PERI ET RAY
ActivePERI ET RAY has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €2k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 1633 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-22
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.67 in 2024; short-term debt: 24.7% and cash: 39.1% of total assets), and 24.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.3%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
22 d late
2023
26 d late
2022
18 d late
2021
29 d late
2020
25 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€28k▲ 6.1%
2024 · €27k
2018: €24k
2019: €22k
2020: €19k
2021: €18k
2022: €20k
2023: €22k
2024: €27k
2018 → 2025
Total assets
€38k▲ 7.4%
2024 · €35k
2018: €37k
2019: €43k
2020: €34k
2021: €31k
2022: €31k
2023: €30k
2024: €35k
2018 → 2025
Net result
€2k▼ 64.2%
2024 · €5k
2018: €-10k
2019: €-2k
2020: €-4k
2021: €-156
2022: €1k
2023: €2k
2024: €5k
2018 → 2025
Working capital
€7k▲ 29.3%
2024 · €6k
2018: €-9k
2019: €-8k
2020: €-9k
2021: €-6k
2022: €-2k
2023: €1k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€20k▲ 6.4%€22k▲ 12.7%€27k▲ 20.6%€28k▲ 6.1%
Operating result€5-€1k▲ 22,655%€3k▲ 108%€5k▲ 80.9%€2k▼ 64.3%
Net result€-156-€1k€2k▲ 112%€5k▲ 82.8%€2k▼ 64.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€21k=
Current assets
€16k▲ 18.7%
Equity and liabilities €38k
Equity
€28k▲ 6.1%
Debt
€9k▲ 11.6%
The debt ratio rises from 23.8% to 24.7%. Equity and debt are higher.
Key figures and ratios
Solvency
75.3%▼
2024 · 76.2%
Current ratio
1.77▲
2024 · 1.67
Quick ratio
1.77▲
2024 · 1.67
Debt / equity
0.33▲
2024 · 0.31
ROE
5.8%▼
2024 · 17.1%
ROA
4.3%▼
2024 · 13.0%
Debt
€9k▲
2024 · €8k
Debt ≤ 1 year
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€38k▲
Fixed assets21/28€21k€21k=
Tangible fixed assets22/27€21k€21k=
Land and buildings22€21k€21k=
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€14k€16k▲
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€1k€2k▲
Cash at bank and in hand54/58€11k€15k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€35k€38k▲
Equity10/15€27k€28k▲
Contributions10/11€62k€62k=
Capital10-€62k
Issued capital100-€62k
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€-42k€-40k▲
Amounts payable17/49€8k€9k▲
Amounts payable within one year42/48€8k€9k▲
Current portion of amounts payable after more than one year42€7k€5k▼
Trade debts44€175€2k▲
Suppliers440/4€175€2k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Income statement
Code20242025
Gross operating margin9900€5k€2k▼
Operating profit (loss)9901€5k€2k▼
Financial income75/76B€10€35▲
Recurring financial income75€10€35▲
Financial charges65/66B€46€45▼
Recurring financial charges65€46€45▼
Profit (loss) for the period before taxes9903€5k€2k▼
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-40k▲
Profit (loss) brought forward from the previous period14P€-46k€-42k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2018net €5k ▲82.8%
Operating result €5k, net result €5k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue sur le Bois(ARG) 104601 ViséGround area
1,064 m²
Building footprint
144 m²
Volume, LiDAR
835 m³
Parcel 62005A0342/00E000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue sur le Bois(ARG) 10, 4601 Visé
since 19892.044.913.913
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62005A0342/00E000 | Wallonia | 1,064 m² | 1 · 144 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 2,801 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-07-1989
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
58110Book publishing
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.