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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of PARADIS is 1.1% (low). The 2023 annual accounts show negative equity (€-91k) and a net result of €-10k. Equity is shrinking by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 10076 sector peers (fiscal year 2023). The company has been active since 1990 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 5 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.1%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Annual accounts: weaker financial profile
+Recent warning signals
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 events06-10-2025
KBO administration
Address struck
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
1 signalNo legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
1 eventAddress struck
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-10k+44.1%
Working capital€-113k+0.1%
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 14-08-2024 with the NBB · fiscal year 2023 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~18.1%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2023 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -376.9% | 58.6% | |
| Net result | €-10k | €28k | |
| Equity | €-91k | €52k | |
| Gross operating margin | €2k | €46k | |
| Total assets | €24k | €107k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P5
Stable position over 2020-2023
· n=1371-10076
P7
Stable position over 2020-2023
· n=1371-10070
P5
Stable position over 2020-2023
· n=1373-10083
P12
Weakening position over 2020-2023
· n=1369-10056
Describes the position versus peers, not a forecast.
€350
-
-98% vs sector
€-10k
+44.1%
far below sector median
€134
-
-99% vs sector
€24k
-29.3%
-73% vs sector
€-91k
-12.4%
far below sector median
€-113k
+0.1%
far below sector median
€50
-
-100% vs sector
€115k
0.0%
+137% vs sector
€115k
0.0%
+137% vs sector
0.01
+16.1%
-99% vs sector
0.01
+16.1%
-99% vs sector
-376.9%
-59.0%
far below sector median
-1.27
+11.0%
far below sector median
11.0%
-50.3%
-90% vs sector
-41.6%
+20.9%
far below sector median
1.62
-
-95% vs sector
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | €350 |
| Net profit | €-10k |
| Cash flow | €134 |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €24k |
| Equity | €-91k |
| Debt | €115k |
| of which ≤ 1y | €115k |
| of which > 1y | - |
| Working capital | €-113k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.01 |
| Quick ratio | 0.01 |
| Working capital ratio | -471.7% |
| Solvency | -376.9% |
| Debt / equity | -1.27 |
| Long-term debt ratio | - |
| Interest coverage | 1.62 |
| Gross margin | - |
| Net margin | - |
| ROA | -41.6% |
| ROE | 11.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €24k |
| Fixed assets | 21/28 | €23k |
| Tangible fixed assets | 22/27 | €23k |
| Current assets | 29/58 | €1k |
| Cash & bank | 54/58 | €851 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €24k |
| Equity | 10/15 | €-91k |
| Contributions / capital | 10/11 | €62k |
| Reserves | 13 | €6k |
| Accumulated profits (losses) | 14 | €-159k |
| Amounts payable | 17/49 | €115k |
| Amounts payable within one year | 42/48 | €115k |
| Income statement | ||
| Gross operating margin | 9900 | €2k |
| Operating result | 9901 | €-10k |
| Financial charges | 65 | €217 |
| Result before taxes | 9903 | €-10k |
| Net result for the period | 9904 | €-10k |
| Result to be appropriated | 9905 | €-10k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2023 · computed28
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Directors
Directors & mandates
5 directorsCurrent directors & mandates
-
Current13-12-2024 → present
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Not recently confirmedlast confirmed in an act from 2019
2 events
- 28-12-2017 Mandate renewed· Director
- 28-12-2017 Appointed· Managing director
-
Not recently confirmedlast confirmed in an act from 2019
2 events
- 28-12-2017 Mandate renewed· Director
- 28-12-2017 Appointed· Managing director
Former directors (2)
-
Former- → 13-12-2024
-
Former- → 13-12-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Public limited company(014) |
| Incorporation | 14-02-1990 |
| Status | Active |
| Postal code | 2030 |
Structure & network
Connections & network
11 connected companiesNetwork connections
Shared address
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Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
2 locationsPARADIS SA
since 19902.047.700.979
Chaussée de Bruxelles 213, 1410 Waterloo
since 19932.047.701.078
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels3
Ground area1.8 ha
Buildings3
Building footprint2,446 m²
Volume (LiDAR)110,065 m³
Tallest building64.4 m · ±19 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(33.3%)
Wallonia
1
(33.3%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G1698/02C000 | Flanders | 1.0 ha | 1 · 1,768 m² | 64.4 m · 19 fl. |
| 21819C0027/00M000 | Brussels | 7,425 m² | 1 · 565 m² | 20.5 m · 6 fl. |
| 25763L0361/00A000 | Wallonia | 500 m² | 1 · 113 m² | 12.8 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette06-10-2025
KBO administration
Address struck
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
7 acts Capital history · 1
29-03-2024
v3.2
Address history · 3
18-02-2026
v3.2
06-03-2025
v3.2
02-12-2024
v3.2
All acts · 7
updated 5 months ago
2026
27-02-2026 Articles of association amended, translation of the articles, coordination of the articles and amendment of specific articles
Notary:
Johan Kiebooms · Antwerpen
18-02-2026 Registered office moved from Bruxelles to Anvers
- Rond-point Robert Schuman 11, 1040 Bruxelles → Noorderlaan 147, 2030 Anvers
Summary:
v3.2
2025
06-03-2025 Registered office moved from Mettet to Bruxelles
- Rue du Hameau 115, 5640 Mettet → Rond-Point Schuman 11, 1040 Bruxelles
Summary:
v3.2
12-02-2025 1 director appointed, 2 resigning
- VAN MENSVOORT Boris Sigbertus, Bestuurder
- HOYOS dit Hoyois Alison, Bestuurder
- HOYOS dit Hoyois Samantha, Bestuurder
Summary:
v3.2
2024
02-12-2024 Registered office moved from Bruxelles to Mettet
- Clos des Trigonelles 1, 1120 Bruxelles → rue du Hameau 115, 5640 Mettet
Summary:
v3.2
29-03-2024 Transaction in capital or shares
Summary:
v3.2
2019
06-03-2019 2 directors appointed, 2 reappointed
- Samantha HOYOS, Gedelegeerd bestuurder
- Alison HOYOS, Gedelegeerd bestuurder
- Samantha HOYOS, Bestuurder
- Alison HOYOS, Bestuurder
Summary:
v3.2
Analysis
Snowflake analysis
financial profile on 5 axes53
/ 100
Mixed profile: strong on stability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
28
Profitability
55
Solvency
33
Growth
58
Stability
92
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Credit advice
verdict per customer and amountSimilar
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Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameNL | PARADIS |
Registered office
Noorderlaan 147 bus 9
2030 Antwerpen, Belgium
Registration history
- 06-10-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.