PERLAV
ActiveSummary
PERLAV has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €810k and a net result of €116k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 1208 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-2
Solvency41▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.5 in 2024; short-term debt: 43.6% and cash: 0.6% of total assets), and 84.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
2.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1208 sector peers (2025).
NBB · sector comparisonPosition among 1208 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
61 d late
2023
70 d late
2022
29 d late
2021
29 d late
2020
23 d late
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€116k▲ 25.8%
2024 · €92k
2018: €21klowest in 8 years
2019: €92k▲ +334% vs 2018
2020: €50k▼ -45.3% vs 2019
2021: €118k▲ +136% vs 2020
2022: €176k▲ +48.9% vs 2021highest in 8 years
2023: €38k▼ -78.7% vs 2022
2024: €92k▲ +144% vs 2023
2025: €116k▲ +25.8% vs 2024
2018 → 2025
Working capital
€-768k▲ 17.0%
2024 · €-925k
2018: €-51k
2019: €-19k▲ +62.5% vs 2018highest in 8 years
2020: €-143k▼ -643% vs 2019
2021: €-72k▲ +49.7% vs 2020
2022: €-110k▼ -53.8% vs 2021
2023: €-689k▼ -525% vs 2022
2024: €-925k▼ -34.2% vs 2023lowest in 8 years
2025: €-768k▲ +17.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€463k-€514k▲ 11.2%€549k▲ 6.7%€638k▲ 16.3%€810k▲ 26.9%
2021: €463klowest in 5 years
2022: €514k▲ +11.2% vs 2021
2023: €549k▲ +6.7% vs 2022
2024: €638k▲ +16.3% vs 2023
2025: €810k▲ +26.9% vs 2024highest in 5 years
Operating result€161k-€255k▲ 58.4%€146k▼ 42.9%€262k▲ 80.0%€260k▼ 0.8%
2021: €161k
2022: €255k▲ +58.4% vs 2021
2023: €146k▼ -42.9% vs 2022lowest in 5 years
2024: €262k▲ +80.0% vs 2023highest in 5 years
2025: €260k▼ -0.8% vs 2024
Net result€118k-€176k▲ 48.9%€38k▼ 78.7%€92k▲ 144%€116k▲ 25.8%
2021: €118k
2022: €176k▲ +48.9% vs 2021highest in 5 years
2023: €38k▼ -78.7% vs 2022lowest in 5 years
2024: €92k▲ +144% vs 2023
2025: €116k▲ +25.8% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.13M
Fixed assets
€3.66M ▼ 4.2%
Current assets
€1.47M ▲ 57.5%
Equity and liabilities €5.13M
Equity
€810k ▲ 26.9%
Debt
€4.32M ▲ 5.0%
Debt's share of the balance-sheet total falls from 86.6% to 84.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€885k▲
2024 · €816k
Cash flow
€741k▲
2024 · €646k
Current ratio
0.66▲
2024 · 0.50
Quick ratio
0.63▲
2024 · 0.46
Debt to equity
5.33▼
2024 · 6.45
ROE
14.3%▼
2024 · 14.4%
ROA
2.3%▲
2024 · 1.9%
Interest coverage
5.72▼
2024 · 6.21
Debt ≤ 1 year
€2.23M▲
2024 · €1.86M
Debt > 1 year
€2.05M▼
2024 · €2.24M
Income taxes
€55k▲
2024 · €49k
Staff costs
€3.95M▲
2024 · €3.82M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.75M€5.13M▲
Fixed assets21/28€3.82M€3.66M▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€3.81M€3.66M▼
Land and buildings22€2.57M€2.59M▲
Plant, machinery and equipment23€119k€94k▼
Furniture and vehicles24€1.11M€967k▼
Assets under construction and advance payments27€19k€8k▼
Financial fixed assets28€6k€6k▼
Current assets29/58€931k€1.47M▲
Stocks and contracts in progress3€70k€67k▼
Stocks30/36€70k€67k▼
Amounts receivable within one year40/41€771k€1.26M▲
Trade receivables40€570k€606k▲
Other amounts receivable41€202k€658k▲
Cash at bank and in hand54/58€12k€29k▲
Deferred charges and accrued income490/1€78k€106k▲
Equity and liabilities
Total equity and liabilities10/49€4.75M€5.13M▲
Equity10/15€638k€810k▲
Contributions10/11€25k€25k=
Reserves13€608k€546k▼
Distributable reserves133€608k€546k▼
Profit (loss) carried forward14-€0
Investment grants15€5k€239k▲
Amounts payable17/49€4.12M€4.32M▲
Amounts payable after more than one year17€2.24M€2.05M▼
Financial debts170/4€2.24M€2.05M▼
