PACT TEXTILE
The computed 12-month bankruptcy probability of PACT TEXTILE is 3.3% (moderate). The 2024 annual accounts show equity of €6k and a net result of €-12k. Equity is shrinking by ~25.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 49% of 6722 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €6k |
| Net result | €-12k |
| Better than sector | 49% |
| Active | 4 yrs |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 19.9% | 20.4% | |
| Net result | €-12k | €4k | |
| Equity | €6k | €16k | |
| Gross operating margin | €1k | €24k | |
| Total assets | €32k | €94k |
Show 5 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-12k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €12k |
| Dividends | - |
| Total assets | €32k |
| Equity | €6k |
| Debt | €26k |
| of which ≤ 1y | €26k |
| of which > 1y | - |
| Working capital | €6k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.25 |
| Quick ratio | 0.30 |
| Working capital ratio | 19.9% |
| Solvency | 19.9% |
| Debt / equity | 4.03 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -36.7% |
| ROE | -184.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (18 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €32k |
| Current assets | 29/58 | €32k |
| Stocks & contracts in progress | 3 | €25k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €32k |
| Equity | 10/15 | €6k |
| Contributions / capital | 10/11 | €17k |
| Accumulated profits (losses) | 14 | €-11k |
| Amounts payable | 17/49 | €26k |
| Amounts payable within one year | 42/48 | €26k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €1k |
| Operating result | 9901 | €717 |
| Financial charges | 65 | €57 |
| Result before taxes | 9903 | €661 |
| Income taxes | 67/77 | €12k |
| Net result for the period | 9904 | €-12k |
| Result to be appropriated | 9905 | €-12k |
-
Antoine Van't WesteindeDirectorState Gazette act 26107177 (21-08-2026)Current21-08-2026 → present
-
Arthur FrateurDirectorState Gazette act 26107177 (21-08-2026)Current21-08-2026 → present
Former directors (1)
-
Florence JacquetDirectorState Gazette act 26107177 (21-08-2026)Former- → 21-08-2026
| NACE primary | Overige niet-gespecialiseerde detailhandel(47120) |
| Legal form | Private limited company(610) |
| Incorporation | 19-01-2022 |
| Status | Active |
| Postal code | 6061 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52049C0878/00R003 | Wallonia | 4,365 m² | 1 · 1,425 m² | 9.2 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
21-08-2026 Act object · General meeting · Officer resignation · Officer appointment
- Act object: Démission et Nomination d'administrateurs / Modification du siège · RAST TEXTILE
- Publication: 2026-08-21 · RAST TEXTILE
- General meeting: 2026-05-20 · RAST TEXTILE
- Officer resignation: role: administrateur, end_date: 2025-12-31 · Florence Jacquet
- Officer appointment: role: administrateur, term: indéterminée, start_date: 2025-12-31 · Arthur Frateur
- Officer appointment: role: administrateur, term: indéterminée, start_date: 2025-12-31 · Antoine Van't Westeinde
- Seat change: to: 6001 Marcinelle, rue Alexandre, from: Rue Champeau 20, 6061 Charleroi, effective_date: 2026-05-20 · RAST TEXTILE
Technical details
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}| Legal nameFR | PACT TEXTILE |