PET&HAS

Active

Private limited company (pre-2019)founded 20197 yrs activeAachener Strasse 206, 4730 Raeren, BelgiumKBO/BCE: BE 0723.529.928

PET&HAS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €61k and a net result of €34k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 106 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.3% (low).

Watch Print / PDF

Checked score

Score 2026

64 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2025

Profitability89▲+7

Solvency54▲+15

Growth78=

Track record100

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

Liquidity ample (current ratio 1.7 against 0.77 in 2025; short-term debt: 39.4% and cash: 2.2% of total assets), but 70.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2026

Solvency, return and age of the figures

Solvency

29.4%

Return on assets

16.5%

Age of the figures

6 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Growing equity

Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.

NBB · annual accounts 2026

Equity per financial year

20212223242526

2020 to 2026 · latest year €61k

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2026

43 d early

2025

46 d early

2024

28 d late

2023

1 d early

2022

129 d late

2021

2 d early

2020

23 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Equity

€61k▲ 128%

2025 · €27k

2020: €15k 2021: €1k 2022: €-7k 2023: €-19k 2024: €6k 2025: €27k

2020 → 2026

Total assets

€206k▲ 5.7%

2025 · €195k

2020: €17k 2021: €9k 2022: €618 2023: €1k 2024: €253k 2025: €195k

2020 → 2026

Net result

€34k▲ 70.1%

2025 · €20k

2020: €-4k 2021: €-14k 2022: €-8k 2023: €-13k 2024: €26k 2025: €20k

2020 → 2026

Working capital

€57k

2025 · €-38k

2020: €3k 2021: €-6k 2022: €-7k 2023: €-19k 2024: €-64k 2025: €-38k

2020 → 2026

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20222023202420252026Trend

Equity€-7k-€-19k▼ 191%€6k€27k▲ 309%€61k▲ 128%

Operating result€-7k-€-12k▼ 68.8%€26k€26k▼ 0.5%€61k▲ 137%

Net result€-8k-€-13k▼ 63.8%€26k€20k▼ 22.9%€34k▲ 70.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2026; 2026 is 137% above 2025 and is the highest result in the available series.

Balance-sheet composition

2026 in colour, 2025 as the grey bar beneath

Assets €206k

32.8%

67.2%

Fixed assets €68k▲ 1.1%

Current assets €138k▲ 8.1%

Equity and liabilities €206k

29.4%

29.9%

40.7%

Equity €61k▲ 128%

Provisions €62k

Debt €84k▼ 50.3%

The debt ratio falls from 86.4% to 40.7%. Equity is higher and debt is lower.

Key figures and ratios

2026 value · change against 2025

EBITDA

€68k▲

2025 · €32k

Cash flow

€41k▲

2025 · €26k

Solvency

29.4%▲

2025 · 13.6%

Current ratio

1.70▲

2025 · 0.77

Quick ratio

0.97▲

2025 · 0.34

Debt / equity

1.38▼

2025 · 6.35

ROE

56.2%▼

2025 · 75.5%

ROA

16.5%▲

2025 · 10.3%

Interest coverage

171.58▲

2025 · 105.26

Debt

€84k▼

2025 · €168k

Debt ≤ 1 year

€81k▼

2025 · €166k

Income taxes

€27k▲

2025 · €6k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2026 against 2025

Balance sheet Code20252026

Assets

Total assets20/58€195k€206k▲

Fixed assets21/28€67k€68k▲

Tangible fixed assets22/27€52k€53k▲

Plant, machinery and equipment23€52k€53k▲

Financial fixed assets28€15k€15k=

Current assets29/58€128k€138k▲

Stocks and contracts in progress3€71k€60k▼

Stocks30/36€71k€60k▼

Amounts receivable within one year40/41€49k€74k▲

Trade receivables40€47k€66k▲

Other amounts receivable41€3k€8k▲

Cash at bank and in hand54/58€8k€5k▼

Equity and liabilities

Total equity and liabilities10/49€195k€206k▲

Equity10/15€27k€61k▲

Contributions10/11€19k€19k=

Reserves13-€30k

Distributable reserves133-€30k

Profit (loss) carried forward14€8k€12k▲

Provisions and deferred taxes16-€62k

Provisions for liabilities and charges160/5-€62k

Other liabilities and charges164/5-€62k

Amounts payable17/49€168k€84k▼

Amounts payable within one year42/48€166k€81k▼

Trade debts44€79k€41k▼

Suppliers440/4€79k€41k▼

Taxes, remuneration and social security45€9k€22k▲

Taxes450/3€6k€19k▲

Remuneration and social security454/9€4k€2k▼

Other amounts payable47/48€77k€18k▼

Accrued charges and deferred income492/3€2k€3k▲

Income statement Code20252026

Remuneration, social security and pensions62€16k-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲

Other operating charges640/8€1k€849▼

Non-recurring operating charges66A-€62k

Gross operating margin9900€49k€130k▲

Operating profit (loss)9901€26k€61k▲

Financial income75/76B€20€67▲

Recurring financial income75€20€67▲

Financial charges65/66B€305€396▲

Recurring financial charges65€305€396▲

Profit (loss) for the period before taxes9903€26k€61k▲

Income taxes67/77€6k€27k▲

Profit (loss) for the period9904€20k€34k▲

Profit (loss) for the period to be appropriated9905€20k€34k▲

Appropriation of the result

Profit (loss) to be appropriated9906€8k€42k▲

Profit (loss) brought forward from the previous period14P€-12k€8k▲

Transfer to equity691/2-€30k

To other reserves6921-€30k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 11Financial 4Filings 7

Next filing, fiscal year 2027, expected by 31-10-2027

2026

18-09

NBB filing Annual accounts filed

fiscal year 2026 · micro schema

31-03

Financial Highest result since 2020net €34k ▲70.1%

Operating result €61k, net result €34k, both a record.

31-03

Financial Liquidity doublescurrent ratio 1.70

Current ratio from 0.77 to 1.70; short-term debt falls from €166k to €81k.

2025

15-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

28-11

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

31-03

Financial Back to profitnet €26k

Net result €26k after 4 loss-making years.

2023

30-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

09-03

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 129 days late

2021

29-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

31-03

Financial Weakest financial yearnet €-14k

Net result drops to €-14k, the lowest in the series; recovery starts the following year.

2020

08-10

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2022

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

09-06-2022 Resigned as Director

Location & real-estate footprint

Registered office, Raeren · 1 establishment unit since 2019

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Aachener Strasse 2064730 Raeren

1 establishment unit

Kaffeeparadies CASH & CARRY

Aachener Strasse 206, 4730 RaerenWholesale of other food products

since 20192.287.535.855