Paideia
ActivePaideia has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.03M and a net result of €141k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 55% of 460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-6
Solvency80▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 2.1 in 2024; short-term debt: 25.1% and cash: 15.6% of total assets), and 45.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.5%
Return on assets
7.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
12 d early
2023
7 d early
2022
6 d early
2021
39 d early
2020
18 d late
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€141k▼ 31.7%
2024 · €207k
2018: €51k
2019: €-33k
2020: €209k
2021: €36k
2022: €12k
2023: €56k
2024: €207k
2018 → 2025
Working capital
€602k▲ 29.0%
2024 · €467k
2018: €270k
2019: €199k
2020: €402k
2021: €427k
2022: €364k
2023: €327k
2024: €467k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€612k-€625k▲ 2.0%€681k▲ 9.0%€888k▲ 30.4%€1.03M▲ 15.9%
Operating result€33k-€-46k€69k€214k▲ 210%€147k▼ 31.3%
Net result€36k-€12k▼ 65.7%€56k▲ 360%€207k▲ 267%€141k▼ 31.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.89M
Fixed assets
€813k▼ 0.9%
Current assets
€1.07M▲ 20.8%
Equity and liabilities €1.89M
Equity
€1.03M▲ 15.9%
Debt
€858k▲ 4.5%
The debt ratio falls from 48.0% to 45.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€251k▼
2024 · €309k
Cash flow
€246k▼
2024 · €303k
Solvency
54.5%▲
2024 · 52.0%
Current ratio
2.27▲
2024 · 2.10
Quick ratio
2.27▲
2024 · 2.10
Debt / equity
0.83▼
2024 · 0.92
ROE
13.7%▼
2024 · 23.3%
ROA
7.5%▼
2024 · 12.1%
Interest coverage
16.16▼
2024 · 20.67
Debt
€858k▲
2024 · €821k
Debt ≤ 1 year
€473k▲
2024 · €423k
Debt > 1 year
€384k▼
2024 · €395k
Income taxes
€2k▼
2024 · €3k
Staff costs
€2.27M▲
2024 · €1.83M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.71M€1.89M▲
Fixed assets21/28€819k€813k▼
Intangible fixed assets21€17€0▼
Tangible fixed assets22/27€815k€809k▼
Land and buildings22€583k€575k▼
Plant, machinery and equipment23€131k€138k▲
Furniture and vehicles24€7k€6k▼
Leasing and similar rights25€0-
Other tangible fixed assets26€94k€90k▼
Financial fixed assets28€4k€4k=
Current assets29/58€890k€1.07M▲
Amounts receivable within one year40/41€192k€262k▲
Trade receivables40€61k€72k▲
Other amounts receivable41€131k€189k▲
Current investments50/53€491k€501k▲
Cash at bank and in hand54/58€189k€294k▲
Deferred charges and accrued income490/1€18k€18k▲
Equity and liabilities
Total equity and liabilities10/49€1.71M€1.89M▲
Equity10/15€888k€1.03M▲
Contributions10/11€105k€105k=
Capital10€105k€105k=
Reserves13€200k€200k=
Profit (loss) carried forward14€583k€725k▲
Amounts payable17/49€821k€858k▲
Amounts payable after more than one year17€395k€384k▼
Financial debts170/4€395k€384k▼
Amounts payable within one year42/48€423k€473k▲
Current portion of amounts payable after more than one year42€67k€83k▲
Trade debts44€18k€31k▲
Suppliers440/4€18k€31k▲
Taxes, remuneration and social security45€297k€313k▲
Taxes450/3€35k€44k▲
Remuneration and social security454/9€262k€269k▲
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.83M€2.27M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€96k€105k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€2.14M€2.53M▲
Operating profit (loss)9901€214k€147k▼
Financial income75/76B€12k€12k▲
Recurring financial income75€12k€12k▲
Non-recurring financial income76B€0-
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€210k€144k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€207k€141k▼
Profit (loss) for the period to be appropriated9905€207k€141k▼
Appropriation of the result
Profit (loss) to be appropriated9906€583k€725k▲
Profit (loss) brought forward from the previous period14P€377k€583k▲
Social balance
Average headcount (FTE)908731.138.5▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €1MEq €1.03M ▲15.9%
6 profitable years in a row build equity to €1.03M.
