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PERSONEEL SERVICES

Active
Private limited companyfounded 20187 yrs activeKasteelstraat 84, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0704.969.670

PERSONEEL SERVICES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €17k and a net result of €17k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2024
86 / 100
Excellent▲ +3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency66▼-11
Growth32=
Stability100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.57 in 2023), and 64.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
35.9%
Return on assets
34.2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
29 d early
2023
36 d early
2022
31 d early
2021
34 d early
2020
23 d early
2019
69 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€17k=
2023 · €17k
2019: €26k 2020: €48k 2021: €17k 2022: €17k 2023: €17k
2019 → 2024
Total assets
€48k▲ 17.8%
2023 · €41k
2019: €37k 2020: €72k 2021: €38k 2022: €51k 2023: €41k
2019 → 2024
Net result
€17k▲ 12.2%
2023 · €15k
2019: €25k 2020: €23k 2021: €16k 2022: €26k 2023: €15k
2019 → 2024
Working capital
€14k▲ 2.7%
2023 · €13k
2019: €20k 2020: €40k 2021: €10k 2022: €12k 2023: €13k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€48k-€17k▼ 64.2%€17k=€17k=€17k=
Operating result€30k-€25k▼ 18.0%€35k▲ 42.1%€21k▼ 41.0%€24k▲ 16.4%
Net result€23k-€16k▼ 27.8%€26k▲ 60.1%€15k▼ 43.6%€17k▲ 12.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2020: €30k€30kNet result 2020: €23k€23kOperating result 2021: €25k€25kNet result 2021: €16k€16kOperating result 2022: €35k€35kNet result 2022: €26k€26kOperating result 2023: €21k€21kNet result 2023: €15k€15kOperating result 2024: €24k€24kNet result 2024: €17k€17k20202021202220232024
The operating result recovers in 2024; 2024 is 16% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €48k
Fixed assets €4k▼ 9.3%
Current assets €45k▲ 20.6%
Equity and liabilities €48k
Equity €17k=
Debt €31k▲ 30.7%
The debt ratio rises from 57.8% to 64.1%: debt grows faster than equity.
Key figures and ratios
2024 value · change against 2023
EBITDA
€26k
2023 · €23k
Cash flow
€19k
2023 · €18k
Solvency
35.9%
2023 · 42.2%
Current ratio
1.45
2023 · 1.57
Quick ratio
1.45
2023 · 1.57
Debt / equity
1.79
2023 · 1.37
ROE
95.5%
2023 · 85.1%
ROA
34.2%
2023 · 35.9%
Interest coverage
13.07
2023 · 50.38
Debt
€31k
2023 · €24k
Debt ≤ 1 year
€31k
2023 · €24k
Income taxes
€5k
2023 · €5k
Staff costs
€250
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€41k€48k
Fixed assets21/28€4k€4k
Tangible fixed assets22/27€4k€4k
Plant, machinery and equipment23€534€398
Furniture and vehicles24€3k€3k
Other tangible fixed assets26€273€101
Current assets29/58€37k€45k
Amounts receivable within one year40/41€9k€13k
Trade receivables40€7k€8k
Other amounts receivable41€2k€5k
Cash at bank and in hand54/58€25k€29k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€41k€48k
Equity10/15€17k€17k=
Contributions10/11€1k€1k=
Reserves13€16k€16k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14-€0
Amounts payable17/49€24k€31k
Amounts payable within one year42/48€24k€31k
Trade debts44€4k€2k
Suppliers440/4€4k€2k
Taxes, remuneration and social security45€5k€831
Taxes450/3€5k€831
Other amounts payable47/48€15k€28k
Income statement Code20232024
Remuneration, social security and pensions62-€250
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k
Other operating charges640/8€388€803
Non-recurring operating charges66A€43€12
Gross operating margin9900€24k€27k
Operating profit (loss)9901€21k€24k
Financial income75/76B€2€0
Recurring financial income75€2€0
Financial charges65/66B€464€2k
Recurring financial charges65€464€2k
Profit (loss) for the period before taxes9903€20k€22k
Income taxes67/77€5k€5k
Profit (loss) for the period9904€15k€17k
Profit (loss) for the period to be appropriated9905€15k€17k
Appropriation of the result
Profit (loss) to be appropriated9906€15k€17k
Profit to be distributed694/7€15k€17k
Return on contributions (dividend)694€15k€17k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €15k ▼43.6%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2019net €26k ▲60.1%
Operating result €35k, net result €26k, both a record.
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kasteelstraat 842220 Heist-op-den-Berg
Ground area
618 m²
Building footprint
116 m²
Volume, LiDAR
790 m³
Parcel 12014K0723/00K000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
persoNeel services
Kasteelstraat 84, 2220 Heist-op-den-BergComputer programming, consultancy and related activities
since 20182.281.698.336
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12014K0723/00K000 Flanders 618 m² 1 · 116 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 990 EUR awarded · 990 EUR paid
Year Entries awardedpaid
2024 1 990 EUR990 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 990 EUR · 990 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 13,390 companies in sector 73300 we hold annual accounts for 6,881. 4,511 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-09-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.