PARTNER INVEST
ActiveSummary
PARTNER INVEST has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €38k and a net result of €1k. Equity is growing by ~51.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability33▼-14
Solvency36▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 1.17 in 2023; short-term debt: 85.6% and cash: 0.2% of total assets), and 89.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
10.6%
Return on assets
0.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
92 d late
2022
60 d late
2021
26 d late
2020
10 d late
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€38k▲ 3.3%
2023 · €37k
2018: €-2k
2019: €6k
2020: €14k
2021: €15k
2022: €36k
2023: €37k
2018 → 2024
Total assets
€360k▲ 13.7%
2023 · €317k
2018: €13k
2019: €21k
2020: €114k
2021: €179k
2022: €169k
2023: €317k
2018 → 2024
Net result
€1k▲ 95.7%
2023 · €628
2018: €-3k
2019: €9k
2020: €8k
2021: €737
2022: €21k
2023: €628
2018 → 2024
Working capital
€49k▲ 10.3%
2023 · €44k
2018: €-4k
2019: €5k
2020: €12k
2021: €13k
2022: €32k
2023: €44k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€14k-€15k▲ 5.2%€36k▲ 144%€37k▲ 1.7%€38k▲ 3.3%
Operating result€8k-€2k▼ 78.9%€30k▲ 1,749%€3k▼ 90.8%€10k▲ 271%
Net result€8k-€737▼ 90.4%€21k▲ 2,804%€628▼ 97.1%€1k▲ 95.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 271% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €360k
Fixed assets
€4k ▼ 52.4%
Current assets
€357k ▲ 15.3%
Equity and liabilities €360k
Equity
€38k ▲ 3.3%
Debt
€322k ▲ 15.1%
Debt's share of the balance-sheet total rises from 88.3% to 89.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2023 · €6k
Cash flow
€5k▲
2023 · €4k
Current ratio
1.16▼
2023 · 1.17
Quick ratio
0.32▲
2023 · 0.16
Debt to equity
8.44▲
2023 · 7.58
ROE
3.2%▲
2023 · 1.7%
ROA
0.3%▲
2023 · 0.2%
Interest coverage
1.61▼
2023 · 3.32
Debt ≤ 1 year
€308k▲
2023 · €265k
Debt > 1 year
€14k▼
2023 · €14k
Income taxes
€460▲
2023 · €306
Staff costs
€49k▲
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€317k€360k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€3k▼
Plant, machinery and equipment23€1k€803▼
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€160€40▼
Current assets29/58€309k€357k▲
Stocks and contracts in progress3€268k€259k▼
Stocks30/36€268k€259k▼
Amounts receivable within one year40/41€39k€37k▼
Trade receivables40€32k€29k▼
Other amounts receivable41€7k€7k▲
Cash at bank and in hand54/58€1k€707▼
Deferred charges and accrued income490/1€2k€60k▲
Equity and liabilities
Total equity and liabilities10/49€317k€360k▲
Equity10/15€37k€38k▲
Contributions10/11€6k€6k=
Reserves13€35€35=
Non-distributable reserves130/1€35€35=
Reserves not available under the articles1311€35€35=
Profit (loss) carried forward14€31k€32k▲
Amounts payable17/49€280k€322k▲
Amounts payable after more than one year17€14k€14k▼
Financial debts170/4€14k€14k▼
Amounts payable within one year42/48€265k€308k▲
Current portion of amounts payable after more than one year42€125k€108k▼
Financial debts43€36k€33k▼
Credit institutions430/8€3k-
Other loans439€33k€33k=
Trade debts44€13k€7k▼
Suppliers440/4€13k€7k▼
Advances received on contracts in progress46€6k€6k=
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€9k€899▼
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€73k€147k▲
Income statement
Code20232024
Remuneration, social security and pensions62€32k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€458▼
Gross operating margin9900€39k€64k▲
Operating profit (loss)9901€3k€10k▲
Financial income75/76B€49€141▲
Recurring financial income75€49€141▲
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€934€2k▲
Income taxes67/77€306€460▲
Profit (loss) for the period9904€628€1k▲
Profit (loss) for the period to be appropriated9905€628€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€32k▲
Profit (loss) brought forward from the previous period14P€30k€31k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Highest result since 2018net €21k ▲2804%
Operating result €30k, net result €21k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Courrière 137181 SeneffeGround area
526 m²
Building footprint
131 m²
Volume, LiDAR
455 m³
2 parcels, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PARTNER INVEST
since 20172.264.000.685
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52017C0333/00D003 | Wallonia | 454 m² | 1 · 60 m² | 9.2 m · 3 fl. |
| 55035B0315/00E004 | Wallonia | 72 m² | 1 · 71 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SYNTRES
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Bert Schoofs Advocaat
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Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 839 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68321Property management for co-owned buildings (syndics)
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0497418918