PEGOTECH
ActiveSummary
PEGOTECH has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €27k and a net result of €2k. Equity is growing by ~5.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2026
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability71▼-13
Solvency44▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.97 in 2025; short-term debt: 81% and cash: 32.2% of total assets), and 81% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
19%
Return on assets
1.5%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 29-07-2026, 33 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
33 d early
2025
53 d early
2024
32 d early
2023
45 d early
2022
47 d early
2021
46 d early
2020
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€27k▲ 8.8%
2025 · €25k
2020: €20k
2021: €25k
2022: €19k
2023: €17k
2024: €24k
2025: €25k
2020 → 2026
Total assets
€141k▲ 86.1%
2025 · €76k
2020: €64k
2021: €64k
2022: €103k
2023: €80k
2024: €100k
2025: €76k
2020 → 2026
Net result
€2k▼ 76.4%
2025 · €9k
2020: €1k
2021: €5k
2022: €-6k
2023: €-2k
2024: €15k
2025: €9k
2020 → 2026
Working capital
€-633▲ 57.7%
2025 · €-1k
2020: €14k
2021: €14k
2022: €10k
2023: €13k
2024: €17k
2025: €-1k
2020 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€19k-€17k▼ 10.2%€24k▲ 40.2%€25k▲ 5.1%€27k▲ 8.8%
Operating result€-5k-€-2k▲ 64.1%€15k€11k▼ 28.7%€4k▼ 61.1%
Net result€-6k-€-2k▲ 68.8%€15k€9k▼ 37.7%€2k▼ 76.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 61% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €141k
Fixed assets
€28k ▲ 5.0%
Current assets
€114k ▲ 129%
Equity and liabilities €141k
Equity
€27k ▲ 8.8%
Debt
€114k ▲ 124%
Debt's share of the balance-sheet total rises from 67.4% to 81.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▼
2025 · €21k
Cash flow
€17k▼
2025 · €20k
Current ratio
0.99▲
2025 · 0.97
Debt to equity
4.25▲
2025 · 2.07
ROE
8.1%▼
2025 · 37.2%
ROA
1.5%▼
2025 · 12.1%
Interest coverage
17.29▼
2025 · 412.65
Debt ≤ 1 year
€114k▲
2025 · €51k
Income taxes
€934▼
2025 · €2k
Staff costs
€209k▲
2025 · €206k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 45 lines
Balance sheet
Code20252026
Assets
Total assets20/58€76k€141k▲
Fixed assets21/28€26k€28k▲
Tangible fixed assets22/27€26k€28k▲
Plant, machinery and equipment23€4k€10k▲
Furniture and vehicles24€21k€17k▼
Other tangible fixed assets26€764€584▼
Current assets29/58€50k€114k▲
Amounts receivable within one year40/41€36k€64k▲
Trade receivables40€32k€61k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€9k€45k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€76k€141k▲
Equity10/15€25k€27k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€5k€7k▲
Amounts payable17/49€51k€114k▲
Amounts payable within one year42/48€51k€114k▲
Trade debts44€18k€23k▲
Suppliers440/4€18k€23k▲
Taxes, remuneration and social security45€25k€21k▼
Taxes450/3€2k€2k▼
Remuneration and social security454/9€23k€20k▼
Other amounts payable47/48€8k€71k▲
Income statement
Code20252026
Remuneration, social security and pensions62€206k€209k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€15k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€229k€229k▲
Operating profit (loss)9901€11k€4k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€51€1k▲
Recurring financial charges65€51€1k▲
Profit (loss) for the period before taxes9903€11k€3k▼
Income taxes67/77€2k€934▼
Profit (loss) for the period9904€9k€2k▼
Profit (loss) for the period to be appropriated9905€9k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€7k▼
Profit (loss) brought forward from the previous period14P€4k€5k▲
Profit to be distributed694/7€8k€0▼
Directors or managers695€8k€0▼
Social balance
Average headcount (FTE)90873.02.2▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-01
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-01
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2018
Ground area
2.6 ha
Building footprint
1.2 ha
Volume, LiDAR
63,531 m³
2 parcels, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
38
companies at this address
See who is registered here
1 establishment unit
Pegotech
since 20182.281.738.225
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13009C0717/00X006 | Flanders | 1.9 ha | 1 · 8,638 m² | 9.6 m · 3 fl. |
| 13009C0717/00T006 | Flanders | 6,310 m² | 1 · 3,190 m² | 0.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 endedOnderhoudsmedewerker (vwo)
Onderhoudsmedewerker duaal (so)
Polyvalent onderhoudswerker gebouwen (so)
Similar companies · same sector, comparable size
WUMACO
BE 0449.038.338
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LL MECANIQUE
BE 0774.515.504
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D&D Machines
BE 0897.056.394
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SYMONS KAREL
BE 0653.971.921
Oudsbergen · Eq €26,252
BROTECH
BE 0896.859.426
Brecht · Eq €26,225
Of 3,713 companies in sector 33120 we hold annual accounts for 1,342. 932 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2018
Fiscal year end31-01
Activities, NACEBEL 2025
33120Repair and maintenance of machinery
43222Installation of electric heating, air conditioning, cooling and ventilation
33190Repair, maintenance and installation of machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.