Checked.be
Active
BE 0698.562.425Private limited companyOpen bankruptcy
PAND CONSULTING
· 8 yrs active
Sector: Activiteiten van syndici van onroerend goed
(68321)
Conclusion
A bankruptcy procedure is open for PAND CONSULTING according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €57k.
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €57k |
| Better than sector | 89% |
| Active | 8 yrs |
| Publications | 2 |
Financial profile
42
/ 100
Fragile profile, watch stability in particular.
Computed on 4 of 5 axes. Not measured: profitability. An unmeasured axis is not a zero: no data was read for it.
Health
15
Profitability
-
Solvency
100
Growth
52
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskRegister: open bankruptcyThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
15
/ 100
Critical
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview
Annual accounts filed on 04-10-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 80.0% | 17.6% | |
| Equity | €57k | €26k | |
| Total assets | €71k | €279k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€23k
-65.2%
19-23
€-26k
-
19-23
€71k
+36.7%
19-23
€71k
0.0%
19-23
€57k
0.0%
19-23
€57k
0.0%
19-23
1
-
19-23
€205
-63.6%
19-23
Show 9 other metrics
€14k
0.0%
19-23
€14k
0.0%
19-23
€12k
-
19-23
5.01
0.0%
19-23
5.01
0.0%
19-23
80.0%
0.0%
19-23
0.25
0.0%
19-23
-45.1%
-
19-23
-36.1%
-
19-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | - |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €71k |
| Equity | €57k |
| Debt | €14k |
| of which ≤ 1y | €14k |
| of which > 1y | - |
| Working capital | €57k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 5.01 |
| Quick ratio | 5.01 |
| Working capital ratio | 80.0% |
| Solvency | 80.0% |
| Debt / equity | 0.25 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | - |
| ROE | - |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts (11 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €71k |
| Current assets | 29/58 | €71k |
| Amounts receivable within one year | 40/41 | €33k |
| Cash & bank | 54/58 | €19k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €71k |
| Equity | 10/15 | €57k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €51k |
| Amounts payable | 17/49 | €14k |
| Amounts payable within one year | 42/48 | €14k |
| Trade debts payable within one year | 44 | €4k |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | ALEXANDRE BASTENIER LEON STYNENSTRAAT 63,
2000 ANTWERPEN 1 |
16-07-2026 → present | Belgian State Gazette |
| Curator | ROBIN TAVERNIER AMERIKALEI 182,
2000 ANTWERPEN 1 |
27-04-2023 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Activiteiten van syndici van onroerend goed(68321) |
| Legal form | Private limited company(610) |
| Incorporation | 15-06-2018 |
| Status | Active |
| Postal code | - |
| First BS signal | 04-05-2023 |
| Latest BS signal | 23-07-2026 |
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1685/00G009 | Flanders | 147 m² | 1 · 78 m² | 14.4 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
23-07-2026
Bankruptcy
Opening
2024
04-10-2024
NBB filing
Annual accounts filed
01-07-2024
NBB filing
Annual accounts filed
2023
16-05-2023
NBB filing
Annual accounts filed
04-05-2023
Bankruptcy
Opening
2021
31-08-2021
NBB filing
Annual accounts filed
2020
01-10-2020
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
23-07-2026
Bankruptcy
Opening
Full insolvency chronology
The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.
We hold 1 further earlier event in this file, covering 27-04-2023 to 16-07-2026.
Available in Kantoor S.
See plans →
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis68321Activiteiten van syndici van onroerend goed68321
Primary activity highlighted.
Names & trade names
| Legal nameNL | PAND CONSULTING |
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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