Patrick Deramoudt
ActiveSummary
Patrick Deramoudt has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €723k and a net result of €85k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 5.59 against 5.66 in 2024; short-term debt: 5.6% and cash: 13.6% of total assets), and 5.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
11.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
133 d early
2024
136 d early
2023
30 d early
2022
66 d early
2021
20 d early
2020
1 d early
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€723k▼ 0.5%
2024 · €727k
2018: €224k
2019: €266k
2020: €310k
2021: €358k
2022: €464k
2023: €492k
2024: €727k
2018 → 2025
Total assets
€766k▼ 0.4%
2024 · €769k
2018: €738k
2019: €741k
2020: €744k
2021: €740k
2022: €768k
2023: €789k
2024: €769k
2018 → 2025
Net result
€85k▼ 68.0%
2024 · €266k
2018: €43k
2019: €42k
2020: €44k
2021: €49k
2022: €106k
2023: €66k
2024: €266k
2018 → 2025
Working capital
€196k▼ 1.5%
2024 · €199k
2018: €-254k
2019: €-287k
2020: €-288k
2021: €-109k
2022: €-39k
2023: €-5k
2024: €199k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€358k-€464k▲ 29.6%€492k▲ 6.0%€727k▲ 47.6%€723k▼ 0.5%
Operating result€75k-€155k▲ 107%€94k▼ 39.4%€118k▲ 25.7%€118k▲ 0.3%
Net result€49k-€106k▲ 119%€66k▼ 38.1%€266k▲ 305%€85k▼ 68.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €766k
Fixed assets
€527k ▼ 0.1%
Current assets
€239k ▼ 1.3%
Equity and liabilities €766k
Equity
€723k ▼ 0.5%
Debt
€43k ▼ 0.1%
Debt's share of the balance-sheet total stays at 5.6%.
Key figures and ratios
EBITDA
€118k▲
2024 · €118k
Cash flow
€85k▼
2024 · €266k
Current ratio
5.59▼
2024 · 5.66
Debt to equity
0.06▲
2024 · 0.06
ROE
11.8%▼
2024 · 36.6%
ROA
11.1%▼
2024 · 34.6%
Interest coverage
131.28▲
2024 · 62.47
Debt ≤ 1 year
€43k▼
2024 · €43k
Income taxes
€34k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€769k€766k▼
Fixed assets21/28€527k€527k▼
Tangible fixed assets22/27€518€244▼
Plant, machinery and equipment23€518€244▼
Financial fixed assets28€527k€527k=
Current assets29/58€242k€239k▼
Amounts receivable after more than one year29€178k€126k▼
Other amounts receivable291€178k€126k▼
Amounts receivable within one year40/41€21k€6k▼
Trade receivables40€20k€0▼
Other amounts receivable41€1k€6k▲
Cash at bank and in hand54/58€40k€105k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€769k€766k▼
Equity10/15€727k€723k▼
Contributions10/11€25k€25k=
Reserves13€702k€698k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€1k€1k=
Other1319€2k€2k=
Distributable reserves133€699k€695k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€43k€43k▼
Amounts payable after more than one year17€0-
Other amounts payable178/9€0-
Amounts payable within one year42/48€43k€43k▼
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€37k€39k▲
Taxes450/3€37k€39k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275€275=
Other operating charges640/8€598€884▲
Gross operating margin9900€119k€119k▲
Operating profit (loss)9901€118k€118k▲
Financial income75/76B€201k€2k▼
Recurring financial income75€201k€2k▼
Financial charges65/66B€2k€902▼
Recurring financial charges65€2k€902▼
Profit (loss) for the period before taxes9903€317k€119k▼
Income taxes67/77€52k€34k▼
Profit (loss) for the period9904€266k€85k▼
Profit (loss) for the period to be appropriated9905€266k€85k▼
Appropriation of the result
Profit (loss) to be appropriated9906€266k€85k▼
Transfer from equity791/2€32k€89k▲
Transfer to equity691/2€266k€85k▼
To other reserves6921€266k€85k▼
Profit to be distributed694/7€32k€89k▲
Return on contributions (dividend)694€32k€89k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €266k ▲305%
Net result €266k, the highest in the series.
31-12
Financial
Liquidity times 6current ratio 5.66
Current ratio from 0.92 to 5.66; short-term debt falls from €67k to €43k.
31-12
Financial
Equity above €500kEq €727k ▲47.6%
7 profitable years in a row build equity to €727k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 13 days late
2019
31-12
Financial
Weakest financial yearnet €42k ▼4.1%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halvemaanstraat 88490 JabbekeGround area
631 m²
Building footprint
107 m²
Volume, LiDAR
593 m³
Parcel 31012A0871/00T000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Patrick Deramoudt
since 20122.213.313.930
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31012A0871/00T000 | Flanders | 631 m² | 1 · 107 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 31,245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-10-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.