PETRA
ActivePETRA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.44M and a net result of €82k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 1839 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+1
Solvency90▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.13 against 2.78 in 2024; short-term debt: 20.2% and cash: 21.7% of total assets), and 34.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.3%
Return on assets
3.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
8 d early
2023
2 d early
2022
5 d early
2021
4 d early
2020
3 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.44M▲ 6.1%
2024 · €1.36M
2019: €977k
2020: €1.01M
2021: €1.10M
2022: €1.35M
2023: €1.31M
2024: €1.36M
2019 → 2025
Total assets
€2.21M▲ 14.2%
2024 · €1.93M
2019: €2.25M
2020: €1.69M
2021: €1.62M
2022: €2.08M
2023: €1.92M
2024: €1.93M
2019 → 2025
Net result
€82k▲ 67.0%
2024 · €49k
2019: €179k
2020: €33k
2021: €95k
2022: €247k
2023: €-43k
2024: €49k
2019 → 2025
Working capital
€953k▲ 0.4%
2024 · €949k
2019: €259k
2020: €475k
2021: €636k
2022: €873k
2023: €880k
2024: €949k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.10M-€1.35M▲ 22.4%€1.31M▼ 3.2%€1.36M▲ 3.8%€1.44M▲ 6.1%
Operating result€133k-€307k▲ 131%€-57k€70k€105k▲ 49.6%
Net result€95k-€247k▲ 160%€-43k€49k€82k▲ 67.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.21M
Fixed assets
€807k▲ 78.8%
Current assets
€1.40M▼ 5.5%
Equity and liabilities €2.21M
Equity
€1.44M▲ 6.1%
Debt
€766k▲ 33.4%
The debt ratio rises from 29.7% to 34.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€254k▲
2024 · €149k
Cash flow
€231k▲
2024 · €128k
Solvency
65.3%▼
2024 · 70.3%
Current ratio
3.13▲
2024 · 2.78
Quick ratio
3.13▲
2024 · 2.78
Debt / equity
0.53▲
2024 · 0.42
ROE
5.7%▲
2024 · 3.6%
ROA
3.7%▲
2024 · 2.6%
Interest coverage
17.73▼
2024 · 25.80
Debt
€766k▲
2024 · €574k
Debt ≤ 1 year
€446k▼
2024 · €532k
Debt > 1 year
€315k▲
2024 · €38k
Income taxes
€14k▼
2024 · €17k
Staff costs
€598k▼
2024 · €626k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.93M€2.21M▲
Fixed assets21/28€451k€807k▲
Tangible fixed assets22/27€450k€805k▲
Land and buildings22€223k€223k=
Plant, machinery and equipment23-€3k
Furniture and vehicles24€227k€580k▲
Financial fixed assets28€1k€1k=
Current assets29/58€1.48M€1.40M▼
Amounts receivable within one year40/41€780k€646k▼
Trade receivables40€778k€642k▼
Other amounts receivable41€2k€4k▲
Current investments50/53-€250k
Cash at bank and in hand54/58€677k€478k▼
Deferred charges and accrued income490/1€24k€25k▲
Equity and liabilities
Total equity and liabilities10/49€1.93M€2.21M▲
Equity10/15€1.36M€1.44M▲
Contributions10/11€93k€93k=
Capital10€93k€93k=
Issued capital100€93k€93k=
Reserves13€242k€242k=
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Tax-exempt reserves132€180k€180k=
Distributable reserves133€53k€53k=
Profit (loss) carried forward14€1.02M€1.11M▲
Amounts payable17/49€574k€766k▲
Amounts payable after more than one year17€38k€315k▲
Financial debts170/4€38k€315k▲
Amounts payable within one year42/48€532k€446k▼
Current portion of amounts payable after more than one year42€60k€79k▲
Trade debts44€369k€293k▼
Suppliers440/4€369k€293k▼
Advances received on contracts in progress46€5k€0▼
Taxes, remuneration and social security45€97k€72k▼
Taxes450/3€48k€22k▼
Remuneration and social security454/9€48k€50k▲
Other amounts payable47/48€2k€2k▼
Accrued charges and deferred income492/3€5k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€626k€598k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€149k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€6k
Other operating charges640/8€79k€80k▲
Gross operating margin9900€854k€938k▲
Operating profit (loss)9901€70k€105k▲
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€6k€14k▲
Recurring financial charges65€6k€14k▲
Profit (loss) for the period before taxes9903€66k€96k▲
Income taxes67/77€17k€14k▼
Profit (loss) for the period9904€49k€82k▲
Profit (loss) for the period to be appropriated9905€49k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.02M€1.11M▲
Profit (loss) brought forward from the previous period14P€974k€1.02M▲
Social balance
Average headcount (FTE)90878.97.5▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €-43k ▼118%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €247k ▲160%
Operating result €307k, net result €247k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €1MEq €1.01M ▲3.3%
2 profitable years in a row build equity to €1.01M.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wingepark 613110 RotselaarGround area
1.1 ha
Building footprint
1,393 m²
Volume, LiDAR
10,710 m³
Parcel 24094C0750/00Z000, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PETRA
since 19922.057.764.730
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094C0750/00Z000 | Flanders | 1.1 ha | 1 · 1,393 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 4,315 EUR awarded · 4,040 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,643 EUR | 2,367 EUR |
| 2024 | 1 | 462 EUR | 462 EUR |
| 2023 | 1 | 0 EUR | 412 EUR |
| 2022 | 2 | 1,210 EUR | 799 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 3,561 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-05-1992
Fiscal year end30-06
Activities, NACEBEL
23630Manufacture of other non-metallic mineral products
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.