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PERJUSTINAGE

Active
Private limited companyfounded 199927 yrs activeRue de Saint-Amand(B.S) 106, 7603 Péruwelz, BelgiumKBO/BCE: BE 0466.819.527
Summary

PERJUSTINAGE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €599k and a net result of €83k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 637 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
76 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▲+36
Solvency77▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.63 in 2023; short-term debt: 19.4% and cash: 2.9% of total assets), and 48.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
18 d late
2023
23 d late
2022
25 d early
2021
2 d late
2020
16 d early
2019
12 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€83k▲ 196%
2023 · €28k
2018: €936 2020: €16k 2021: €53k 2022: €-7k 2023: €28k
2018 → 2024
Working capital
€-155k▼ 44.3%
2023 · €-107k
2018: €-460k 2020: €-149k 2021: €-154k 2022: €-186k 2023: €-107k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€445k-€497k▲ 11.6%€489k▼ 1.5%€516k▲ 5.5%€599k▲ 15.9%
Operating result€60k-€107k▲ 78.6%€93k▼ 12.6%€148k▲ 58.9%€138k▼ 6.7%
Net result€16k-€53k▲ 234%€-7k€28k€83k▲ 196%
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2020: €60k€60kNet result 2020: €16k€16kOperating result 2021: €107k€107kNet result 2021: €53k€53kOperating result 2022: €93k€93kNet result 2022: €-7k€-7kOperating result 2023: €148k€148kNet result 2023: €28k€28kOperating result 2024: €138k€138kNet result 2024: €83k€83k20202021202220232024€-50k€0€50k€100k€150kOperating result 2022: €93k€93kNet result 2022: €-7k€-6.6kOperating result 2023: €148k€148kNet result 2023: €28k€28kOperating result 2024: €138k€138kNet result 2024: €83k€83k202220232024
The operating result falls in 2024; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.15M
Fixed assets €1.09M ▲ 7.3%
Current assets €69k ▼ 62.6%
Equity and liabilities €1.15M
Equity €599k ▲ 15.9%
Debt €555k ▼ 18.3%
Debt's share of the balance-sheet total falls from 56.8% to 48.1%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€186k
2023 · €275k
Cash flow
€131k
2023 · €155k
Current ratio
0.31
2023 · 0.63
Debt to equity
0.93
2023 · 1.32
ROE
13.9%
2023 · 5.5%
ROA
7.2%
2023 · 2.4%
Interest coverage
5.88
2023 · 2.36
Debt ≤ 1 year
€224k
2023 · €292k
Debt > 1 year
€332k
2023 · €386k
Income taxes
€23k
2023 · €3k
Staff costs
€21k
2023 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.20M€1.15M
Fixed assets21/28€1.01M€1.09M
Tangible fixed assets22/27€1.01M€1.08M
Land and buildings22€917k€892k
Plant, machinery and equipment23€90k€188k
Furniture and vehicles24€3k€3k=
Financial fixed assets28€1k€1k=
Current assets29/58€184k€69k
Amounts receivable within one year40/41€62k€18k
Trade receivables40€43k€0
Other amounts receivable41€19k€18k
Cash at bank and in hand54/58€107k€33k
Deferred charges and accrued income490/1€15k€17k
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.15M
Equity10/15€516k€599k
Contributions10/11€19k€19k=
Reserves13€498k€580k
Distributable reserves133€498k€580k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€679k€555k
Amounts payable after more than one year17€386k€332k
Financial debts170/4€386k€332k
Amounts payable within one year42/48€292k€224k
Current portion of amounts payable after more than one year42€63k€55k
Trade debts44€58k€1k
Suppliers440/4€58k€1k
Taxes, remuneration and social security45€18k€17k
Taxes450/3€11k€17k
Remuneration and social security454/9€7k€0
Other amounts payable47/48€152k€150k
Accrued charges and deferred income492/3€1k€0
Income statement Code20232024
Non-recurring operating income76A€266k€0
Remuneration, social security and pensions62€43k€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€127k€48k
Other operating charges640/8€13k€9k
Gross operating margin9900€332k€216k
Operating profit (loss)9901€148k€138k
Financial income75/76B€2€0
Recurring financial income75€2€0
Financial charges65/66B€116k€32k
Recurring financial charges65€116k€32k
Profit (loss) for the period before taxes9903€32k€106k
Income taxes67/77€3k€23k
Profit (loss) for the period9904€28k€83k
Profit (loss) for the period to be appropriated9905€28k€83k
Appropriation of the result
Profit (loss) to be appropriated9906€28k€83k
Transfer from equity791/2€1k€1k
Transfer to equity691/2€28k€83k
To other reserves6921€28k€83k
Profit to be distributed694/7€1k€1k
Return on contributions (dividend)694€1k€1k

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
18-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial Highest result since 2018net €83k ▲196%
Net result €83k, the highest in the series.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial Equity above €500kEq €516k ▲5.5%
Equity rises from €489k to €516k.
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-7k ▼113%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
02-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
15-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €200kEq €445k ▲162%
2 profitable years in a row build equity to €445k.
12-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 12 days late
2019
25-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
14-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
29-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 2 establishment units since 2016
establishment approximate All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Saint-Amand(B.S) 1067603 Péruwelz
Ground area
1,573 m²
Building footprint
192 m²
Volume, LiDAR
1,306 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue de Saint-Amand(B.S) 106, 7603 Péruwelz
Real estate activities
since 20162.263.095.617
Rue Maréchal Foch 56B, 7370 Dour
General medical practice
since 20192.292.429.011
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53020B0681/00Z000 Wallonia 1,392 m² 1 · 108 m² 11.0 m · 3 fl.
57011E1207/00E002indicative Wallonia 181 m² 1 · 84 m² 8.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900499YMSOL2W8R87
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 761 companies in sector 72101 we hold annual accounts for 481. 315 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-09-1999
Fiscal year end31-12
Activities, NACEBEL 2025
72101Research and development on biotechnology
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.