PALA CONSULTANCY
ActivePALA CONSULTANCY has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency78▲+20
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.25 in 2024), but 58% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42%
Return on assets
7.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1920212223232425
2019 to 2025 · latest year €50k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
1 d late
2023
1 d early
2023
1 d early
2022
14 d late
2021
3 d early
2020
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 21.9%
2024 · €41k
2019: €-5k
2020: €-5k
2021: €-6k
2022: €-7k
2023: €-7k
2023: €16k
2024: €41k
2019 → 2025
Total assets
€119k▼ 2.2%
2024 · €121k
2019: €507
2020: €178
2021: €162
2022: €151
2023: €97
2023: €48k
2024: €121k
2019 → 2025
Net result
€9k▼ 63.5%
2024 · €25k
2019: €-874
2020: €-223
2021: €-658
2022: €-711
2023: €-681
2023: €24k
2024: €25k
2019 → 2025
Working capital
€29k▲ 132%
2024 · €12k
2019: €-5k
2020: €-5k
2021: €-6k
2022: €-7k
2023: €-7k
2023: €15k
2024: €12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Equity€-7k-€-7k▼ 10.2%€16k€41k▲ 150%€50k▲ 21.9%
Operating result€-660-€-627▲ 5.0%€24k€40k▲ 69.8%€19k▼ 53.1%
Net result€-711-€-681▲ 4.2%€24k€25k▲ 3.7%€9k▼ 63.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€45k▼ 25.0%
Current assets
€74k▲ 19.7%
Equity and liabilities €119k
Equity
€50k▲ 21.9%
Debt
€69k▼ 14.4%
The debt ratio falls from 66.3% to 58.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▼
2024 · €55k
Cash flow
€24k▼
2024 · €39k
Solvency
42.0%▲
2024 · 33.7%
Current ratio
1.63▲
2024 · 1.25
Quick ratio
1.63▲
2024 · 1.25
Debt / equity
1.38▼
2024 · 1.97
ROE
18.0%▼
2024 · 60.0%
ROA
7.6%▼
2024 · 20.2%
Interest coverage
8.76▼
2024 · 30.12
Debt
€69k▼
2024 · €81k
Debt ≤ 1 year
€46k▼
2024 · €50k
Debt > 1 year
€23k▼
2024 · €31k
Income taxes
€6k▼
2024 · €14k
Staff costs
€63k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€119k▼
Fixed assets21/28€59k€45k▼
Tangible fixed assets22/27€59k€45k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€57k€42k▼
Current assets29/58€62k€74k▲
Cash at bank and in hand54/58€60k€72k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€121k€119k▼
Equity10/15€41k€50k▲
Contributions10/11€6k€6k=
Reserves13€26k€35k▲
Distributable reserves133€26k€35k▲
Profit (loss) carried forward14€8k€8k▲
Amounts payable17/49€81k€69k▼
Amounts payable after more than one year17€31k€23k▼
Financial debts170/4€31k€23k▼
Amounts payable within one year42/48€50k€46k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€30k€34k▲
Taxes450/3€25k€29k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€10k€569▼
Income statement
Code20242025
Remuneration, social security and pensions62€52k€63k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€232€75▼
Gross operating margin9900€107k€97k▼
Operating profit (loss)9901€40k€19k▼
Financial income75/76B€9€55▲
Recurring financial income75€9€55▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€38k€15k▼
Income taxes67/77€14k€6k▼
Profit (loss) for the period9904€25k€9k▼
Profit (loss) for the period to be appropriated9905€25k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€17k▼
Profit (loss) brought forward from the previous period14P€8k€8k▲
Transfer to equity691/2€25k€9k▼
To other reserves6921€25k€9k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Highest result since 2019net €25k ▲3.7%
Operating result €40k, net result €25k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after 5 loss-making years.
31-12
Financial
Liquidity times 114current ratio 1.49
Current ratio from 0.01 to 1.49.
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
18-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
22-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weldoenerslaan(M) 123630 MaasmechelenGround area
661 m²
Building footprint
140 m²
Volume, LiDAR
874 m³
Parcel 73048E0927/00P093, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PALA CONSULTANCY
since 20132.219.868.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0927/00P093 | Flanders | 661 m² | 1 · 140 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 38,087 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.