Pesio
ActivePesio has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €114k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 13% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32▼-35
Growth32▼-36
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.64 in 2024; short-term debt: 92.9% and cash: 89.5% of total assets), and 92.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.1%
Return on assets
40.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 8601 sector peers (2025).
NBB · sector comparisonPosition among 8601 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
14 d early
2023
12 d late
2022
7 d early
2021
34 d early
2020
3 d late
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€114k▼ 39.1%
2024 · €187k
2018: €134k
2019: €54k
2020: €101k
2021: €176k
2022: €-190k
2023: €-45k
2024: €187k
2018 → 2025
Working capital
€8k▼ 93.7%
2024 · €124k
2018: €5.07M
2019: €10k
2020: €38k
2021: €244k
2022: €82k
2023: €59k
2024: €124k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€316k-€126k▼ 60.2%€81k▼ 36.1%€140k▲ 73.5%€20k▼ 85.7%
Operating result€238k-€-187k€-44k▲ 76.3%€193k€152k▼ 21.3%
Net result€176k-€-190k€-45k▲ 76.1%€187k€114k▼ 39.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €282k
Fixed assets
€12k▼ 23.1%
Current assets
€269k▼ 15.1%
Equity and liabilities €282k
Equity
€20k▼ 85.7%
Debt
€262k▲ 35.3%
The debt ratio rises from 58.0% to 92.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€158k▼
2024 · €199k
Cash flow
€120k▼
2024 · €193k
Solvency
7.1%▼
2024 · 42.0%
Current ratio
1.03▼
2024 · 1.64
Quick ratio
1.03▼
2024 · 1.64
Debt / equity
13.09▲
2024 · 1.38
ROE
568.7%▲
2024 · 133.6%
ROA
40.4%▼
2024 · 56.1%
Interest coverage
706.81▼
2024 · 725.87
Debt
€262k▲
2024 · €193k
Debt ≤ 1 year
€262k▲
2024 · €193k
Income taxes
€38k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€333k€282k▼
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€15k€11k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€12k€9k▼
Financial fixed assets28€775€775=
Current assets29/58€317k€269k▼
Amounts receivable within one year40/41€277k€13k▼
Trade receivables40€248k€0▼
Other amounts receivable41€30k€13k▼
Cash at bank and in hand54/58€38k€252k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€333k€282k▼
Equity10/15€140k€20k▼
Contributions10/11€20k€20k=
Reserves13€120k€0▼
Distributable reserves133€120k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€193k€262k▲
Amounts payable within one year42/48€193k€262k▲
Trade debts44€5k€622▼
Suppliers440/4€5k€622▼
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€3k€0▼
Remuneration and social security454/9€6k€14k▲
Other amounts payable47/48€179k€247k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€36k€30k▼
Gross operating margin9900€236k€188k▼
Operating profit (loss)9901€193k€152k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€274€223▼
Recurring financial charges65€274€223▼
Profit (loss) for the period before taxes9903€192k€151k▼
Income taxes67/77€5k€38k▲
Profit (loss) for the period9904€187k€114k▼
Profit (loss) for the period to be appropriated9905€187k€114k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€114k▼
Profit (loss) brought forward from the previous period14P€-59k€0▲
Transfer from equity791/2-€120k
Profit to be distributed694/7€128k€234k▲
Return on contributions (dividend)694€128k€234k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €187k
Net result €187k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €140k ▲73.5%
Equity rises from €81k to €140k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 12 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-190k ▼208%
Net result drops to €-190k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200kEq €316k ▲126%
4 profitable years in a row build equity to €316k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 3 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Populierstraat 21000 BrusselGround area
204 m²
Building footprint
186 m²
Volume, LiDAR
1,725 m³
Parcel 21812N0455/00F000, Brussels · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PESIO
since 20142.233.795.875
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0455/00F000 | Brussels | 204 m² | 1 · 186 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 30,630 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.