PAILLE -TECH SCRL
ActivePAILLE -TECH SCRL has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €846k and a net result of €66k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 2152 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-3
Solvency58▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 2.3 in 2024; short-term debt: 36.8% and cash: 11.8% of total assets), but 66.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.4%
Return on assets
2.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
17 d early
2023
30 d late
2022
17 d early
2021
30 d late
2020
30 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€66k▼ 40.1%
2024 · €110k
2018: €-236k
2019: €28k
2020: €77k
2021: €46k
2022: €-63k
2023: €50k
2024: €110k
2018 → 2025
Working capital
€475k▼ 4.8%
2024 · €499k
2018: €62k
2019: €299k
2020: €314k
2021: €360k
2022: €294k
2023: €407k
2024: €499k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€759k-€663k▼ 12.6%€716k▲ 7.9%€802k▲ 12.1%€846k▲ 5.5%
Operating result€41k-€-63k€59k€121k▲ 104%€58k▼ 51.6%
Net result€46k-€-63k€50k€110k▲ 119%€66k▼ 40.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.54M
Fixed assets
€1.13M▼ 3.7%
Current assets
€1.41M▲ 59.7%
Equity and liabilities €2.54M
Equity
€846k▲ 5.5%
Debt
€1.69M▲ 35.0%
The debt ratio rises from 60.9% to 66.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€190k▼
2024 · €247k
Cash flow
€197k▼
2024 · €236k
Solvency
33.4%▼
2024 · 39.1%
Current ratio
1.51▼
2024 · 2.30
Quick ratio
1.37▼
2024 · 2.01
Debt / equity
2.00▲
2024 · 1.56
ROE
7.8%▼
2024 · 13.7%
ROA
2.6%▼
2024 · 5.3%
Interest coverage
5.98▼
2024 · 8.05
Debt
€1.69M▲
2024 · €1.25M
Debt ≤ 1 year
€933k▲
2024 · €383k
Debt > 1 year
€756k▼
2024 · €847k
Income taxes
€0▼
2024 · €179
Staff costs
€538k▲
2024 · €465k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.05M€2.54M▲
Fixed assets21/28€1.17M€1.13M▼
Intangible fixed assets21€51k€97k▲
Tangible fixed assets22/27€1.12M€1.03M▼
Land and buildings22€923k€876k▼
Plant, machinery and equipment23€138k€111k▼
Furniture and vehicles24€50k€42k▼
Leasing and similar rights25€9k€2k▼
Financial fixed assets28€717€717=
Current assets29/58€882k€1.41M▲
Stocks and contracts in progress3€114k€129k▲
Stocks30/36€114k€129k▲
Amounts receivable within one year40/41€717k€972k▲
Trade receivables40€649k€940k▲
Other amounts receivable41€67k€32k▼
Current investments50/53€0-
Cash at bank and in hand54/58€24k€299k▲
Deferred charges and accrued income490/1€28k€9k▼
Equity and liabilities
Total equity and liabilities10/49€2.05M€2.54M▲
Equity10/15€802k€846k▲
Contributions10/11€821k€815k▼
Revaluation surpluses12€137k€137k=
Reserves13€4k€69k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133-€66k
Profit (loss) carried forward14€-211k€-211k=
Investment grants15€52k€37k▼
Amounts payable17/49€1.25M€1.69M▲
Amounts payable after more than one year17€847k€756k▼
Financial debts170/4€847k€756k▼
Amounts payable within one year42/48€383k€933k▲
Current portion of amounts payable after more than one year42€102k€96k▼
Financial debts43-€200k
Credit institutions430/8-€200k
Trade debts44€233k€573k▲
Suppliers440/4€233k€573k▲
Taxes, remuneration and social security45€20k€65k▲
Taxes450/3€12k€35k▲
Remuneration and social security454/9€8k€29k▲
Other amounts payable47/48€28k€0▼
Accrued charges and deferred income492/3€21k€0▼
Income statement
Code20242025
Non-recurring operating income76A€4k€26k▲
Remuneration, social security and pensions62€465k€538k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€127k€131k▲
Other operating charges640/8€9k€10k▲
Non-recurring operating charges66A€20k€40k▲
Gross operating margin9900€741k€778k▲
Operating profit (loss)9901€121k€58k▼
Financial income75/76B€20k€39k▲
Recurring financial income75€20k€39k▲
Financial charges65/66B€31k€32k▲
Recurring financial charges65€31k€32k▲
Profit (loss) for the period before taxes9903€110k€66k▼
Income taxes67/77€179€0▼
Profit (loss) for the period9904€110k€66k▼
Profit (loss) for the period to be appropriated9905€110k€66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-211k€-146k▲
Profit (loss) brought forward from the previous period14P€-321k€-211k▲
Transfer to equity691/2-€66k
To other reserves6921-€66k
Social balance
Average headcount (FTE)90878.48.5▲
The notes to these accounts (29 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €110k ▲119%
Operating result €121k, net result €110k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 53 days late
2019
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.63
Current ratio from 1.25 to 2.63; short-term debt falls from €253k to €183k.
31-12
Financial
Equity above €500kEq €545k ▲366%
Equity rises from €117k to €545k.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 58 days late
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-02-2026
Jean-Luc de Wilde d'Estmael: Resigned as Director
12-02-2026
Szilard Benedek: Resigned as Director
12-02-2026
Virginie Corne: Resigned as Director
17-06-2022
Jean-Luc de Wilde d'Estmael: Resigned as Director
17-06-2022
Virginie Corne: Resigned as Director
17-06-2022
Alain de Moffarts: Resigned as Director
17-06-2022
Julien Lefrancq: Resigned as Director
01-10-2021
Donat Regaert: Resigned as Director
30-09-2018
Gilles Rousseau: Resigned as Director
01-09-2017
SMEESTERS Eric Marcelle J.: Resigned as Director
23-01-2016
KOLLEGGER Isabelle: Resigned as Director
18-08-2014
Philippe Leboute: Resigned as Director
30-09-2013
Stéphane Hubert: Resigned as Director
05-07-2013
Gilles Rousseau: Resigned as Director
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Saint-Gobain, Franière 75150 FloreffeGround area
5,204 m²
Building footprint
2,623 m²
Parcel 92050A0237/00C006, Wallonia. Linked by address, not a title deed.
1 establishment unit
PAILLE TECH
since 20102.183.950.446
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92050A0237/00C006 | Wallonia | 5,204 m² | 1 · 2,623 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Recognitions · licences · registrations
Recognised contractor
1 categoryPAILLE-TECH scrl37833
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CONSTRUCT TIME
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 7,099 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded20-11-2009
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.