Amounts payable within one year42/48€1.86M€2.23M▲
Current portion of amounts payable after more than one year42€607k€637k▲
Financial debts43€260k€350k▲
Credit institutions430/8€260k€350k▲
Trade debts44€91k€176k▲
Suppliers440/4€91k€176k▲
Taxes, remuneration and social security45€692k€727k▲
Taxes450/3€40k€62k▲
Remuneration and social security454/9€652k€665k▲
Other amounts payable47/48€207k€344k▲
Accrued charges and deferred income492/3€23k€32k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3.82M€3.95M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€554k€625k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€33k€30k▼
Gross operating margin9900€4.67M€4.87M▲
Operating profit (loss)9901€262k€260k▼
Financial income75/76B€10k€65k▲
Recurring financial income75€10k€65k▲
Financial charges65/66B€131k€155k▲
Recurring financial charges65€131k€155k▲
Profit (loss) for the period before taxes9903€141k€170k▲
Income taxes67/77€49k€55k▲
Profit (loss) for the period9904€92k€116k▲
Profit (loss) for the period to be appropriated9905€92k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€116k▲
Transfer from equity791/2-€177k
Transfer to equity691/2€92k€116k▲
To other reserves6921€92k€116k▲
Profit to be distributed694/7-€177k
Return on contributions (dividend)694-€177k
Social balance
Average headcount (FTE)908778.382.0▲
The notes to these accounts (31 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2.57M | €3.13M | €3.59M | €3.82M | €3.95M | ▲ 3.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €227k | €282k | €416k | €554k | €625k | ▲ 12.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | €103 | €1k | €0 | - | - |
| Other operating charges640/8 | €9k | €9k | €29k | €33k | €30k | ▼ 8.6% |
| Non-recurring operating charges66A | €24k | €2k | €130 | - | - | - |
| Gross operating margin9900 | €2.99M | €3.68M | €4.19M | €4.67M | €4.87M | ▲ 4.3% |
| Operating profit (loss)9901 | €161k | €255k | €146k | €262k | €260k | ▼ 0.8% |
| Financial income75/76B | €8k | €11k | €6k | €10k | €65k | ▲ 555% |
| Recurring financial income75 | €8k | €11k | €6k | €10k | €65k | ▲ 555% |
| Financial charges65/66B | €19k | €11k | €106k | €131k | €155k | ▲ 17.7% |
| Recurring financial charges65 | €19k | €11k | €106k | €131k | €155k | ▲ 17.7% |
| Profit (loss) for the period before taxes9903 | €151k | €254k | €45k | €141k | €170k | ▲ 21.2% |
| Transfer from deferred taxes780 | €0 | - | - | - | - | - |
| Income taxes67/77 | €32k | €78k | €8k | €49k | €55k | ▲ 12.5% |
| Profit (loss) for the period9904 | €118k | €176k | €38k | €92k | €116k | ▲ 25.8% |
| Transfer from tax-exempt reserves789 | €4k | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €122k | €176k | €38k | €92k | €116k | ▲ 25.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.48M | €1.90M | €4.31M | €4.75M | €5.13M | ▲ 7.9% |
| Fixed assets21/28 | €862k | €995k | €3.59M | €3.82M | €3.66M | ▼ 4.2% |
| Intangible fixed assets21 | €985 | €284 | €3k | €3k | €2k | ▼ 29.8% |
| Tangible fixed assets22/27 | €855k | €989k | €3.58M | €3.81M | €3.66M | ▼ 4.2% |
| Land and buildings22 | €355k | €295k | €2.55M | €2.57M | €2.59M | ▲ 0.7% |
| Plant, machinery and equipment23 | €74k | €71k | €125k | €119k | €94k | ▼ 20.9% |
| Furniture and vehicles24 | €426k | €621k | €866k | €1.11M | €967k | ▼ 12.6% |
| Assets under construction and advance payments27 | €0 | €3k | €44k | €19k | €8k | ▼ 60.2% |
| Financial fixed assets28 | €6k | €6k | €6k | €6k | €6k | ▼ 11.0% |
| Current assets29/58 | €618k | €903k | €725k | €931k | €1.47M | ▲ 57.5% |
| Stocks and contracts in progress3 | €30k | €43k | €51k | €70k | €67k | ▼ 3.6% |
| Stocks30/36 | €30k | €43k | €51k | €70k | €67k | ▼ 3.6% |
