PERFECT +
Active1 interim measureSummary
The file of PERFECT + contains 1 interim measure, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 7.7% (elevated). The 2024 annual accounts show equity of €45k and a net result of €42k. Its solvency ranks better than 53% of 9982 sector peers (fiscal year 2024).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency70
Growth-
Track record47
Bankruptcy probability, 12 months
7.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.62; short-term debt: 54.6% and cash: 40.6% of total assets), but 54.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
46 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€45k
Total assets
€99k
Net result
€42k
Working capital
€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €99k
Fixed assets
€11k
Current assets
€88k
Equity and liabilities €99k
Equity
€45k
Debt
€54k
Debt finances 54.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€53k
Cash flow
€43k
Current ratio
1.62
Debt to equity
1.20
ROE
93.3%
ROA
42.4%
Interest coverage
144.41
Debt ≤ 1 year
€54k
Income taxes
€11k
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet
Code2024
Assets
Total assets20/58€99k
Fixed assets21/28€11k
Tangible fixed assets22/27€11k
Furniture and vehicles24€1k
Other tangible fixed assets26€10k
Current assets29/58€88k
Amounts receivable within one year40/41€47k
Trade receivables40€16k
Other amounts receivable41€31k
Cash at bank and in hand54/58€40k
Deferred charges and accrued income490/1€458
Equity and liabilities
Total equity and liabilities10/49€99k
Equity10/15€45k
Contributions10/11€3k
Profit (loss) carried forward14€42k
Amounts payable17/49€54k
Amounts payable within one year42/48€54k
Trade debts44€29k
Suppliers440/4€29k
Taxes, remuneration and social security45€25k
Taxes450/3€25k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€1k
Gross operating margin9900€54k
Operating profit (loss)9901€52k
Financial income75/76B€790
Recurring financial income75€790
Financial charges65/66B€368
Recurring financial charges65€368
Profit (loss) for the period before taxes9903€53k
Income taxes67/77€11k
Profit (loss) for the period9904€42k
Profit (loss) for the period to be appropriated9905€42k
Appropriation of the result
Profit (loss) to be appropriated9906€42k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-05
Interim measure
Provisional administrator
Ondernemingsrechtbank Gent
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
SignalNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 1709420 Erpe-MereGround area
600 m²
Building footprint
187 m²
Parcel 41040A0126/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Bosstraat 170, 9420 Erpe-Mere
since 20232.353.071.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41040A0126/00E000 | Flanders | 600 m² | 1 · 187 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tovmasyan
BE 0795.338.731
Duffel · Eq €44,971
GROEP VAN HOOF
BE 0670.443.907
Lille · Eq €45,018
ALZ BOUWGROEP
BE 0727.761.306
Asse · Eq €44,963
Christiaens-Simhand
BE 0676.664.476
Heers · Eq €45,025
SRN CONSTRUCT
BE 0792.161.188
Sint-Pieters-Leeuw · Eq €44,949
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,008 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43310Plastering work
43320Joinery installation
43332Laying of wooden floor and wall coverings
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.