PDC Services
ActiveSummary
The computed 12-month bankruptcy probability of PDC Services is 3.3% (moderate). The 2025 annual accounts show equity of €15k and a net result of €5k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 13305 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+6
Solvency44▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.45 in 2024; short-term debt: 53.4% and cash: 9.6% of total assets), and 81.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.9%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
56 d early
2024
38 d early
2023
28 d early
2022
47 d early
2021
52 d early
2020
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 48.6%
2024 · €10k
2020: €6k
2021: €7k
2022: €9k
2023: €9k
2024: €10k
2020 → 2025
Total assets
€79k▼ 8.4%
2024 · €87k
2020: €9k
2021: €58k
2022: €87k
2023: €99k
2024: €87k
2020 → 2025
Net result
€5k▲ 608%
2024 · €694
2020: €2k
2021: €2k
2022: €2k
2023: €338
2024: €694
2020 → 2025
Working capital
€-20k▲ 20.9%
2024 · €-26k
2020: €6k
2021: €-32k
2022: €-18k
2023: €-23k
2024: €-26k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€9k▲ 25.2%€9k▲ 3.7%€10k▲ 7.4%€15k▲ 48.6%
Operating result€3k-€3k▲ 12.7%€2k▼ 44.2%€3k▲ 79.8%€9k▲ 194%
Net result€2k-€2k▼ 26.3%€338▼ 81.5%€694▲ 105%€5k▲ 608%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 194% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€57k ▼ 12.7%
Current assets
€22k ▲ 7.7%
Equity and liabilities €79k
Equity
€15k ▲ 48.6%
Debt
€64k ▼ 16.0%
Debt's share of the balance-sheet total falls from 88.3% to 81.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €16k
Cash flow
€17k▲
2024 · €14k
Current ratio
0.52▲
2024 · 0.45
Quick ratio
0.26▼
2024 · 0.27
Debt to equity
4.29▼
2024 · 7.58
ROE
32.7%▲
2024 · 6.9%
ROA
6.2%▲
2024 · 0.8%
Interest coverage
13.63▲
2024 · 9.87
Debt ≤ 1 year
€42k▼
2024 · €46k
Debt > 1 year
€19k▼
2024 · €28k
Income taxes
€2k▲
2024 · €707
Staff costs
€765
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€87k€79k▼
Formation expenses20€1k€550▼
Fixed assets21/28€65k€57k▼
Intangible fixed assets21€210€0▼
Tangible fixed assets22/27€61k€53k▼
Plant, machinery and equipment23€6k€6k▲
Furniture and vehicles24€8k€4k▼
Other tangible fixed assets26€47k€43k▼
Financial fixed assets28€4k€4k=
Current assets29/58€21k€22k▲
Stocks and contracts in progress3€8k€11k▲
Stocks30/36€8k€11k▲
Amounts receivable within one year40/41€4k€1k▼
Trade receivables40€3k€275▼
Other amounts receivable41€543€837▲
Cash at bank and in hand54/58€7k€8k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€87k€79k▼
Equity10/15€10k€15k▲
Contributions10/11€4k€4k=
Reserves13-€11k
Distributable reserves133-€11k
Profit (loss) carried forward14€6k€0▼
Amounts payable17/49€77k€64k▼
Amounts payable after more than one year17€28k€19k▼
Financial debts170/4€28k€19k▼
Amounts payable within one year42/48€46k€42k▼
Current portion of amounts payable after more than one year42€15k€9k▼
Trade debts44€19k€19k▲
Suppliers440/4€19k€19k▲
Advances received on contracts in progress46€144€0▼
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€7k€8k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Remuneration, social security and pensions62-€765
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€20k€24k▲
Operating profit (loss)9901€3k€9k▲
Financial income75/76B€110€21▼
Recurring financial income75€110€21▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€1k€7k▲
Income taxes67/77€707€2k▲
Profit (loss) for the period9904€694€5k▲
Profit (loss) for the period to be appropriated9905€694€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€11k▲
Profit (loss) brought forward from the previous period14P€5k€6k▲
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €5k ▲608%
Operating result €9k, net result €5k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €338 ▼81.5%
Net result drops to €338, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winston Churchillplein 39600 RonseGround area
151 m²
Building footprint
151 m²
Volume, LiDAR
1,156 m³
Parcel 45422C0137/00K002, Flanders · tallest building 16.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Winston 3
since 20192.289.693.413
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C0137/00K002 | Flanders | 150 m² | 1 · 150 m² | 16.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRonse/Renaix2.289.693.413
Similar companies · same sector, comparable size
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HOTEL PEKER
BE 0682.472.303
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Den Eik
BE 0422.454.301
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Club A
BE 0781.450.014
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GIOC
BE 0846.311.835
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Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 3,848 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
47522Retail trade
56112Limited-service restaurants, excluding mobile food services
71121Engineering and related technical consultancy, excluding land surveyors
73110Advertising agencies
73300Public relations and communication consultancy
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.