ParoRepair
ActiveSummary
ParoRepair has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €88k. Equity is shrinking by ~13% per year across the filed fiscal years. Its solvency ranks better than 16% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency38▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.9 in 2024; short-term debt: 79.8% and cash: 62.6% of total assets), and 87.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.9%
Return on assets
37.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
28 d late
2022
30 d late
2021
31 d late
2020
23 d late
2019
75 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 36.8%
2024 · €22k
2018: €62k
2019: €66k
2020: €84k
2021: €23k
2022: €82k
2023: €29k
2024: €22k
2018 → 2025
Total assets
€235k▼ 28.0%
2024 · €327k
2018: €179k
2019: €227k
2020: €226k
2021: €201k
2022: €244k
2023: €310k
2024: €327k
2018 → 2025
Net result
€88k▼ 4.9%
2024 · €93k
2018: €3k
2019: €4k
2020: €17k
2021: €20k
2022: €66k
2023: €58k
2024: €93k
2018 → 2025
Working capital
€-26k▼ 2.4%
2024 · €-26k
2018: €-32k
2019: €-83k
2020: €3k
2021: €-51k
2022: €10k
2023: €-26k
2024: €-26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€82k▲ 250%€29k▼ 63.9%€22k▼ 24.6%€30k▲ 36.8%
Operating result€28k-€83k▲ 198%€78k▼ 6.0%€123k▲ 57.5%€115k▼ 6.1%
Net result€20k-€66k▲ 231%€58k▼ 12.3%€93k▲ 60.6%€88k▼ 4.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets
€74k ▼ 15.4%
Current assets
€161k ▼ 32.7%
Equity and liabilities €235k
Equity
€30k ▲ 36.8%
Debt
€205k ▼ 32.8%
Debt's share of the balance-sheet total falls from 93.2% to 87.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€141k▼
2024 · €155k
Cash flow
€114k▼
2024 · €125k
Current ratio
0.86▼
2024 · 0.90
Debt to equity
6.74▼
2024 · 13.70
ROE
290.1%▼
2024 · 417.5%
ROA
37.5%▲
2024 · 28.4%
Interest coverage
57.64▲
2024 · 46.92
Debt ≤ 1 year
€188k▼
2024 · €265k
Debt > 1 year
€17k▼
2024 · €37k
Income taxes
€25k▼
2024 · €27k
Staff costs
€44k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€327k€235k▼
Fixed assets21/28€87k€74k▼
Tangible fixed assets22/27€87k€74k▼
Furniture and vehicles24€60k€48k▼
Other tangible fixed assets26€27k€26k▼
Financial fixed assets28€50€50=
Current assets29/58€239k€161k▼
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€4k€3k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€231k€147k▼
Deferred charges and accrued income490/1€5k€9k▲
Equity and liabilities
Total equity and liabilities10/49€327k€235k▼
Equity10/15€22k€30k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€2k€10k▲
Amounts payable17/49€304k€205k▼
Amounts payable after more than one year17€37k€17k▼
Financial debts170/4€37k€17k▼
Amounts payable within one year42/48€265k€188k▼
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€28k€19k▼
Taxes450/3€22k€14k▼
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48€214k€144k▼
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€41k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€26k▼
Other operating charges640/8€489€351▼
Gross operating margin9900€197k€185k▼
Operating profit (loss)9901€123k€115k▼
Financial income75/76B€428€1k▲
Recurring financial income75€428€1k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€2k▼
Non-recurring financial charges66B€189€127▼
Profit (loss) for the period before taxes9903€120k€114k▼
Income taxes67/77€27k€25k▼
Profit (loss) for the period9904€93k€88k▼
Profit (loss) for the period to be appropriated9905€93k€88k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€90k▼
Profit (loss) brought forward from the previous period14P€9k€2k▼
Profit to be distributed694/7€100k€80k▼
Return on contributions (dividend)694€100k€80k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €93k ▲60.6%
Operating result €123k, net result €93k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 1.04
Current ratio from 0.45 to 1.04; short-term debt falls from €150k to €79k.
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Tilleuls 226001 CharleroiGround area
1,142 m²
Building footprint
141 m²
Volume, LiDAR
1,133 m³
Parcel 52392D0073/00W039, Wallonia · tallest building 17.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ParoRepair
since 20152.237.775.152
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52392D0073/00W039 | Wallonia | 1,142 m² | 1 · 141 m² | 17.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Tandarts J.C.
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Sint-Truiden · Eq €30,206
NAKO DENTAL
BE 1021.120.483
Kraainem · Eq €30,571
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BE 1029.394.484
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 2,587 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.