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Pardoes Junior

Active
Non-profit association·Kinderdagverblijven en crèches· 22 yrs active
Tervuursesteenweg 48 ·2800 Mechelen, Belgium
KBO/BCE: BE 0862.449.566
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Age22 yrs
Board5
Real estate1 parcel · 86 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Pardoes Junior is < 0.1% (very low). The 2025 annual accounts show equity of €179 and a net result of €-951. Its solvency ranks better than 8% of 43 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 43 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 16-07-2026 15 d early 2026-00298391

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 2003, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-951
Working capital€179

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 16-07-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 88 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 0.8% 40.8%
better than 8% of 43 sector peers
Net result €-951 €20k
better than 27% of 43 sector peers
Equity €179 €50k
better than 6% of 43 sector peers
Gross operating margin €101k €174k
better than 29% of 43 sector peers
Staff costs €102k €129k
higher than 35% of 38 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA-
Net profit€-951
Cash flow-
Staff costs€102k
Income taxes-
Dividends-
Total assets€21k
Equity€179
Debt€21k
of which ≤ 1y€21k
of which > 1y-
Working capital€179
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.01
Quick ratio1.01
Working capital ratio0.8%
Solvency0.8%
Debt / equity116.90
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-4.5%
ROE-530.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€21k
Current assets 29/58€21k
Cash & bank 54/58€21k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€21k
Equity 10/15€179
Accumulated profits (losses) 14€179
Amounts payable 17/49€21k
Amounts payable within one year 42/48€21k
Trade debts payable within one year 44€21k
Income statement
Gross operating margin 9900€101k
Operating result 9901€-592
Financial charges 65€359
Result before taxes 9903€-951
Net result for the period 9904€-951
Result to be appropriated 9905€-951
Ratios computed by Checked.

Health barometer

FY 2025 · computed
40 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

6 directors
Current directors & mandates
  • Anne Koster
    Director
    State Gazette act 25065246 (21-05-2025)
    Current
    21-05-2025 → present
  • Ellen MaenhoutLegal entity
    Plaatsvervangend bestuurder· perm. rep.: Caroline Van Landeghem
    State Gazette act 24068998 (30-04-2024)
    Current
    21-12-2023 → present
    2 events
    • 21-12-2023 Appointed· Plaatsvervangend bestuurder
    • 21-12-2023 Appointed· Plaatsvervangende bestuurder
  • Jan Seresia
    Chair
    State Gazette act 24068998 (30-04-2024)
    Current
    21-12-2023 → present
  • Leo Reynders
    Secretary
    State Gazette act 24068998 (30-04-2024)
    Current
    21-12-2023 → present
  • Marleen Van Ranst
    Vice-chair
    State Gazette act 24068998 (30-04-2024)
    Current
    21-12-2023 → present
Former directors (1)
  • Annelies Hautequeete
    Plaatsvervangend bestuurder
    State Gazette act 24068998 (30-04-2024)
    Former
    - → 21-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Kinderdagverblijven en crèches(88911)
Legal form Non-profit association(017)
Incorporation31-12-2003
StatusActive
Postal code2800

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tervuursesteenweg 482800 Mechelen

Establishment units

1 location
Kinderopvangdienst Mechelen Junior
Tervuursesteenweg 48, 2800 MechelenGewoon technisch en beroepssecundair onderwijs ingericht door de Gemeenschappen
since 20062.156.505.384
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area86 m²
Buildings1
Building footprint71 m²
Volume (LiDAR)455 m³
Tallest building11.1 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12403E0351/00E002 Flanders 86 m² 1 · 71 m² 11.1 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 1 year ago
2025
21-05-2025 Anne Koster appointed as director Director changes
  • Anne Koster, Bestuurder
2024
30-04-2024 5 directors appointed, 1 resigning, 8 reappointed Director changes
  • Caroline Van Landeghem, Plaatsvervangend bestuurder
  • Ellen Maenhout, Plaatsvervangende bestuurder
  • Jan Seresia, Voorzitter
  • Marleen Van Ranst, Ondervoorzitter
  • Leo Reynders, Secretaris
  • Annelies Hautequeete, Plaatsvervangend bestuurder
  • Julie Du Four, Bestuurder
  • Saskia Lambrechs, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health40Profitability0Solvency12Growth-Stability85
34 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 40
Profitability 0
Solvency 12
Growth -
Stability 85

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 166 of the 1,583 companies in this sector. 5 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Kinderdagverblijven, onthaalmoeders en overige kinderopvang, ook indien voor gehandicapte kinderen85321Kinderdagverblijven en crèches88911Kinderdagverblijven en crèches88911
Primary activity highlighted.
Names & trade names
Legal nameNL Pardoes Junior
Registered office
Tervuursesteenweg 48
2800 Mechelen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.