PALMTREE SOCIETY
ActivePALMTREE SOCIETY has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+59
Solvency93▲+12
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.56 in 2024), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
13.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €80k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
1 d early
2023
56 d late
2022
on the day
2021
31 d late
2020
86 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 37.0%
2024 · €58k
2018: €65
2019: €-726
2020: €-2k
2021: €10k
2022: €26k
2023: €54k
2024: €58k
2018 → 2025
Total assets
€156k▲ 22.1%
2024 · €128k
2018: €3k
2019: €4k
2020: €204
2021: €106k
2022: €101k
2023: €113k
2024: €128k
2018 → 2025
Net result
€22k▲ 353%
2024 · €5k
2018: €-1k
2019: €-792
2020: €-847
2021: €11k
2022: €16k
2023: €27k
2024: €5k
2018 → 2025
Working capital
€67k▲ 81.7%
2024 · €37k
2018: €65
2019: €-726
2020: €-2k
2021: €-12k
2022: €2k
2023: €31k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€26k▲ 163%€54k▲ 105%€58k▲ 8.9%€80k▲ 37.0%
Operating result€13k-€25k▲ 92.7%€44k▲ 77.8%€9k▼ 78.8%€37k▲ 297%
Net result€11k-€16k▲ 40.9%€27k▲ 70.0%€5k▼ 82.7%€22k▲ 353%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 297% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€13k▼ 49.3%
Current assets
€143k▲ 39.4%
Equity and liabilities €156k
Equity
€80k▲ 37.0%
Debt
€76k▲ 9.6%
The debt ratio falls from 54.3% to 48.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€52k▲
2024 · €24k
Cash flow
€36k▲
2024 · €19k
Solvency
51.3%▲
2024 · 45.7%
Current ratio
1.89▲
2024 · 1.56
Quick ratio
1.89▲
2024 · 1.56
Debt / equity
0.95▼
2024 · 1.19
ROE
27.0%▲
2024 · 8.2%
ROA
13.8%▲
2024 · 3.7%
Interest coverage
16.67▼
2024 · 27.89
Debt
€76k▲
2024 · €69k
Debt ≤ 1 year
€76k▲
2024 · €66k
Debt > 1 year
€0▼
2024 · €4k
Income taxes
€13k▲
2024 · €4k
Staff costs
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€156k▲
Fixed assets21/28€25k€13k▼
Tangible fixed assets22/27€25k€13k▼
Land and buildings22€272€95▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€17k€7k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€103k€143k▲
Amounts receivable within one year40/41€45k€122k▲
Trade receivables40€34k€111k▲
Other amounts receivable41€12k€12k▲
Cash at bank and in hand54/58€41k€20k▼
Deferred charges and accrued income490/1€16k€1k▼
Equity and liabilities
Total equity and liabilities10/49€128k€156k▲
Equity10/15€58k€80k▲
Contributions10/11€7k€7k=
Reserves13€51k€73k▲
Distributable reserves133€51k€73k▲
Amounts payable17/49€69k€76k▲
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€66k€76k▲
Current portion of amounts payable after more than one year42€9k€4k▼
Financial debts43€4k€206▼
Credit institutions430/8€4k€206▼
Trade debts44€15k€25k▲
Suppliers440/4€15k€25k▲
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€6k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€37k€41k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€3k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€929€2k▲
Gross operating margin9900€28k€57k▲
Operating profit (loss)9901€9k€37k▲
Financial income75/76B€5€3▼
Recurring financial income75€5€3▼
Financial charges65/66B€858€3k▲
Recurring financial charges65€858€3k▲
Profit (loss) for the period before taxes9903€9k€34k▲
Income taxes67/77€4k€13k▲
Profit (loss) for the period9904€5k€22k▲
Profit (loss) for the period to be appropriated9905€5k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€22k▲
Transfer to equity691/2€5k€22k▲
To other reserves6921€5k€22k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial
Highest result since 2018net €27k ▲70%
Operating result €44k, net result €27k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albrecht Rodenbachstraat 82540 HoveGround area
357 m²
Building footprint
95 m²
Volume, LiDAR
620 m³
Parcel 11021B0015/00Y002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HOVE MEDIA
since 20132.219.266.166
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021B0015/00Y002 | Flanders | 357 m² | 1 · 95 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70210Activities of head offices; management consultancy activities
73120Media representation
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.