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PAMA

Active
Private limited company·Groothandel in reinigingsmiddelen· 44 yrs active
Rue du Tirogne(GH) 53bis ·4460 Grâce-Hollogne, Belgium
KBO/BCE: BE 0422.102.626
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Age44 yrs
Real estate2 parcels · 726 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PAMA is 0.4% (very low). The company has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 28-08-2025 28 d late 2025-00446101
31-12-2023 31-07-2024 27-08-2024 27 d late 2024-00387839
31-12-2022 31-07-2023 28-08-2023 28 d late 2023-00362854
31-12-2021 31-07-2022 29-08-2022 29 d late 2022-20338021
31-12-2020 31-07-2021 23-08-2021 23 d late 2021-53500337
31-12-2019 31-07-2020 08-10-2020 69 d late 2020-60000424
31-12-2018 31-07-2019 30-08-2019 30 d late 2019-61100522
31-12-2017 31-07-2018 28-08-2018 28 d late 2018-52400512
31-12-2016 31-07-2017 29-08-2017 29 d late 2017-53300340
31-12-2015 31-07-2016 31-08-2016 31 d late 2016-56600090

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1981, 44 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 28-08-2025 2025-00446101
31-12-2023 micro 27-08-2024 2024-00387839
31-12-2022 micro 28-08-2023 2023-00362854
31-12-2021 micro 29-08-2022 2022-20338021
31-12-2020 micro 23-08-2021 2021-53500337
31-12-2019 micro 08-10-2020 2020-60000424
31-12-2018 micro 30-08-2019 2019-61100522
31-12-2017 micro 28-08-2018 2018-52400512
31-12-2016 micro 29-08-2017 2017-53300340
31-12-2015 volledig 31-08-2016 2016-56600090

Directors

Directors & mandates

2 directors
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • PANDOLFI Maurizio
    Director
    State Gazette act 13173667 (20-11-2013)
    Not recently confirmed
    last confirmed in an act from 2013
    2 events
    • 20-11-2013 Appointed· Director
    • 20-11-2013 Appointed· Managing director
Former directors (1)
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Groothandel in reinigingsmiddelen(46442)
Legal form Private limited company(610)
Incorporation18-11-1981
StatusActive
Postal code4460

Structure & network

Locations & real estate

Establishment units

1 location
Parc Industriel 16, 4400 Flémalle
Groothandel in vaat- en glaswerk
since 19822.019.671.444
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area726 m²
Buildings2
Building footprint708 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62412B0318/00E005 Wallonia 642 m² 1 · 651 m² -
62054B0550/00F004 Wallonia 84 m² 1 · 57 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

6 acts
Capital history · 1
20-07-2018
v3.2
Address history · 3
09-12-2025
v3.2
08-01-2021
v3.2
12-06-2018
v3.2
All acts · 6 updated 8 months ago
2025
09-12-2025 Registered office moved from OREYE to Grâce-Hollogne Registered-office change
  • ANCIENNE CHAUSSEE ROMAINE 56A, 4360 OREYE → rue Tirogne 53bis, 4460 Grâce-Hollogne
Summary: v3.2
2021
08-01-2021 Registered office moved from FLEMALLE to Bergilers Registered-office change
  • PARC INDUSTRIEL 2C, 4400 FLEMALLE → Ancienne Chaussée Romaine 56A, 4360 Bergilers
Summary: v3.2
2018
20-07-2018 Capital decrease of €103,946.76 to €20,000 Capital & shares
  • €123.946,76 → €20.000
Summary: v3.2
04-07-2018 Jean-Claude Sleypenn resigns as director Director changes
  • Jean-Claude Sleypenn, Bestuurder
Summary: v3.2
12-06-2018 Registered office moved from FLEMALLE to Flémalle Registered-office change
  • PARC INDUSTRIEL 16 A, 4400 FLEMALLE → Parc Industriel 2c, 4400 Flémalle
Summary: v3.2
2013
20-11-2013 2 directors appointed Director changes
  • PANDOLFI Maurizio, Bestuurder
  • PANDOLFI Maurizio, Gedelegeerd bestuurder
Summary: v3.2

Analysis

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in reinigingsmiddelen46442Groothandel in reinigingsmiddelen46442Groothandel in behang en onderhoudsproducten51442Vervaardiging van andere artikelen van hout16281Vervaardiging van andere artikelen van hout16291Vervaardiging van overige artikelen van hout20510Groothandel in bouwmaterialen, algemeen assortiment46731Groothandel in bouwmaterialen, algemeen assortiment46831Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair51532
Primary activity highlighted.
Names & trade names
Legal nameFR PAMA
Registered office
Rue du Tirogne(GH) 53bis
4460 Grâce-Hollogne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.