) brought forward from the previous period14P€17k€24k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €3k ▼51%
Net result drops to €3k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lotsesteenweg 1841653 BeerselGround area
92 m²
Building footprint
126 m²
Volume, LiDAR
425 m³
Parcel 23017B0442/00E002, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Petre Marius Fix&Construct
since 20222.336.412.373
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017B0442/00E002 | Flanders | 92 m² | 1 · 126 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GHERASIM & CO
BE 0765.424.525
Kraainem · Eq €28,105
ENTREPRISE GUY NOEL
BE 0808.418.190
Arlon · Eq €28,105
JoProject
BE 1005.410.542
Courcelles · Eq €28,107
M Finition
BE 0802.243.745
Overijse · Eq €28,087
SMO COMPANY
BE 0787.822.320
Wichelen · Eq €28,114
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2022
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43331Floor and wall tiling
43350Other building finishing work
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.