PERFECT CONSTRUCTION
ActivePERFECT CONSTRUCTION has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €43k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+42
Solvency100=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 3.07 in 2024), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
21.2%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €143k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
20 d late
2023
33 d early
2022
41 d early
2021
32 d early
2020
2 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€705k
EBIT margin
6.0%
Net result
€43k▲ 274%
2024 · €11k
2018: €18k
2019: €53k
2020: €10k
2021: €31k
2022: €31k
2023: €33k
2024: €11k
2018 → 2025
Working capital
€76k▲ 53.7%
2024 · €49k
2018: €130k
2019: €162k
2020: €72k
2021: €111k
2022: €52k
2023: €49k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€705k-
Equity€155k-€85k▼ 44.8%€118k▲ 38.4%€100k▼ 15.7%€143k▲ 43.1%
Operating result€42k-€40k▼ 4.1%€42k▲ 3.7%€16k▼ 61.1%€54k▲ 229%
Net result€31k-€31k▼ 2.6%€33k▲ 6.8%€11k▼ 65.0%€43k▲ 274%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 229% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203k
Fixed assets
€78k▲ 43.2%
Current assets
€124k▲ 70.2%
Equity and liabilities €203k
Equity
€143k▲ 43.1%
Debt
€60k▲ 114%
The debt ratio rises from 22.0% to 29.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€75k▲
2024 · €40k
Cash flow
€64k▲
2024 · €35k
Solvency
70.3%▼
2024 · 78.0%
Current ratio
2.56▼
2024 · 3.07
Quick ratio
2.56▼
2024 · 3.07
Debt / equity
0.42▲
2024 · 0.28
ROE
30.1%▲
2024 · 11.5%
ROA
21.2%▲
2024 · 9.0%
Interest coverage
85.47▲
2024 · 49.65
Debt
€60k▲
2024 · €28k
Debt ≤ 1 year
€49k▲
2024 · €24k
Debt > 1 year
€11k▲
2024 · €4k
Income taxes
€23k▲
2024 · €4k
Staff costs
€27k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€203k▲
Fixed assets21/28€55k€78k▲
Tangible fixed assets22/27€54k€78k▲
Plant, machinery and equipment23€30k€17k▼
Furniture and vehicles24€581€35k▲
Other tangible fixed assets26€24k€26k▲
Financial fixed assets28€324€324=
Current assets29/58€73k€124k▲
Amounts receivable within one year40/41€5k€1k▼
Other amounts receivable41€5k€1k▼
Cash at bank and in hand54/58€61k€117k▲
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€128k€203k▲
Equity10/15€100k€143k▲
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€85k€128k▲
Amounts payable17/49€28k€60k▲
Amounts payable after more than one year17€4k€11k▲
Financial debts170/4€4k€11k▲
Amounts payable within one year42/48€24k€49k▲
Current portion of amounts payable after more than one year42€5k€11k▲
Trade debts44€6k€13k▲
Suppliers440/4€6k€13k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€9k€13k▲
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€1k€11k▲
Accrued charges and deferred income492/3-€589
Income statement
Code20242025
Remuneration, social security and pensions62€52k€27k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€21k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€94k€104k▲
Operating profit (loss)9901€16k€54k▲
Financial income75/76B€15€13k▲
Recurring financial income75€15€4▼
Non-recurring financial income76B-€13k
Financial charges65/66B€802€873▲
Recurring financial charges65€802€873▲
Profit (loss) for the period before taxes9903€15k€66k▲
Income taxes67/77€4k€23k▲
Profit (loss) for the period9904€11k€43k▲
Profit (loss) for the period to be appropriated9905€11k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€128k▲
Profit (loss) brought forward from the previous period14P€104k€85k▼
Profit to be distributed694/7€30k€0▼
Return on contributions (dividend)694€30k€0▼
Social balance
Average headcount (FTE)90871.3-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €143k ▲43.1%
8 profitable years in a row build equity to €143k.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 3.07
Current ratio from 1.50 to 3.07; short-term debt falls from €98k to €24k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100kEq €118k ▲38.4%
6 profitable years in a row build equity to €118k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.50
Current ratio from 1.52 to 3.50; short-term debt falls from €138k to €44k.
31-12
Financial
Equity above €150kEq €155k ▲25.6%
4 profitable years in a row build equity to €155k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €10k ▼82%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €53k ▲188%
Operating result €67k, net result €53k, both a record.
31-12
Financial
Equity above €200kEq €214k ▲33%
2 profitable years in a row build equity to €214k.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sentier Cache-Après(L.L) 457100 La LouvièreGround area
1,190 m²
Building footprint
44 m²
Volume, LiDAR
316 m³
Parcel 55022A0131/00C002, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Perfect Construction
since 20152.244.425.689
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55022A0131/00C002 | Wallonia | 1,190 m² | 1 · 44 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,605 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2015
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0494/625523