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PEERTS HORTICULTURE

Active
Private limited companyfounded 200520 yrs activePoelinkstraat 3, 9080 Lochristi, BelgiumKBO/BCE: BE 0877.096.863

PEERTS HORTICULTURE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €273k and a net result of €-41k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
35 / 100
Weak▼ -26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-15
Solvency66▼-3
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity short (current ratio 0.5 against 0.64 in 2024), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.4%
Return on assets
-9.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2021
34 d early
2020
32 d early
2019
31 d early
2018
41 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€273k▼ 13.2%
2024 · €314k
2019: €235k 2020: €244k 2021: €286k 2023: €305k 2024: €314k
2019 → 2025
Total assets
€430k▼ 16.0%
2024 · €512k
2019: €566k 2020: €526k 2021: €611k 2023: €568k 2024: €512k
2019 → 2025
Net result
€-41k
2024 · €9k
2019: €923 2020: €8k 2021: €42k 2023: €19k 2024: €9k
2019 → 2025
Working capital
€-69k▼ 14.1%
2024 · €-60k
2019: €-145k 2020: €-127k 2021: €-110k 2023: €-108k 2024: €-60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202320242025Trend
Equity€244k-€286k▲ 17.2%€305k▲ 6.8%€314k▲ 3.0%€273k▼ 13.2%
Operating result€5k-€44k▲ 775%€21k▼ 51.1%€11k▼ 49.0%€-42k
Net result€8k-€42k▲ 409%€19k▼ 53.6%€9k▼ 52.9%€-41k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€-25k€0€25k€50kOperating result 2020: €5k€5kNet result 2020: €8k€8kOperating result 2021: €44k€44kNet result 2021: €42k€42kOperating result 2023: €21k€21kNet result 2023: €19k€19kOperating result 2024: €11k€11kNet result 2024: €9k€9kOperating result 2025: €-42k€-42kNet result 2025: €-41k€-41k20202021202320242025
The operating result turns negative in 2025: a loss of €42k after €11k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €430k
Fixed assets €360k▼ 10.6%
Current assets €70k▼ 35.8%
Equity and liabilities €430k
Equity €273k▼ 13.2%
Debt €157k▼ 20.4%
The debt ratio falls from 38.6% to 36.6%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4k
2024 · €61k
Cash flow
€4k
2024 · €59k
Solvency
63.4%
2024 · 61.4%
Current ratio
0.50
2024 · 0.64
Quick ratio
0.47
2024 · 0.63
Debt / equity
0.58
2024 · 0.63
ROE
-15.2%
2024 · 2.9%
ROA
-9.6%
2024 · 1.8%
Interest coverage
2.29
2024 · 32.82
Debt
€157k
2024 · €198k
Debt ≤ 1 year
€139k
2024 · €169k
Debt > 1 year
€17k
2024 · €27k
Income taxes
€106
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€512k€430k
Fixed assets21/28€403k€360k
Tangible fixed assets22/27€403k€360k
Land and buildings22€282k€263k
Plant, machinery and equipment23€21k€16k
Furniture and vehicles24€100k€81k
Financial fixed assets28€255€255=
Current assets29/58€109k€70k
Stocks and contracts in progress3€3k€5k
Stocks30/36€3k€5k
Amounts receivable within one year40/41€18k€26k
Trade receivables40€776€22k
Other amounts receivable41€17k€5k
Cash at bank and in hand54/58€86k€35k
Deferred charges and accrued income490/1€2k€3k
Equity and liabilities
Total equity and liabilities10/49€512k€430k
Equity10/15€314k€273k
Contributions10/11€200k€200k=
Reserves13€114k€73k
Distributable reserves133€114k€73k
Amounts payable17/49€198k€157k
Amounts payable after more than one year17€27k€17k
Financial debts170/4€27k€17k
Amounts payable within one year42/48€169k€139k
Current portion of amounts payable after more than one year42€14k€10k
Trade debts44€5k€5k
Suppliers440/4€5k€5k
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€147k€124k
Accrued charges and deferred income492/3€1k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€46k
Other operating charges640/8€5k€3k
Gross operating margin9900€66k€7k
Operating profit (loss)9901€11k€-42k
Financial income75/76B€5k€2k
Recurring financial income75€5k€2k
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€14k€-41k
Income taxes67/77€5k€106
Profit (loss) for the period9904€9k€-41k
Profit (loss) for the period to be appropriated9905€9k€-41k
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-41k
Transfer from equity791/2-€41k
Transfer to equity691/2€9k-
To other reserves6921€9k-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Weakest financial yearnet €-41k ▼552%
Net result drops to €-41k, the lowest in the series.
2024
30-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2021
28-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Highest result since 2019net €42k ▲409%
Operating result €44k, net result €42k, both a record.
2020
30-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
31-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
12-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
29-12
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Poelinkstraat 39080 Lochristi
Ground area
2,655 m²
Building footprint
40 m²
Parcel 44034B1053/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
Peerts Horticulture
Poelinkstraat 3, 9080 LochristiNACE 01122
since 20052.149.987.479
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44034B1053/00D000 Flanders 2,655 m² 1 · 40 m² 0.0 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 204 EUR awarded · 204 EUR paid
Year Entries awardedpaid
2025 1 204 EUR204 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 204 EUR · 204 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Lochristi2.149.987.479
3 permissions
Toelating · Fabrikant andere dranken · since 17-08-2023
Fruitteeltbedrijf · since 01-06-2020
Erkenning · Teler van sierplanten met plantenpaspoort · since 22-11-2002

Similar companies · same sector, comparable size

Of 870 companies in sector 01191 we hold annual accounts for 306. 247 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-10-2005
Fiscal year end31-03
Trade name NL MAJU wijnen
Activities, NACEBEL
01191Growing of flowers
46220Wholesale trade
01210Crop and animal production, hunting and related service activities
01301Crop and animal production, hunting and related service activities
11020Manufacture of beverages
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.