Checked.be
Active
BE 1003.368.097Private limited company
Pannarts
Oude Brusselseweg 119 ·9050 Gent, Belgium· 2 yrs active
Sector: General medical practice
(86210)
Conclusion
Pannarts has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57k and a net result of €54k. Its solvency ranks better than 19% of 19894 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €57k |
| Net result | €54k |
| Better than sector | 19% |
| Active | 2 yrs |
Financial profile
78
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
83
Profitability
100
Solvency
63
Growth
-
Stability
67
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
83
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€5k
estimate, not credit advice
Score components
Liquidity
Current ratio 3.37 (≥ 1.5)
+10
Quick ratio
Quick ratio 3.37 (≥ 1.0)
+5
Profitability
ROE 95% (≥ 10%)
+10
Interest coverage
Interest coverage 14.7× (≥ 3×)
+8
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 25-04-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 86, Human health activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 26.5% | 67.5% | |
| Net result | €54k | €59k | |
| Equity | €57k | €149k | |
| Gross operating margin | €98k | €114k | |
| Total assets | €216k | €289k |
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €98k |
| Net profit | €54k |
| Cash flow | €76k |
| Staff costs | - |
| Income taxes | €15k |
| Dividends | €800 |
| Total assets | €216k |
| Equity | €57k |
| Debt | €159k |
| of which ≤ 1y | €18k |
| of which > 1y | €141k |
| Working capital | €43k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.37 |
| Quick ratio | 3.37 |
| Working capital ratio | 20.0% |
| Solvency | 26.5% |
| Debt / equity | 2.78 |
| Long-term debt ratio | 2.46 |
| Interest coverage | 14.69 |
| Gross margin | - |
| Net margin | - |
| ROA | 25.2% |
| ROE | 95.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €216k |
| Fixed assets | 21/28 | €155k |
| Intangible fixed assets | 21 | €152k |
| Tangible fixed assets | 22/27 | €2k |
| Financial fixed assets | 28 | €600 |
| Current assets | 29/58 | €61k |
| Amounts receivable within one year | 40/41 | €120 |
| Cash & bank | 54/58 | €57k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €216k |
| Equity | 10/15 | €57k |
| Contributions / capital | 10/11 | €4k |
| Reserves | 13 | €54k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €159k |
| Amounts payable after one year | 17 | €141k |
| Amounts payable within one year | 42/48 | €18k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €98k |
| Operating result | 9901 | €76k |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €69k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €54k |
| Result to be appropriated | 9905 | €54k |
Legal Structure
| NACE primary | General medical practice(86210) |
| Legal form | Private limited company(610) |
| Incorporation | 14-12-2023 |
| Status | Active |
| Postal code | 9050 |
Establishment units
Pannarts
since 20232.355.539.981
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0323/00Z002 | Flanders | 326 m² | 1 · 103 m² | 12.8 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-12
State Gazette act
Registered-office change
Pannarts
State Gazette actNBB filing
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
17-12-2024
Registered-office move
All acts · 1
updated 1 year ago
2024
17-12-2024 Registered office moved to Gentbrugge
- Oude Brusselseweg 119 te 9050 Gentbrugge
Notary:
Pannarts · Gent
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_administratif",
"new_address": {
"raw": "Oude Brusselseweg 119 te 9050 Gentbrugge",
"city": "Gentbrugge",
"region": "vlaams_gewest",
"street": "Oude Brusselseweg",
"country": "BE",
"postcode": "9050",
"box_number": null,
"street_number": "119",
"locality_suffix": null
},
"old_address": null,
"effective_date": "2024-11-14",
"evidence_quote": "Uit het verslag van de gedelegeerde bestuurder d.d 14/11/2024 blijkt, met ingang van 14/11/2024: - De verplaatsing van de zetel van de vennootschap naar Oude Brusselseweg 119 te 9050 Gentbrugge",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "inferred",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": "Pannarts",
"firm_city": null,
"firm_name": null,
"office_city": "Gent",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": null,
"filing_date": "2024-12-06",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "enig_aandeelhouder_schriftelijk",
"date": "2024-12-06",
"unanimous": null
},
"subject_company": {
"kbo": "1003.368.097",
"name_full": "ONDERNEMING C.T",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0460.289.348",
"org_name": "DECOSTERE ACCOUNTANCY DRONGEN",
"person_name": null,
"org_rep_person_name": "Hillewaere Jan",
"person_role_at_subject": null
},
"co_filed_documents": [
"Bijl\u00E4gen bij het Belgisch Staatsblad",
"Annexes du Moniteur"
]
}Credit advice
Company registry (CBE)
Activities
General medical practice86210
Names & trade names
| Legal nameNL | Pannarts |
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