Parfimo
ActiveParfimo has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4.10M and a net result of €428k. Equity remains stable across the filed fiscal years (±0% per year). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
76
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability52▼-48
Solvency92▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.75 in 2023), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.6%
Return on assets
5.2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
28 d early
2022
26 d early
2021
27 d early
2020
36 d early
2019
3 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€4.10M=
2023 · €4.10M
2018: €4.09M
2019: €4.09M
2020: €4.09M
2021: €4.09M
2022: €4.10M
2023: €4.10M
2018 → 2024
Total assets
€8.27M▼ 6.8%
2023 · €8.87M
2018: €7.74M
2019: €5.01M
2020: €4.92M
2021: €6.46M
2022: €9.21M
2023: €8.87M
2018 → 2024
Net result
€428k▼ 58.1%
2023 · €1.02M
2018: €264k
2019: €436k
2020: €751k
2021: €985k
2022: €1.76M
2023: €1.02M
2018 → 2024
Working capital
€3.58M▲ 0.5%
2023 · €3.56M
2018: €1.58M
2019: €3.25M
2020: €3.46M
2021: €4.14M
2022: €3.52M
2023: €3.56M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4.09M-€4.09M=€4.10M=€4.10M▲ 0.1%€4.10M=
Operating result€1.02M-€1.33M▲ 29.7%€2.36M▲ 78.2%€1.43M▼ 39.3%€612k▼ 57.3%
Net result€751k-€985k▲ 31.1%€1.76M▲ 78.3%€1.02M▼ 41.9%€428k▼ 58.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 57% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €8.27M
Fixed assets
€533k▼ 4.2%
Current assets
€7.73M▼ 6.9%
Equity and liabilities €8.27M
Equity
€4.10M=
Debt
€4.17M▼ 12.6%
The debt ratio falls from 53.8% to 50.4%: debt is paid down.
Key figures and ratios
EBITDA
€635k▼
2023 · €1.46M
Cash flow
€451k▼
2023 · €1.04M
Solvency
49.6%▲
2023 · 46.2%
Current ratio
1.86▲
2023 · 1.75
Quick ratio
0.09▼
2023 · 0.19
Debt / equity
1.02▼
2023 · 1.16
ROE
10.4%▼
2023 · 24.9%
ROA
5.2%▼
2023 · 11.5%
Interest coverage
15.35▼
2023 · 20.48
Debt
€4.17M▼
2023 · €4.77M
Debt ≤ 1 year
€4.16M▼
2023 · €4.75M
Income taxes
€143k▼
2023 · €340k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€8.87M€8.27M▼
Fixed assets21/28€556k€533k▼
Tangible fixed assets22/27€556k€533k▼
Other tangible fixed assets26€556k€533k▼
Current assets29/58€8.31M€7.73M▼
Stocks and contracts in progress3€7.39M€7.36M▼
Stocks30/36€7.39M€7.36M▼
Amounts receivable within one year40/41€749k€20k▼
Trade receivables40€739k€3k▼
Other amounts receivable41€10k€17k▲
Cash at bank and in hand54/58€167k€348k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€8.87M€8.27M▼
Equity10/15€4.10M€4.10M=
Contributions10/11€1.45M€1.45M=
Capital10€1.45M€1.45M=
Issued capital100€1.45M€1.45M=
Reserves13€2.65M€2.65M▲
Non-distributable reserves130/1€145k€145k=
Legal reserve130€145k€145k=
Distributable reserves133€2.51M€2.51M▲
Amounts payable17/49€4.77M€4.17M▼
Amounts payable within one year42/48€4.75M€4.16M▼
Financial debts43€500k-
Credit institutions430/8€500k-
Trade debts44€186€1k▲
Suppliers440/4€186€1k▲
Advances received on contracts in progress46-€91k
Other amounts payable47/48€4.25M€4.07M▼
Accrued charges and deferred income492/3€15k€9k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k-
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€210-
Gross operating margin9900€1.46M€638k▼
Operating profit (loss)9901€1.43M€612k▼
Financial charges65/66B€71k€41k▼
Recurring financial charges65€71k€41k▼
Profit (loss) for the period before taxes9903€1.36M€571k▼
Income taxes67/77€340k€143k▼
Profit (loss) for the period9904€1.02M€428k▼
Profit (loss) for the period to be appropriated9905€1.02M€428k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.02M€428k▼
Transfer to equity691/2€2k€2k▼
To other reserves6921€2k€2k▼
Profit to be distributed694/7€1.02M€426k▼
Return on contributions (dividend)694€1.02M€426k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €1.76M ▲78.3%
Operating result €2.36M, net result €1.76M, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 4.54
Current ratio from 1.43 to 4.54; short-term debt falls from €3.64M to €916k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 1969
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merksplassesteenweg 182310 RijkevorselGround area
9,032 m²
Building footprint
1,213 m²
Volume, LiDAR
8,993 m³
Parcel 13502D0033/00L002, Flanders · tallest building 8.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PARFIMO
since 19692.003.897.462
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502D0033/00L002 | Flanders | 9,032 m² | 1 · 1,212 m² | 8.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-12-1969
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:parfimo@rdk.be