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 18 days late
2020
31-12
Financial
Back to profitnet €209k
Net result €209k after one loss-making year.
31-12
Financial
Equity above €500kEq €579k ▲55.5%
Equity rises from €372k to €579k.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-33k ▼166%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-05-2025
Willy Van Houcke: Resigned as Director
03-06-2022
Christophe Van Poucke: Resigned as Director
03-06-2022
Dries De Rycke: Resigned as Director
03-06-2022
Kris Koelman: Resigned as Director
04-02-2021
Willy Van Houcke: Resigned as Director
04-02-2021
Koen Seynaeve: Resigned as Director
01-11-2013
Colpaert Willy: Resigned as Director
01-11-2013
Devos Veerle: Resigned as Director
01-11-2013
Vanwildemeersch Bernard: Resigned as Director
Location & real-estate footprint
Registered office, Brugge · 5 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koude-Keukenstraat 8B8200 BruggeGround area
2,461 m²
Building footprint
1,399 m²
Volume, LiDAR
7,514 m³
6 parcels, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
5 establishment units
vzw Paideia - KDV Hermelijn - afd. Minicrèche Kiekeboe
since 20062.151.264.614
vzw Paideia - KDV Hermelijn
since 20062.151.615.101
vzw Paideia - BKO Kakelbont - Locatie AKK
since 20062.151.615.495
vzw Paideia - BKO Kakelbont - Locatie MOK
since 20082.232.352.456
vzw Paideia - KDV Hermelijn - Afd. De Poppenkast
since 20242.354.774.869
6 parcels
Flanders
6
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0618/00M002 | Flanders | 1,749 m² | 1 · 629 m² | 6.3 m · 1 fl. |
| 31425C0326/00E022 | Flanders | 217 m² | 1 · 405 m² | 12.1 m · 3 fl. |
| 31434C0024/00D011 | Flanders | 170 m² | 1 · 152 m² | 9.7 m · 2 fl. |
| 31027D0375/00P002 | Flanders | 154 m² | 1 · 105 m² | 11.2 m · 2 fl. |
| 31030A0111/00A006 | Flanders | 109 m² | 1 · 109 m² | 9.8 m · 2 fl. |
| 31425C0326/00X021 | Flanders | 61 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 22 entries · 6,082,869 EUR awarded · 6,082,819 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 7 | 2,036,066 EUR | 2,036,016 EUR |
| 2024 | 6 | 1,664,617 EUR | 1,664,617 EUR |
| 2023 | 6 | 1,214,286 EUR | 1,214,286 EUR |
| 2022 | 3 | 1,167,900 EUR | 1,167,900 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidies buitenschoolse kinderopvang
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Show 4 more
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Premie kwalificerend werkplekleren
Subsidies jeugdhulp
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
4 sitesBrugge2.151.264.614
Brugge2.151.615.101
Brugge2.232.352.456
Brugge2.354.774.869
Care and welfare
17 services · 3 liveDe Poppenkast
Hermelijn
Kiekeboe
't Hobbelpaard
Show 13 more services
Bachviooltje
Hermelijn
Hermelijn
IBO Kakelbont AAL 1
IBO Kakelbont AAL 2
IBO Kakelbont AKL
Kakelbont
Kakelbont ANS
Kakelbont AZS
Kakelbont-AKK
Kakelbont-MOK
Petteflet
Piepeloe
Dual-learning approval
9 live approvals · 7 endedBasiszorg en ondersteuning duaal (so)
Basiszorg en ondersteuning duaal (so)
Basiszorg en ondersteuning duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Kinderbegeleider duaal (so)
Show 3 more
Kinderbegeleider duaal (so)
Medewerker textielverzorging duaal (so)
Schoonmaker duaal (so)
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Of 1,590 companies in sector 88911 we hold annual accounts for 706. 406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded13-03-1991
Fiscal year end31-12
Activities, NACEBEL
85321
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.