PARSEC ONE
ActiveSummary
PARSEC ONE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.56M and a net result of €366k. Equity is growing by ~148.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-2
Solvency100▲+29
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.34 in 2024; short-term debt: 16.8% and cash: 2.1% of total assets), and 22.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
18.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
14 d early
2022
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.56M▲ 196%
2024 · €527k
2022: €91k
2023: €310k
2024: €527k
2022 → 2025
Total assets
€2.02M▲ 77.6%
2024 · €1.14M
2022: €132k
2023: €361k
2024: €1.14M
2022 → 2025
Net result
€366k▲ 68.6%
2024 · €217k
2022: €88k
2023: €219k
2024: €217k
2022 → 2025
Working capital
€5k
2024 · €-239k
2022: €85k
2023: €290k
2024: €-239k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€91k-€310k▲ 239%€527k▲ 70.0%€1.56M▲ 196%
Operating result€111k-€287k▲ 157%€281k▼ 2.1%€292k▲ 4.2%
Net result€88k-€219k▲ 147%€217k▼ 0.7%€366k▲ 68.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.02M
Fixed assets
€1.68M ▲ 65.3%
Current assets
€345k ▲ 179%
Equity and liabilities €2.02M
Equity
€1.56M ▲ 196%
Debt
€464k ▼ 24.2%
Debt's share of the balance-sheet total falls from 53.8% to 22.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€296k▲
2024 · €284k
Cash flow
€370k▲
2024 · €221k
Current ratio
1.02▲
2024 · 0.34
Debt to equity
0.30▼
2024 · 1.16
ROE
23.5%▼
2024 · 41.2%
ROA
18.1%▼
2024 · 19.0%
Interest coverage
11.47▼
2024 · 1518.63
Debt ≤ 1 year
€339k▼
2024 · €363k
Debt > 1 year
€125k▼
2024 · €250k
Income taxes
€68k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€2.02M▲
Fixed assets21/28€1.02M€1.68M▲
Tangible fixed assets22/27€16k€13k▼
Plant, machinery and equipment23-€13k
Other tangible fixed assets26€16k-
Financial fixed assets28€1.00M€1.67M▲
Current assets29/58€124k€345k▲
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€7k€12▼
Other amounts receivable41€1k€2k▲
Current investments50/53-€300k
Cash at bank and in hand54/58€115k€42k▼
Equity and liabilities
Total equity and liabilities10/49€1.14M€2.02M▲
Equity10/15€527k€1.56M▲
Contributions10/11€3k€670k▲
Reserves13€524k€890k▲
Distributable reserves133€524k€890k▲
Amounts payable17/49€613k€464k▼
Amounts payable after more than one year17€250k€125k▼
Financial debts170/4-€125k
Other amounts payable178/9€250k-
Amounts payable within one year42/48€363k€339k▼
Current portion of amounts payable after more than one year42€150k€125k▼
Trade debts44€8k€532▼
Suppliers440/4€8k€532▼
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€9k€15k▲
Other amounts payable47/48€196k€199k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€528€544▲
Gross operating margin9900€285k€297k▲
Operating profit (loss)9901€281k€292k▲
Financial income75/76B€2k€167k▲
Recurring financial income75€2k€167k▲
Financial charges65/66B€187€26k▲
Recurring financial charges65€187€26k▲
Profit (loss) for the period before taxes9903€283k€434k▲
Income taxes67/77€66k€68k▲
Profit (loss) for the period9904€217k€366k▲
Profit (loss) for the period to be appropriated9905€217k€366k▲
Appropriation of the result
Profit (loss) to be appropriated9906€217k€366k▲
Transfer to equity691/2€217k€366k▲
To other reserves6921€217k€366k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €366k ▲68.6%
Operating result €292k, net result €366k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.02
Current ratio from 0.34 to 1.02; short-term debt falls from €363k to €339k.
31-12
Financial
Equity above €1MEq €1.56M ▲196%
4 profitable years in a row build equity to €1.56M.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €500kEq €527k ▲70%
3 profitable years in a row build equity to €527k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 6.64
Current ratio from 3.10 to 6.64.
31-12
Financial
Equity above €200kEq €310k ▲239%
2 profitable years in a row build equity to €310k.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diebeke(Sch) 139500 Geraardsbergen1 establishment unit
PARSEC ONE
since 20222.328.407.301
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Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 525 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
70100Activities of head offices
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filings
Scores and ratios are computed by Checked and are not a credit decision.