PATERSHOL CATERING
ActivePATERSHOL CATERING has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €83k. Equity is shrinking by ~49.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 31% of 3511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency8▼-38
Growth32=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.38 against 1.2 in 2024), and 88.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.7%
Return on assets
24.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
27 d late
2022
25 d late
2021
30 d late
2020
21 d late
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€40k▼ 76.9%
2024 · €174k
2021: €388k
2022: €296k
2023: €145k
2024: €174k
2021 → 2025
Total assets
€342k▼ 47.3%
2024 · €649k
2021: €662k
2022: €635k
2023: €784k
2024: €649k
2021 → 2025
Net result
€83k▲ 19.3%
2024 · €69k
2021: €116k
2022: €-92k
2023: €149k
2024: €69k
2021 → 2025
Working capital
€-177k
2024 · €82k
2021: €302k
2022: €216k
2023: €62k
2024: €82k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€388k-€296k▼ 23.7%€145k▼ 51.0%€174k▲ 20.2%€40k▼ 76.9%
Operating result€118k-€-89k€179k€108k▼ 39.5%€125k▲ 15.4%
Net result€116k-€-92k€149k€69k▼ 53.6%€83k▲ 19.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets
€235k▲ 54.3%
Current assets
€107k▼ 78.4%
Equity and liabilities €342k
Equity
€40k▼ 76.9%
Debt
€302k▼ 36.4%
The debt ratio rises from 73.2% to 88.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€155k▲
2024 · €137k
Cash flow
€112k▲
2024 · €98k
Solvency
11.7%▼
2024 · 26.8%
Current ratio
0.38▼
2024 · 1.20
Quick ratio
0.29▼
2024 · 1.13
Debt / equity
7.51▲
2024 · 2.73
ROE
205.4%▲
2024 · 39.7%
ROA
24.1%▲
2024 · 10.7%
Interest coverage
22.28▲
2024 · 17.02
Debt
€302k▼
2024 · €475k
Debt ≤ 1 year
€284k▼
2024 · €414k
Income taxes
€37k▲
2024 · €35k
Staff costs
€567k▲
2024 · €563k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€649k€342k▼
Fixed assets
21/28€152k€235k▲
Tangible fixed assets
22/27€151k€233k▲
Financial fixed assets
28€2k€2k▲
Current assets
29/58€496k€107k▼
Stocks & contracts in progress
3€27k€25k▼
Amounts receivable within one year
40/41€227k€48k▼
Cash & bank
54/58€32k€30k▼
Total equity & liabilities
10/49€649k€342k▼
Equity
10/15€174k€40k▼
Contributions / capital
10/11€20k€20k=
Reserves
13€2k€2k=
Accumulated profits (losses)
14€152k€18k▼
Amounts payable
17/49€475k€302k▼
Amounts payable within one year
42/48€414k€284k▼
Trade debts payable within one year
44€106k€129k▲
Income statement
Code20242025
Gross operating margin
9900€748k€754k▲
Operating result
9901€108k€125k▲
Financial income
75€4k€1k▼
Financial charges
65€8k€7k▼
Result before taxes
9903€104k€119k▲
Income taxes
67/77€35k€37k▲
Net result for the period
9904€69k€83k▲
Result to be appropriated
9905€69k€83k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
31-12
Financial
Equity above €150kEq €174k ▲20.2%
2 profitable years in a row build equity to €174k.
24-10
State Gazette act
Statutes amendment
De vennootschap heeft tot voorwerp het houden en uitbaten van een hotel, grootkeuken, restaurant, snackbar, coffee-shop en tearoom, de uitbating van een spare-rib restaurant, het organiseren van bijee… · CHRISTIAN VAN DAMME
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
07-02
State Gazette act
Director changes
2023
30-09
Financial
Back to profitnet €149k
Net result €149k after one loss-making year.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
14-12
State Gazette act
Director changes
30-09
Financial
Weakest financial yearnet €-92k ▼179%
Net result drops to €-92k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 21 days late
2020
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2023
Peter Jan Van Iseghem
CurrentDirector · since 14-12-2022
Marie-Jeanne Van Den Hoecke
CurrentDirector · since 22-11-2022
21-12-2023
Marie-Jeanne Van Den Hoecke: Resigned as Director
21-12-2023
Van Iseghem Peter: Resigned as Director
21-12-2023
AMADEUS HOLDING BV: Appointed as Permanent representative
14-12-2022
Peter Jan Van Iseghem: Appointed as Director
22-11-2022
Marie-Jeanne Van Den Hoecke: Appointed as Director
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plotersgracht 8-109000 GentGround area
513 m²
Building footprint
332 m²
Volume, LiDAR
3,318 m³
2 parcels, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
AMADEUS
since 19972.081.870.517
amadeus
since 20142.225.262.350
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A0528/00A000 | Flanders | 420 m² | 1 · 264 m² | 14.8 m · 4 fl. |
| 44021A0527/00L000 | Flanders | 93 m² | 1 · 68 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
LE PANIER GOURMAND
BE 0473.368.809
Aubel · Eq €40k
F.FILIZOLA
BE 0821.982.750
Braine-le-Château · Eq €40k
SUSHI PUTTE
BE 0765.357.417
Putte · Eq €40k
WALILI
BE 0540.641.574
Beersel · Eq €40k
SEVKOK
BE 0801.477.445
Brussel · Eq €40k
Of 20,236 companies in sector 56111 we hold annual accounts for 10,942. 9,296 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-1997
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 31-08-2026. Scores and ratios are computed by Checked and are not a credit decision.