PeDiLu
ActiveSummary
PeDiLu has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.52M and a net result of €753k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 75% of 8093 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 7.03 against 1.89 in 2023; short-term debt: 9.7% and cash: 12.8% of total assets), and 21.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.8%
Return on assets
38.9%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €1.52M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
48 d early
2022
39 d early
2021
22 d early
2020
37 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€1.52M▲ 97.5%
2023 · €772k
2018: €115k
2019: €301k
2020: €553k
2021: €8k
2022: €20k
2023: €772k
2018 → 2024
Total assets
€1.93M▲ 28.2%
2023 · €1.51M
2018: €271k
2019: €437k
2020: €1.18M
2021: €1.71M
2022: €2.20M
2023: €1.51M
2018 → 2024
Net result
€753k▲ 0.2%
2023 · €752k
2018: €108k
2019: €187k
2020: €251k
2021: €580k
2022: €744k
2023: €752k
2018 → 2024
Working capital
€1.13M▲ 173%
2023 · €413k
2018: €115k
2019: €325k
2020: €297k
2021: €-286k
2022: €-323k
2023: €413k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€553k-€8k▼ 98.5%€20k▲ 154%€772k▲ 3,673%€1.52M▲ 97.5%
Operating result€338k-€778k▲ 130%€994k▲ 27.8%€1.09M▲ 10.1%€1.10M▲ 0.1%
Net result€251k-€580k▲ 131%€744k▲ 28.3%€752k▲ 1.0%€753k▲ 0.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 0% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.93M
Fixed assets
€621k ▼ 1.9%
Current assets
€1.31M ▲ 50.0%
Equity and liabilities €1.93M
Equity
€1.52M ▲ 97.5%
Debt
€409k ▼ 44.4%
Debt's share of the balance-sheet total falls from 48.8% to 21.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.14M▲
2023 · €1.14M
Cash flow
€798k▲
2023 · €794k
Current ratio
7.03▲
2023 · 1.89
Debt to equity
0.27▼
2023 · 0.95
ROE
49.4%▼
2023 · 97.3%
ROA
38.9%▼
2023 · 49.8%
Interest coverage
167.05▲
2023 · 151.71
Debt ≤ 1 year
€187k▼
2023 · €463k
Debt > 1 year
€219k▼
2023 · €268k
Income taxes
€352k▲
2023 · €347k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.51M€1.93M▲
Fixed assets21/28€633k€621k▼
Tangible fixed assets22/27€633k€621k▼
Land and buildings22€601k€581k▼
Furniture and vehicles24€32k€40k▲
Current assets29/58€876k€1.31M▲
Amounts receivable after more than one year29€449k€460k▲
Trade receivables290€449k€460k▲
Amounts receivable within one year40/41€11k€1k▼
Trade receivables40€11k€1k▼
Current investments50/53€300k€600k▲
Cash at bank and in hand54/58€111k€248k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.51M€1.93M▲
Equity10/15€772k€1.52M▲
Contributions10/11€19k€19k=
Reserves13€753k€1.51M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€752k€1.50M▲
Profit (loss) carried forward14€0€1k▲
Amounts payable17/49€737k€409k▼
Amounts payable after more than one year17€268k€219k▼
Financial debts170/4€268k€219k▼
Amounts payable within one year42/48€463k€187k▼
Current portion of amounts payable after more than one year42€60k€50k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€116k€85k▼
Taxes450/3€116k€85k▼
Other amounts payable47/48€285k€51k▼
Accrued charges and deferred income492/3€6k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€45k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€1.14M€1.14M▲
Operating profit (loss)9901€1.09M€1.10M▲
Financial income75/76B€12k€17k▲
Recurring financial income75€12k€17k▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€1.10M€1.11M▲
Income taxes67/77€347k€352k▲
Profit (loss) for the period9904€752k€753k▲
Profit (loss) for the period to be appropriated9905€752k€753k▲
Appropriation of the result
Profit (loss) to be appropriated9906€752k€753k▲
Transfer to equity691/2€752k€752k▲
To other reserves6921€752k€752k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €753k ▲0.2%
Operating result €1.10M, net result €753k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 7.03
Current ratio from 1.89 to 7.03; short-term debt falls from €463k to €187k.
31-12
Financial
Equity above €1MEq €1.52M ▲97.5%
7 profitable years in a row build equity to €1.52M.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 1.89
Current ratio from 0.82 to 1.89; short-term debt falls from €1.85M to €463k.
31-12
Financial
Equity above €500kEq €772k ▲3673%
6 profitable years in a row build equity to €772k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €553k ▲83.4%
3 profitable years in a row build equity to €553k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Liquidity doublescurrent ratio 3.91
Current ratio from 1.73 to 3.91; short-term debt falls from €156k to €112k.
31-12
Financial
Equity above €200kEq €301k ▲163%
2 profitable years in a row build equity to €301k.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe-Heidestraat 833500 HasseltGround area
198 m²
Building footprint
198 m²
Volume, LiDAR
822 m³
Parcel 71322B0036/00C000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PeDiLu
since 20172.270.483.552
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322B0036/00C000 | Flanders | 198 m² | 1 · 198 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 23,193 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.