| Amounts receivable within one year40/41 | €506k | €670k | €597k | €771k | €1.26M | ▲ 63.9% |
| Trade receivables40 | €480k | €613k | €561k | €570k | €606k | ▲ 6.5% |
| Other amounts receivable41 | €27k | €57k | €36k | €202k | €658k | ▲ 226% |
| Cash at bank and in hand54/58 | €53k | €134k | €14k | €12k | €29k | ▲ 139% |
| Deferred charges and accrued income490/1 | €28k | €56k | €63k | €78k | €106k | ▲ 36.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.48M | €1.90M | €4.31M | €4.75M | €5.13M | ▲ 7.9% |
| Equity10/15 | €463k | €514k | €549k | €638k | €810k | ▲ 26.9% |
| Contributions10/11 | €25k | €25k | €25k | €25k | €25k | = |
| Reserves13 | €434k | €478k | €516k | €608k | €546k | ▼ 10.2% |
| Non-distributable reserves130/1 | €3k | €3k | €0 | - | - | - |
| Reserves not available under the articles1311 | €3k | €3k | €0 | - | - | - |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €432k | €476k | €516k | €608k | €546k | ▼ 10.2% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | - | €0 | - |
| Investment grants15 | €4k | €11k | €8k | €5k | €239k | ▲ 4,503% |
| Amounts payable17/49 | €1.02M | €1.38M | €3.77M | €4.12M | €4.32M | ▲ 5.0% |
| Amounts payable after more than one year17 | €327k | €370k | €2.35M | €2.24M | €2.05M | ▼ 8.2% |
| Financial debts170/4 | €327k | €370k | €2.35M | €2.24M | €2.05M | ▼ 8.2% |
| Amounts payable within one year42/48 | €690k | €1.01M | €1.41M | €1.86M | €2.23M | ▲ 20.4% |
| Current portion of amounts payable after more than one year42 | €195k | €251k | €494k | €607k | €637k | ▲ 5.0% |
| Financial debts43 | €11 | €0 | €80k | €260k | €350k | ▲ 34.6% |
| Credit institutions430/8 | €11 | €0 | €80k | €260k | €350k | ▲ 34.6% |
| Trade debts44 | €36k | €74k | €150k | €91k | €176k | ▲ 94.5% |
| Suppliers440/4 | €36k | €74k | €150k | €91k | €176k | ▲ 94.5% |
| Taxes, remuneration and social security45 | €390k | €581k | €573k | €692k | €727k | ▲ 5.0% |
| Taxes450/3 | €25k | €66k | €68k | €40k | €62k | ▲ 53.4% |
| Remuneration and social security454/9 | €365k | €515k | €505k | €652k | €665k | ▲ 2.1% |
| Other amounts payable47/48 | €68k | €107k | €117k | €207k | €344k | ▲ 66.7% |
| Accrued charges and deferred income492/3 | - | - | €5k | €23k | €32k | ▲ 38.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €118k | €176k | €38k | €92k | €116k | ▲ 25.8% |
| + Depreciation and write-downs630 | €227k | €282k | €416k | €554k | €625k | ▲ 12.7% |
| Operating cash flow (approximation) | €345k | €459k | €454k | €646k | €741k | ▲ 14.6% |
| Investment in fixed assets (approximation) | - | €-416k | €-3.01M | €-787k | €-465k | ▲ 40.9% |
| Change in cash | - | €81k | €-120k | €-1k | €17k | ▲ 1,466% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 70 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €176k ▲48.9%
Net result €176k, the highest in the series.
31-12
Financial
Equity above €500kEq €514k ▲11.2%
5 profitable years in a row build equity to €514k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 34 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1971
Ground area
5,012 m²
Building footprint
675 m²
Volume, LiDAR
2,136 m³
Parcel 63059A0330/00G000, Wallonia · tallest building 4.6 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SPRL PERLAV
since 19712.005.241.804
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059A0330/00G000 | Wallonia | 5,012 m² | 1 · 675 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,006 companies in sector 81220 we hold annual accounts for 2,414. 1,064 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-11-1970
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Contact
E-mail
info@perlav.beVerviers
Scores and ratios are computed by Checked and are not a credit decision.