PARIDÉ · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PARIDÉ is 0.5% (very low). The 2025 annual accounts show equity of €365k and a net result of €988. Equity is growing by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 147 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Signals

3 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 88% of 147 peers (2025). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-11-2025, 67 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 5 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	25-11-2025	67 d early	2025-00570685
30-06-2024	31-01-2025	23-12-2024	39 d early	2024-00625909
30-06-2023	31-01-2024	06-12-2023	56 d early	2023-00526406
30-06-2022	31-01-2023	22-12-2022	40 d early	2022-20547007
30-06-2021	31-01-2022	06-12-2021	56 d early	2021-79600191

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.5% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€988-98.9%

Working capital€284k+7.1%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 25-11-2025 with the NBB · fiscal year 2025 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~44% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 69, Legal & accounting · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	67.0%	16.1%	better than 88% of 147 sector peers
Net result	€988	€113k	better than 7% of 147 sector peers
Equity	€365k	€82k	better than 79% of 147 sector peers
Gross operating margin	€183k	€375k	better than 43% of 144 sector peers
Staff costs	€127k	€461k	higher than 17% of 84 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P88

Improving position over 2021-2025 · n=146-302

Net result P7

Weakening position over 2021-2025 · n=145-301

Equity P79

Improving position over 2021-2025 · n=146-302

Gross operating margin P43

Weakening position over 2021-2025 · n=139-291

Describes the position versus peers, not a forecast.

EBITDA

€55k

-68.3% 21-25

Net profit

€988

-98.9% 21-25

Cash flow

€33k

-73.5% 21-25

Total assets

€545k

+0.7% 21-25

Equity

€365k

+0.3% 21-25

Working capital

€284k

+7.1% 21-25

Employees (FTE)

2

+13.3% 21-25

Staff costs

€127k

+15.6% 21-25

Income taxes

€2k

-94.1% 21-25

Dividends

€800

0.0% 21-25

Debt

€180k

+1.5% 21-25

Debt ≤ 1y

€112k

+17.3% 21-25

Debt > 1y

€67k

-17.2% 21-25

Current ratio

3.53

-6.4% 21-25

Quick ratio

3.53

-6.4% 21-25

Solvency

67.0%

-0.4% 21-25

Debt / equity

0.49

+1.2% 21-25

ROE

0.3%

-98.9% 21-25

ROA

0.2%

-98.9% 21-25

Interest coverage

2.79

-88.2% 21-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	volledig
Revenue	-
EBITDA	€55k
Net profit	€988
Cash flow	€33k
Staff costs	€127k
Income taxes	€2k
Dividends	-
Total assets	€545k
Equity	€365k
Debt	€180k
of which ≤ 1y	€112k
of which > 1y	€67k
Working capital	€284k
Employees (FTE)	1.7

Ratios (computed)

	2025
Current ratio	3.53
Quick ratio	3.53
Working capital ratio	52.1%
Solvency	67.0%
Debt / equity	0.49
Long-term debt ratio	0.18
Interest coverage	2.79
Gross margin	-
Net margin	-
ROA	0.2%
ROE	0.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €149k · 27.4% Current assets €396k · 72.6%

Equity & liabilities

Equity €365k · 67.0% Debt €180k · 33.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€545k
Fixed assets	21/28	€149k
Intangible fixed assets	21	€124k
Tangible fixed assets	22/27	€19k
Financial fixed assets	28	€7k
Current assets	29/58	€396k
Amounts receivable within one year	40/41	€180k
Cash & bank	54/58	€211k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€545k
Equity	10/15	€365k
Contributions / capital	10/11	€5k
Reserves	13	€359k
Accumulated profits (losses)	14	€1k
Amounts payable	17/49	€180k
Amounts payable after one year	17	€67k
Amounts payable within one year	42/48	€112k
Trade debts payable within one year	44	€29k
Income statement
Gross operating margin	9900	€183k
Operating result	9901	€23k
Financial income	75	€1
Financial charges	65	€20k
Result before taxes	9903	€3k
Income taxes	67/77	€2k
Net result for the period	9904	€988
Result to be appropriated	9905	€988

You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

81 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Louizalaan 2221050 Brussel

Establishment units

1 location

Louizalaan 222, 1050 Elsene

Activiteiten van advocaten

since 20202.311.097.848

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,034 m²

Buildings1

Building footprint815 m²

Volume (LiDAR)15,532 m³

Tallest building35.9 m · ±9 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21807G0121/00F008 ProtectedMonumentHuis SolvaySource ↗	Brussels	1,034 m²	1 · 815 m²	35.9 m · 9 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.