PAWA CONSULT
ActivePAWA CONSULT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €359k and a net result of €79k. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
short-term debt: 0.6% and cash: 74.9% of total assets, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.4%
Return on assets
21.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
6 d early
2023
7 d early
2022
on the day
2021
9 d late
2020
1 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€359k▲ 28.1%
2024 · €280k
2018: €42k
2019: €50k
2020: €53k
2021: €80k
2022: €107k
2023: €207k
2024: €280k
2018 → 2025
Total assets
€361k▲ 26.7%
2024 · €285k
2018: €43k
2019: €51k
2020: €54k
2021: €83k
2022: €110k
2023: €233k
2024: €285k
2018 → 2025
Net result
€79k▲ 7.7%
2024 · €73k
2018: €4k
2019: €8k
2020: €3k
2021: €27k
2022: €27k
2023: €100k
2024: €73k
2018 → 2025
Working capital
€297k▲ 45.5%
2024 · €204k
2018: €39k
2019: €49k
2020: €18k
2021: €46k
2022: €44k
2023: €116k
2024: €204k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€107k▲ 33.6%€207k▲ 93.7%€280k▲ 35.3%€359k▲ 28.1%
Operating result€33k-€37k▲ 11.2%€137k▲ 270%€100k▼ 26.8%€106k▲ 6.4%
Net result€27k-€27k▼ 1.0%€100k▲ 273%€73k▼ 27.0%€79k▲ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361k
Fixed assets
€62k▼ 19.1%
Current assets
€299k▲ 43.5%
Equity and liabilities €361k
Equity
€359k▲ 28.1%
Debt
€2k▼ 53.9%
The debt ratio falls from 1.7% to 0.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€121k▲
2024 · €115k
Cash flow
€93k▲
2024 · €88k
Solvency
99.4%▲
2024 · 98.3%
Debt / equity
0.01▼
2024 · 0.02
ROE
21.9%▼
2024 · 26.1%
ROA
21.8%▼
2024 · 25.6%
Interest coverage
632.94▲
2024 · 347.25
Debt
€2k▼
2024 · €5k
Debt ≤ 1 year
€2k▼
2024 · €4k
Income taxes
€30k▲
2024 · €28k
A ratio outside any meaningful range has been withheld (balance sheet total €361k, equity €359k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€285k€361k▲
Fixed assets21/28€76k€62k▼
Tangible fixed assets22/27€76k€62k▼
Land and buildings22€58k€55k▼
Furniture and vehicles24€19k€7k▼
Current assets29/58€209k€299k▲
Amounts receivable within one year40/41€20k€28k▲
Trade receivables40€11k€23k▲
Other amounts receivable41€9k€5k▼
Cash at bank and in hand54/58€187k€270k▲
Deferred charges and accrued income490/1€1k€686▼
Equity and liabilities
Total equity and liabilities10/49€285k€361k▲
Equity10/15€280k€359k▲
Contributions10/11€2.12M€2.12M=
Reserves13€206k€46▼
Tax-exempt reserves132€46€46=
Distributable reserves133€206k-
Profit (loss) carried forward14€-2.04M€-1.76M▲
Amounts payable17/49€5k€2k▼
Amounts payable within one year42/48€4k€2k▼
Trade debts44€102€2k▲
Suppliers440/4€102€2k▲
Taxes, remuneration and social security45€4k€18▼
Taxes450/3€4k€18▼
Accrued charges and deferred income492/3€387-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€116k€122k▲
Operating profit (loss)9901€100k€106k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€330€191▼
Recurring financial charges65€330€191▼
Profit (loss) for the period before taxes9903€101k€109k▲
Income taxes67/77€28k€30k▲
Profit (loss) for the period9904€73k€79k▲
Profit (loss) for the period to be appropriated9905€73k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2.04M€-1.96M▲
Profit (loss) brought forward from the previous period14P€-2.12M€-2.04M▲
Transfer from equity791/2-€206k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 133.43
Current ratio from 46.57 to 133.43; short-term debt falls from €4k to €2k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 9current ratio 46.57
Current ratio from 5.44 to 46.57; short-term debt falls from €26k to €4k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €100k ▲273%
Operating result €137k, net result €100k, both a record.
31-12
Financial
Equity above €200kEq €207k ▲93.7%
6 profitable years in a row build equity to €207k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €107k ▲33.6%
5 profitable years in a row build equity to €107k.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €3k ▼61.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Nieuwstraat 472000 AntwerpenGround area
1,067 m²
Building footprint
637 m²
Volume, LiDAR
6,122 m³
Parcel 11802B2073/00D000, Flanders · tallest building 18.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lange Nieuwstraat 47, 2000 Antwerpen
since 19992.092.371.459
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B2073/00D000 | Flanders | 1,067 m² | 1 · 637 m² | 18.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 113 EUR awarded · 113 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 113 EUR | 113 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 37,077 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.