PATTEET CONSULTANCY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €287k and a net result of €46k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 8006 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2022
32 d early
2021
33 d early
2020
24 d early
2019
32 d early
2018
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€287k▼ 9.1%
2024 · €316k
2018: €75k
2019: €118k
2020: €181k
2021: €180k
2022: €201k
2024: €316k
2018 → 2025
Net result
€46k▼ 30.5%
2024 · €66k
2018: €31k
2019: €44k
2020: €63k
2021: €-764
2022: €57k
2024: €66k
2018 → 2025
Total assets
€317k▼ 4.4%
2024 · €332k
2018: €128k
2019: €158k
2020: €220k
2021: €195k
2022: €250k
2024: €332k
2018 → 2025
Solvency
90.5%▼ 4.7pp
2024 · 95.3%
2018: 58.4%
2019: 74.9%
2020: 82.4%
2021: 92.3%
2022: 80.6%
2024: 95.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€181k-€180k▼ 0.4%€201k▲ 11.6%€316k▲ 57.1%€287k▼ 9.1%
Operating result€89k-€2k▼ 97.8%€86k▲ 4,394%€97k▲ 12.8%€67k▼ 31.3%
Net result€63k-€-764€57k€66k▲ 15.9%€46k▼ 30.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317k
Fixed assets
€8k▼ 57.5%
Current assets
€309k▼ 1.1%
Equity and liabilities €317k
Equity
€287k▼ 9.1%
Debt
€30k▲ 92.0%
The debt ratio rises from 4.7% to 9.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
90.5%▼
2024 · 95.3%
ROE
15.9%▼
2024 · 20.8%
ROA
14.4%▼
2024 · 19.8%
Debt
€30k▲
2024 · €16k
Debt ≤ 1 year
€30k▲
2024 · €16k
Income taxes
€22k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€332k€317k▼
Fixed assets21/28€19k€8k▼
Tangible fixed assets22/27€19k€8k▼
Plant, machinery and equipment23€1k€932▼
Furniture and vehicles24€18k€7k▼
Current assets29/58€313k€309k▼
Amounts receivable within one year40/41€86k€92k▲
Trade receivables40€84k€85k▲
Other amounts receivable41€3k€8k▲
Current investments50/53€0-
Cash at bank and in hand54/58€222k€213k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€332k€317k▼
Equity10/15€316k€287k▼
Contributions10/11€6k€6k=
Reserves13€310k€281k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€310k€281k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€16k€30k▲
Amounts payable within one year42/48€16k€30k▲
Trade debts44€814€475▼
Suppliers440/4€814€475▼
Taxes, remuneration and social security45€14k€30k▲
Taxes450/3€14k€30k▲
Other amounts payable47/48€666€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€11k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€104k€79k▼
Operating profit (loss)9901€97k€67k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€470€126▼
Recurring financial charges65€470€126▼
Profit (loss) for the period before taxes9903€98k€68k▼
Income taxes67/77€33k€22k▼
Profit (loss) for the period9904€66k€46k▼
Profit (loss) for the period to be appropriated9905€66k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€46k▼
Transfer from equity791/2-€75k
Transfer to equity691/2€66k€46k▼
To other reserves6921€66k€46k▼
Profit to be distributed694/7-€75k
Return on contributions (dividend)694-€75k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €66k ▲15.9%
Operating result €97k, net result €66k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 20.01
Current ratio from 4.97 to 20.01; short-term debt falls from €48k to €16k.
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
31-12
Financial
Equity above €200kEq €201k ▲11.6%
Equity rises from €180k to €201k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-764 ▼101%
Net result drops to €-764, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 12.17
Current ratio from 5.29 to 12.17; short-term debt falls from €39k to €15k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €181k ▲53%
3 profitable years in a row build equity to €181k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €118k ▲58.2%
2 profitable years in a row build equity to €118k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan (Gooreind) 10652990 WuustwezelGround area
2,678 m²
Building footprint
257 m²
Volume, LiDAR
1,500 m³
Parcel 11682G0507/00H003, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PATTEET CONSULTANCY
since 20162.259.041.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11682G0507/00H003 | Flanders | 2,678 m² | 1 · 257 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 13,744 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.