PARMEZZIA
ActiveThe computed 12-month bankruptcy probability of PARMEZZIA is 2.5% (moderate). The 2024 annual accounts show equity of €841k and a net result of €338k. Equity is growing by ~56% per year across the filed fiscal years. Its solvency ranks better than 83% of 18936 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 3.16 against 2.57 in 2023), and 31% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
69%
Return on assets
27.7%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
63 d late
2022
61 d late
2021
31 d late
2020
31 d late
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€841k▲ 51.9%
2023 · €554k
2018: €60k
2019: €136k
2020: €130k
2021: €208k
2022: €330k
2023: €554k
2018 → 2024
Total assets
€1.22M▲ 35.4%
2023 · €900k
2018: €185k
2019: €264k
2020: €267k
2021: €411k
2022: €641k
2023: €900k
2018 → 2024
Net result
€338k▲ 27.8%
2023 · €264k
2018: €74k
2019: €76k
2020: €-7k
2021: €93k
2022: €176k
2023: €264k
2018 → 2024
Working capital
€816k▲ 54.1%
2023 · €530k
2018: €53k
2019: €133k
2020: €130k
2021: €227k
2022: €344k
2023: €530k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€130k-€208k▲ 60.7%€330k▲ 58.3%€554k▲ 68.0%€841k▲ 51.9%
Operating result€-5k-€115k€252k▲ 119%€365k▲ 45.0%€494k▲ 35.1%
Net result€-7k-€93k€176k▲ 89.3%€264k▲ 49.8%€338k▲ 27.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 35% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.22M
Fixed assets
€25k▼ 25.0%
Current assets
€1.19M▲ 37.8%
Equity and liabilities €1.22M
Equity
€841k▲ 51.9%
Debt
€377k▲ 9.0%
The debt ratio falls from 38.5% to 31.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€502k▲
2023 · €373k
Cash flow
€346k▲
2023 · €272k
Solvency
69.0%▲
2023 · 61.5%
Current ratio
3.16▲
2023 · 2.57
Quick ratio
3.13▲
2023 · 2.54
Debt / equity
0.45▼
2023 · 0.63
ROE
40.1%▼
2023 · 47.7%
ROA
27.7%▼
2023 · 29.4%
Interest coverage
18.96▼
2023 · 22.59
Debt
€377k▲
2023 · €346k
Debt ≤ 1 year
€377k▲
2023 · €336k
Income taxes
€166k▲
2023 · €105k
Staff costs
€442k=
2023 · €443k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€900k€1.22M▲
Fixed assets21/28€34k€25k▼
Tangible fixed assets22/27€34k€25k▼
Plant, machinery and equipment23€861€641▼
Furniture and vehicles24€24k€18k▼
Other tangible fixed assets26€9k€7k▼
Current assets29/58€866k€1.19M▲
Amounts receivable after more than one year29€566k€771k▲
Other amounts receivable291€566k€771k▲
Stocks and contracts in progress3€13k€11k▼
Stocks30/36€13k€11k▼
Amounts receivable within one year40/41€94k€174k▲
Trade receivables40€0-
Other amounts receivable41€94k€174k▲
Cash at bank and in hand54/58€189k€227k▲
Deferred charges and accrued income490/1€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€900k€1.22M▲
Equity10/15€554k€841k▲
Contributions10/11€20k€20k=
Reserves13€533k€821k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€531k€819k▲
Profit (loss) carried forward14€880€498▼
Amounts payable17/49€346k€377k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€336k€377k▲
Current portion of amounts payable after more than one year42€5k€0▼
Trade debts44€96k€100k▲
Suppliers440/4€96k€100k▲
Taxes, remuneration and social security45€195k€195k▼
Taxes450/3€140k€128k▼
Remuneration and social security454/9€56k€67k▲
Other amounts payable47/48€40k€82k▲
Accrued charges and deferred income492/3€10k€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€443k€442k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€5k€7k▲
Gross operating margin9900€821k€952k▲
Operating profit (loss)9901€365k€494k▲
Financial income75/76B€21k€36k▲
Recurring financial income75€21k€36k▲
Financial charges65/66B€17k€26k▲
Recurring financial charges65€17k€26k▲
Profit (loss) for the period before taxes9903€370k€503k▲
Income taxes67/77€105k€166k▲
Profit (loss) for the period9904€264k€338k▲
Profit (loss) for the period to be appropriated9905€264k€338k▲
Appropriation of the result
Profit (loss) to be appropriated9906€265k€338k▲
Profit (loss) brought forward from the previous period14P€669€880▲
Transfer to equity691/2€224k€288k▲
To other reserves6921€224k€288k▲
Profit to be distributed694/7€40k€50k▲
Return on contributions (dividend)694€40k€50k▲
Directors or managers695€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €338k ▲27.8%
Operating result €494k, net result €338k, both a record.
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
31-12
Financial
Equity above €500kEq €554k ▲68%
3 profitable years in a row build equity to €554k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €93k
Net result €93k after one loss-making year.
31-12
Financial
Equity above €200kEq €208k ▲60.7%
Equity rises from €130k to €208k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼109%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Equity above €100kEq €136k ▲127%
2 profitable years in a row build equity to €136k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beursstraat 181000 BrusselGround area
372 m²
Building footprint
336 m²
Volume, LiDAR
5,186 m³
Parcel 21004A0840/00B006, Brussels · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Le Cirio
since 20122.205.853.541
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A0840/00B006 | Brussels | 372 m² | 1 · 336 m² | 21.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.205.853.541
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MACH ONE EUPEN
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 4,719 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-01-2012
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.