PERSPECTIVE INTERNATIONAL
ActiveSummary
PERSPECTIVE INTERNATIONAL has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €544k and a net result of €16k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability48▼-4
Solvency75=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.97 in 2023; short-term debt: 45.9% and cash: 0.2% of total assets), but 50.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
63 d late
2022
59 d late
2021
40 d late
2020
61 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16k▼ 21.4%
2023 · €21k
2018: €16k
2019: €12k
2020: €19k
2021: €26k
2022: €16k
2023: €21k
2018 → 2024
Working capital
€525k▲ 9.6%
2023 · €479k
2018: €437k
2019: €466k
2020: €479k
2021: €504k
2022: €482k
2023: €479k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€465k-€491k▲ 5.7%€507k▲ 3.3%€528k▲ 4.0%€544k▲ 3.1%
Operating result€42k-€53k▲ 26.0%€43k▼ 18.6%€55k▲ 26.9%€51k▼ 7.6%
Net result€19k-€26k▲ 35.4%€16k▼ 39.2%€21k▲ 28.5%€16k▼ 21.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.09M
Fixed assets
€66k ▼ 19.6%
Current assets
€1.03M ▲ 5.4%
Equity and liabilities €1.09M
Equity
€544k ▲ 3.1%
Debt
€547k ▲ 3.8%
Debt's share of the balance-sheet total rises from 50.0% to 50.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70k▼
2023 · €75k
Cash flow
€35k▼
2023 · €41k
Current ratio
2.05▲
2023 · 1.97
Quick ratio
1.21▲
2023 · 1.06
Debt to equity
1.01▲
2023 · 1.00
ROE
3.0%▼
2023 · 3.9%
ROA
1.5%▼
2023 · 1.9%
Interest coverage
3.24▼
2023 · 3.70
Debt ≤ 1 year
€501k▲
2023 · €494k
Debt > 1 year
€47k▲
2023 · €33k
Income taxes
€13k▼
2023 · €15k
Staff costs
€96k▲
2023 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.06M€1.09M▲
Fixed assets21/28€82k€66k▼
Tangible fixed assets22/27€81k€65k▼
Plant, machinery and equipment23€37k€31k▼
Furniture and vehicles24€31k€25k▼
Other tangible fixed assets26€13k€9k▼
Financial fixed assets28€1k€1k=
Current assets29/58€973k€1.03M▲
Stocks and contracts in progress3€447k€418k▼
Stocks30/36€447k€418k▼
Amounts receivable within one year40/41€348k€428k▲
Trade receivables40€348k€428k▲
Current investments50/53€177k€177k=
Cash at bank and in hand54/58€423€2k▲
Deferred charges and accrued income490/1€845€320▼
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.09M▲
Equity10/15€528k€544k▲
Contributions10/11€93k€93k=
Reserves13€186k€186k=
Non-distributable reserves130/1€186k€186k=
Reserves not available under the articles1311€9k€9k=
Own shares acquired1312€177k€177k=
Profit (loss) carried forward14€249k€265k▲
Amounts payable17/49€527k€547k▲
Amounts payable after more than one year17€33k€47k▲
Financial debts170/4€33k€17k▼
Other amounts payable178/9-€30k
Amounts payable within one year42/48€494k€501k▲
Current portion of amounts payable after more than one year42€14k€8k▼
Financial debts43€163k€147k▼
Credit institutions430/8€163k€147k▼
Trade debts44€225k€214k▼
Suppliers440/4€225k€214k▼
Taxes, remuneration and social security45€71k€104k▲
Taxes450/3€54k€84k▲
Remuneration and social security454/9€16k€20k▲
Other amounts payable47/48€23k€28k▲
Income statement
Code20232024
Remuneration, social security and pensions62€93k€96k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€4k€973▼
Gross operating margin9900€172k€167k▼
Operating profit (loss)9901€55k€51k▼
Financial income75/76B€217€111▼
Recurring financial income75€217€111▼
Financial charges65/66B€20k€22k▲
Recurring financial charges65€20k€22k▲
Profit (loss) for the period before taxes9903€35k€29k▼
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€21k€16k▼
Profit (loss) for the period to be appropriated9905€21k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€249k€265k▲
Profit (loss) brought forward from the previous period14P€228k€249k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Equity above €500kEq €507k ▲3.3%
5 profitable years in a row build equity to €507k.
09-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 40 days late
2021
31-12
Financial
Highest result since 2018net €26k ▲35.4%
Net result €26k, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €12k ▼26.8%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 1201050 BrusselGround area
959 m²
Building footprint
802 m²
Volume, LiDAR
15,063 m³
Parcel 21807G0049/00C000, Brussels · tallest building 33.2 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
PERSPECTIVE
since 19862.031.094.381
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0049/00C000 | Brussels | 959 m² | 1 · 802 m² | 33.2 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PELLEGRINI DESIGN
BE 0686.578.668
Westerlo · Eq €543,988
Altix
BE 0686.661.713
Sint-Jans-Molenbeek · Eq €543,230
MEUBELS PAUWELS NV
BE 0435.784.475
Veurne · Eq €543,076
SYN-ERGO
BE 0470.801.079
Antwerpen · Eq €547,162
CIMA
BE 0447.562.948
Marche-en-Famenne · Eq €548,405
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,206 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-1986
Fiscal year end31-12
Activities, NACEBEL 2025
47551Retail sale of household furniture
47552Retail sale of lighting equipment
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.