PAL
The computed 12-month bankruptcy probability of PAL is 3.4% (moderate). The 2025 annual accounts show equity of €1k and a net result of €1k. Its solvency ranks better than 17% of 425 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1k |
| Net result | €1k |
| Better than sector | 17% |
| Active | 2 yrs |
Mixed profile: strong on profitability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 2.7% | 30.5% | |
| Net result | €1k | €9k | |
| Equity | €1k | €25k | |
| Gross operating margin | €13k | €48k | |
| Total assets | €52k | €110k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €10k |
| Net profit | €1k |
| Cash flow | €8k |
| Staff costs | - |
| Income taxes | €345 |
| Dividends | - |
| Total assets | €52k |
| Equity | €1k |
| Debt | €50k |
| of which ≤ 1y | €31k |
| of which > 1y | €19k |
| Working capital | €-18k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.43 |
| Quick ratio | 0.43 |
| Working capital ratio | -34.2% |
| Solvency | 2.7% |
| Debt / equity | 36.42 |
| Long-term debt ratio | 13.85 |
| Interest coverage | 7.26 |
| Gross margin | - |
| Net margin | - |
| ROA | 2.7% |
| ROE | 100.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €52k |
| Fixed assets | 21/28 | €38k |
| Tangible fixed assets | 22/27 | €38k |
| Current assets | 29/58 | €13k |
| Amounts receivable within one year | 40/41 | €542 |
| Cash & bank | 54/58 | €13k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €52k |
| Equity | 10/15 | €1k |
| Reserves | 13 | €1k |
| Amounts payable | 17/49 | €50k |
| Amounts payable after one year | 17 | €19k |
| Amounts payable within one year | 42/48 | €31k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €13k |
| Operating result | 9901 | €3k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €345 |
| Net result for the period | 9904 | €1k |
| Result to be appropriated | 9905 | €1k |
| NACE primary | Diensten voor personenvervoer op aanvraag per voertuig met chauffeur(49330) |
| Legal form | Private limited company(610) |
| Incorporation | 06-02-2024 |
| Status | Active |
| Postal code | 9000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0001/00B025 | Flanders | 682 m² | 1 · 682 m² | 22.3 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
08-02-2024 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "Xavier VANHAELEMEESCH",
"firm_city": null,
"firm_name": null,
"office_city": "Gent",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-02-08",
"filing_date": "2024-02-06",
"act_kind_objet": "OPRICHTING"
},
"decision": {
"body": "notarieel_alleen",
"date": "2024-02-02",
"unanimous": null
},
"agm_change": null,
"detected_kind": "oprichting",
"other_address": null,
"mandate_renewal": {
"period_end": null,
"mandate_kind": "bestuurder",
"period_start": null,
"remuneration_eur": null,
"remuneration_kind": "gratuit",
"person_or_entity_kbo": null,
"person_or_entity_name": "Khaled ALBARDAWIL"
},
"subject_company": {
"kbo": "1005.674.818",
"name_full": "PAL",
"legal_form": "BV"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Xavier VANHAELEMEESCH",
"org_rep_person_name": null
},
"co_filed_documents": [
"Expeditie van de akte Oprichting, statuten"
],
"fiscal_year_change": {
"new_end_mm_dd": "30",
"old_end_mm_dd": null,
"new_start_mm_dd": "07",
"old_start_mm_dd": null,
"first_full_new_year": 2025,
"transition_period_end": "2025-06-30"
},
"liquidation_closure": null,
"officer_designation": {
"role": "bestuurder",
"organ": "bestuursorgaan",
"person_name": "Khaled ALBARDAWIL"
},
"special_procuration": {
"grantee_kbo": "0743.817.675",
"grantee_name": "RLT Boekhouding",
"grantor_name": null,
"scope_summary": "Verleend om over de fondsen te beschikken, alle documenten te ondertekenen en alle nodige formaliteiten te vervullen bij de administratie van de btw en met het oog op de inschrijving bij de Kruispuntbank van Ondernemingen.",
"monetary_cap_eur": null,
"scope_categories": [
"tax",
"other"
],
"termination_clause": null,
"substitution_allowed": true
},
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": {
"art_csa": null,
"effective_date": null,
"shareholder_kbo": null,
"shareholder_name": "Khaled Albardawil"
}
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | PAL |