PAT-IN
ActivePAT-IN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €-57k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency57▼-1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days only on tighter terms
Liquidity short (current ratio 0.07 against 0.05 in 2024), and 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
-2.4%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€57k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
57 d early
2023
68 d early
2022
72 d early
2021
46 d early
2020
60 d early
2019
72 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.08M▼ 5.0%
2024 · €1.13M
2018: €1.53M
2019: €1.45M
2020: €1.37M
2021: €1.29M
2022: €1.24M
2023: €1.19M
2024: €1.13M
2018 → 2025
Total assets
€2.37M▼ 2.4%
2024 · €2.43M
2018: €2.82M
2019: €2.75M
2020: €2.71M
2021: €2.77M
2022: €2.54M
2023: €2.49M
2024: €2.43M
2018 → 2025
Net result
€-57k▲ 1.2%
2024 · €-57k
2018: €-113k
2019: €-78k
2020: €-84k
2021: €-82k
2022: €-43k
2023: €-53k
2024: €-57k
2018 → 2025
Working capital
€-1.17M▲ 2.7%
2024 · €-1.20M
2018: €-864k
2019: €-870k
2020: €-874k
2021: €-909k
2022: €-1.25M
2023: €-1.22M
2024: €-1.20M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.29M-€1.24M▼ 3.3%€1.19M▼ 4.2%€1.13M▼ 4.8%€1.08M▼ 5.0%
Operating result€-25k-€-43k▼ 70.9%€-55k▼ 28.3%€-57k▼ 4.4%€-56k▲ 1.1%
Net result€-82k-€-43k▲ 47.8%€-53k▼ 23.2%€-57k▼ 8.7%€-57k▲ 1.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €56k in 2025 against €57k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.37M
Fixed assets
€2.28M▼ 3.7%
Current assets
€93k▲ 47.6%
Equity and liabilities €2.37M
Equity
€1.08M▼ 5.0%
Debt
€1.30M▼ 0.1%
The debt ratio rises from 53.4% to 54.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€32k▲
2024 · €32k
Cash flow
€32k▲
2024 · €31k
Solvency
45.4%▼
2024 · 46.6%
Current ratio
0.07▲
2024 · 0.05
Quick ratio
0.07▲
2024 · 0.05
Debt / equity
1.20▲
2024 · 1.14
ROE
-5.3%▼
2024 · -5.1%
ROA
-2.4%▼
2024 · -2.4%
Interest coverage
85.53▼
2024 · 87.97
Debt
€1.30M▼
2024 · €1.30M
Debt ≤ 1 year
€1.26M▼
2024 · €1.26M
Debt > 1 year
€32k=
2024 · €32k
Income taxes
€2▼
2024 · €2
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.43M€2.37M▼
Fixed assets21/28€2.37M€2.28M▼
Tangible fixed assets22/27€2.37M€2.28M▼
Land and buildings22€2.37M€2.28M▼
Current assets29/58€63k€93k▲
Amounts receivable within one year40/41€40k€39k▼
Other amounts receivable41€40k€39k▼
Cash at bank and in hand54/58€21k€52k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€2.43M€2.37M▼
Equity10/15€1.13M€1.08M▼
Contributions10/11€1.85M€1.85M=
Profit (loss) carried forward14€-711k€-768k▼
Amounts payable17/49€1.30M€1.30M▼
Amounts payable after more than one year17€32k€32k=
Financial debts170/4€32k€32k=
Amounts payable within one year42/48€1.26M€1.26M▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€147€407▲
Taxes450/3€147€407▲
Other amounts payable47/48€1.26M€1.26M=
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€89k▲
Other operating charges640/8€24k€25k▲
Gross operating margin9900€55k€57k▲
Operating profit (loss)9901€-57k€-56k▲
Financial income75/76B€8€45▲
Recurring financial income75€8€45▲
Financial charges65/66B€360€379▲
Recurring financial charges65€360€379▲
Profit (loss) for the period before taxes9903€-57k€-57k▲
Income taxes67/77€2€2▼
Profit (loss) for the period9904€-57k€-57k▲
Profit (loss) for the period to be appropriated9905€-57k€-57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-711k€-768k▼
Profit (loss) brought forward from the previous period14P€-654k€-711k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groene Dreef(Rol) 328510 KortrijkGround area
7,013 m²
Building footprint
476 m²
Volume, LiDAR
2,474 m³
Parcel 34033C0213/00E000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PAT-IN
since 20142.225.629.168
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34033C0213/00E000 | Flanders | 7,013 m² | 1 · 476 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MOVACO
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LOI 42
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Liège · Eq €1.08M
CLOVER IMMO
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BERLUC
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Of 9,093 companies in sector 68201 we hold annual accounts for 6,724. 4,763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2013
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.