PEETERS RUIMDIENST
ActivePEETERS RUIMDIENST has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337k and a net result of €-3k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 4444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-5
Solvency76▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.48 in 2024; short-term debt: 43.7% and cash: 24% of total assets), and 49% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
115 d early
2023
55 d early
2022
55 d early
2021
54 d early
2020
30 d late
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€337k▼ 0.8%
2024 · €340k
2018: €175k
2019: €198k
2020: €263k
2021: €337k
2022: €380k
2023: €403k
2024: €340k
2018 → 2025
Total assets
€662k▼ 4.2%
2024 · €691k
2018: €256k
2019: €249k
2020: €326k
2021: €385k
2022: €509k
2023: €574k
2024: €691k
2018 → 2025
Net result
€-3k
2024 · €24k
2018: €25k
2019: €23k
2020: €65k
2021: €74k
2022: €43k
2023: €23k
2024: €24k
2018 → 2025
Working capital
€-75k▲ 50.8%
2024 · €-151k
2018: €71k
2019: €118k
2020: €155k
2021: €148k
2022: €185k
2023: €176k
2024: €-151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€337k-€380k▲ 12.8%€403k▲ 6.2%€340k▼ 15.7%€337k▼ 0.8%
Operating result€99k-€51k▼ 49.2%€34k▼ 32.9%€40k▲ 16.6%€783▼ 98.0%
Net result€74k-€43k▼ 41.5%€23k▼ 45.7%€24k▲ 4.4%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €662k
Fixed assets
€447k▼ 19.2%
Current assets
€214k▲ 56.1%
Equity and liabilities €662k
Equity
€337k▼ 0.8%
Debt
€324k▼ 7.6%
The debt ratio falls from 50.8% to 49.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€115k▼
2024 · €206k
Cash flow
€112k▼
2024 · €191k
Solvency
51.0%▲
2024 · 49.2%
Current ratio
0.74▲
2024 · 0.48
Quick ratio
0.74▲
2024 · 0.48
Debt / equity
0.96▼
2024 · 1.03
ROE
-0.8%▼
2024 · 7.2%
ROA
-0.4%▼
2024 · 3.5%
Interest coverage
36.18▲
2024 · 23.08
Debt
€324k▼
2024 · €351k
Debt ≤ 1 year
€289k▲
2024 · €289k
Debt > 1 year
€35k▼
2024 · €62k
Income taxes
€284▼
2024 · €6k
Staff costs
€83k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€691k€662k▼
Fixed assets21/28€554k€447k▼
Tangible fixed assets22/27€553k€447k▼
Land and buildings22€245k€245k▼
Plant, machinery and equipment23€11k€2k▼
Furniture and vehicles24€297k€200k▼
Financial fixed assets28€405€405=
Current assets29/58€137k€214k▲
Amounts receivable within one year40/41€20k€20k▲
Trade receivables40€15k€19k▲
Other amounts receivable41€5k€671▼
Cash at bank and in hand54/58€111k€159k▲
Deferred charges and accrued income490/1€7k€36k▲
Equity and liabilities
Total equity and liabilities10/49€691k€662k▼
Equity10/15€340k€337k▼
Contributions10/11€6k€6k=
Reserves13€334k€332k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€4k€4k=
Distributable reserves133€330k€327k▼
Profit (loss) carried forward14-€-450
Amounts payable17/49€351k€324k▼
Amounts payable after more than one year17€62k€35k▼
Financial debts170/4€62k€35k▼
Amounts payable within one year42/48€289k€289k▲
Current portion of amounts payable after more than one year42€32k€27k▼
Financial debts43€44€34▼
Credit institutions430/8€44€34▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€15k€24k▲
Taxes450/3€6k€6k▼
Remuneration and social security454/9€9k€18k▲
Other amounts payable47/48€236k€236k=
Income statement
Code20242025
Non-recurring operating income76A€70k€0▼
Remuneration, social security and pensions62€31k€83k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€167k€115k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-170€135▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€240k€201k▼
Operating profit (loss)9901€40k€783▼
Financial income75/76B€37€45▲
Recurring financial income75€37€45▲
Financial charges65/66B€9k€3k▼
Recurring financial charges65€9k€3k▼
Profit (loss) for the period before taxes9903€31k€-2k▼
Income taxes67/77€6k€284▼
Profit (loss) for the period9904€24k€-3k▼
Profit (loss) for the period to be appropriated9905€24k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€-3k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€24k€0▼
To other reserves6921€24k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-3k ▼111%
Net result drops to €-3k, the lowest in the series.
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €74k ▲13.7%
Operating result €99k, net result €74k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €263k ▲32.6%
3 profitable years in a row build equity to €263k.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Essensteenweg (Nm) 742920 KalmthoutGround area
2,687 m²
Building footprint
238 m²
Volume, LiDAR
1,148 m³
Parcel 11662C0857/00B002, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PEETERS RUIMDIENST
since 20052.145.287.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662C0857/00B002 | Flanders | 2,687 m² | 1 · 238 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SECONET
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ERPA
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Of 7,008 companies in sector 81220 we hold annual accounts for 2,416. 1,585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2005
Fiscal year end31-12
Activities, NACEBEL
37000Sewerage
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:03/667.22.76
Fax:03/667.47.66