PACTA VASTGOED
ActivePACTA VASTGOED has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €85k and a net result of €13k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 19351 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+81
Solvency89▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 2.02 in 2023; short-term debt: 34.1% and cash: 65.1% of total assets), and 35.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
2 d early
2022
51 d late
2021
30 d late
2020
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€85k▲ 18.0%
2023 · €72k
2020: €23k
2021: €56k
2022: €99k
2023: €72k
2020 → 2024
Total assets
€132k▼ 0.7%
2023 · €133k
2020: €72k
2021: €103k
2022: €150k
2023: €133k
2020 → 2024
Net result
€13k
2023 · €-28k
2020: €13k
2021: €34k
2022: €43k
2023: €-28k
2020 → 2024
Working capital
€58k▼ 0.7%
2023 · €58k
2020: €5k
2021: €23k
2022: €76k
2023: €58k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€23k-€56k▲ 144%€99k▲ 76.9%€72k▼ 27.7%€85k▲ 18.0%
Operating result€16k-€47k▲ 198%€57k▲ 19.8%€-26k€15k
Net result€13k-€34k▲ 160%€43k▲ 27.4%€-28k€13k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €15k after a loss of €26k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €132k
Fixed assets
€29k▲ 66.7%
Current assets
€103k▼ 10.9%
Equity and liabilities €132k
Equity
€85k▲ 18.0%
Debt
€47k▼ 22.7%
The debt ratio falls from 45.9% to 35.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2023 · €-14k
Cash flow
€24k▲
2023 · €-16k
Solvency
64.3%▲
2023 · 54.1%
Current ratio
2.29▲
2023 · 2.02
Quick ratio
2.29▲
2023 · 2.02
Debt / equity
0.56▼
2023 · 0.85
ROE
15.3%▲
2023 · -38.4%
ROA
9.8%▲
2023 · -20.8%
Interest coverage
11.41▲
2023 · -8.26
Debt
€47k▼
2023 · €61k
Debt ≤ 1 year
€45k▼
2023 · €57k
Income taxes
€197▲
2023 · €190
Staff costs
€94k▲
2023 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€133k€132k▼
Fixed assets21/28€17k€29k▲
Intangible fixed assets21€5k€678▼
Tangible fixed assets22/27€13k€28k▲
Furniture and vehicles24€13k€15k▲
Other tangible fixed assets26-€13k
Current assets29/58€115k€103k▼
Amounts receivable within one year40/41€59k€16k▼
Trade receivables40€56k€3k▼
Other amounts receivable41€3k€13k▲
Cash at bank and in hand54/58€55k€86k▲
Deferred charges and accrued income490/1€2k€839▼
Equity and liabilities
Total equity and liabilities10/49€133k€132k▼
Equity10/15€72k€85k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€62k€75k▲
Amounts payable17/49€61k€47k▼
Amounts payable within one year42/48€57k€45k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€25k€14k▼
Taxes450/3€16k€14k▼
Remuneration and social security454/9€9k-
Other amounts payable47/48€26k€28k▲
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20232024
Remuneration, social security and pensions62€83k€94k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€979€1k▲
Gross operating margin9900€69k€122k▲
Operating profit (loss)9901€-26k€15k▲
Financial income75/76B€6€41▲
Recurring financial income75€6€41▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-27k€13k▲
Income taxes67/77€190€197▲
Profit (loss) for the period9904€-28k€13k▲
Profit (loss) for the period to be appropriated9905€-28k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€75k▲
Profit (loss) brought forward from the previous period14P€89k€62k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-28k ▼164%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 51 days late
2022
31-12
Financial
Highest result since 2020net €43k ▲27.4%
Operating result €57k, net result €43k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt(BEV) 379120 Beveren-Kruibeke-ZwijndrechtGround area
212 m²
Building footprint
169 m²
Volume, LiDAR
1,735 m³
Parcel 46502D0435/00A000, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
immo-jet
since 20202.300.722.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46502D0435/00A000 | Flanders | 212 m² | 1 · 169 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,301 EUR awarded · 3,301 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 271 EUR | 271 EUR |
| 2024 | 1 | 480 EUR | 480 EUR |
| 2023 | 1 | 1,800 EUR | 1,800 EUR |
| 2022 | 1 | 750 EUR | 750 EUR |
Schemes
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,906. 5,142 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2020
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.