Patte o Vet
ActiveThe annual accounts of Patte o Vet for fiscal year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-3k. Equity is shrinking by ~209.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 7% of 1272 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+45
Solvency30▼-3
Growth32=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.99 against 0.89 in 2024; short-term debt: 95.3% and cash: 57.2% of total assets), and 95.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.7%
Return on assets
-8.2%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-3k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 1272 sector peers (2025).
NBB · sector comparisonPosition among 1272 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
51 d early
2024
53 d early
2023
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 63.4%
2024 · €4k
2023: €19k
2024: €4k
2023 → 2025
Total assets
€33k▼ 40.6%
2024 · €56k
2023: €86k
2024: €56k
2023 → 2025
Net result
€-3k▲ 82.2%
2024 · €-15k
2023: €14k
2024: €-15k
2023 → 2025
Working capital
€-315▲ 94.2%
2024 · €-5k
2023: €3k
2024: €-5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€19k-€4k▼ 78.1%€2k▼ 63.4%
Operating result€20k-€-15k€-2k▲ 84.3%
Net result€14k-€-15k€-3k▲ 82.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €15k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€2k▼ 80.6%
Current assets
€31k▼ 32.1%
Equity and liabilities €33k
Equity
€2k▼ 63.4%
Debt
€31k▼ 38.7%
The debt ratio rises from 92.3% to 95.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▲
2024 · €-6k
Cash flow
€5k▲
2024 · €-7k
Solvency
4.7%▼
2024 · 7.7%
Current ratio
0.99▲
2024 · 0.89
Quick ratio
0.61▼
2024 · 0.64
Debt / equity
20.08▲
2024 · 11.99
ROE
-173.3%▲
2024 · -355.9%
ROA
-8.2%▲
2024 · -27.4%
Interest coverage
4.37▲
2024 · -15.37
Debt
€31k▼
2024 · €51k
Debt ≤ 1 year
€31k▼
2024 · €51k
Income taxes
€191▲
2024 · €152
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€33k▼
Fixed assets21/28€10k€2k▼
Tangible fixed assets22/27€10k€2k▼
Plant, machinery and equipment23€10k€2k▼
Current assets29/58€46k€31k▼
Stocks and contracts in progress3€13k€12k▼
Stocks30/36€13k€12k▼
Amounts receivable within one year40/41€3k-
Other amounts receivable41€3k-
Cash at bank and in hand54/58€30k€19k▼
Deferred charges and accrued income490/1€344€388▲
Equity and liabilities
Total equity and liabilities10/49€56k€33k▼
Equity10/15€4k€2k▼
Contributions10/11€5k€5k=
Reserves13€14k-
Distributable reserves133€14k-
Profit (loss) carried forward14€-15k€-3k▲
Amounts payable17/49€51k€31k▼
Amounts payable within one year42/48€51k€31k▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€42k€23k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€267€519▲
Gross operating margin9900€-6k€6k▲
Operating profit (loss)9901€-15k€-2k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€399€1k▲
Recurring financial charges65€399€1k▲
Profit (loss) for the period before taxes9903€-15k€-3k▲
Income taxes67/77€152€191▲
Profit (loss) for the period9904€-15k€-3k▲
Profit (loss) for the period to be appropriated9905€-15k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-18k▼
Profit (loss) brought forward from the previous period14P-€-15k
Transfer from equity791/2-€14k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-15k ▼205%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dour · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Chênes 107370 DourGround area
1,552 m²
Building footprint
155 m²
Volume, LiDAR
753 m³
Parcel 53081B0145/00R005, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Patte o Vet
since 20222.339.543.196
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53081B0145/00R005 | Wallonia | 1,552 m² | 1 · 155 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PHILVET
BE 0757.941.172
Les Bons Villers · Eq €2k
VET EMERGENCY
BE 0645.629.327
Vorst · Eq €2k
VETEPATUREAU
BE 0769.585.231
Braine-l'Alleud · Eq €2k
Alivet
BE 1019.269.961
Grimbergen · Eq €2k
ALTERVET
BE 0697.939.744
Namur · Eq €2k
Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 217 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2022
Fiscal year end30-06
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.