P96
ActiveSummary
P96 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €725k and a net result of €57k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+6
Solvency63▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 1.63 in 2024; short-term debt: 5.7% and cash: 8.7% of total assets), but 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.5%
Return on assets
3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
26 d late
2022
on the day
2021
2 d late
2020
23 d late
2019
75 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€725k▼ 7.0%
2024 · €779k
2018: €368k
2019: €418k
2020: €548k
2021: €471k
2022: €636k
2023: €742k
2024: €779k
2018 → 2025
Total assets
€1.93M▼ 10.4%
2024 · €2.16M
2018: €1.09M
2019: €1.25M
2020: €1.25M
2021: €1.02M
2022: €1.07M
2023: €1.09M
2024: €2.16M
2018 → 2025
Net result
€57k▲ 56.2%
2024 · €37k
2018: €25k
2019: €49k
2020: €130k
2021: €170k
2022: €165k
2023: €106k
2024: €37k
2018 → 2025
Working capital
€131k▼ 11.6%
2024 · €148k
2018: €-15k
2019: €37k
2020: €37k
2021: €31k
2022: €76k
2023: €62k
2024: €148k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€471k-€636k▲ 35.1%€742k▲ 16.7%€779k▲ 4.9%€725k▼ 7.0%
Operating result€262k-€252k▼ 3.9%€170k▼ 32.6%€103k▼ 39.1%€139k▲ 34.2%
Net result€170k-€165k▼ 2.6%€106k▼ 35.5%€37k▼ 65.6%€57k▲ 56.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.93M
Fixed assets
€1.69M ▼ 4.6%
Current assets
€241k ▼ 37.3%
Equity and liabilities €1.93M
Equity
€725k ▼ 7.0%
Debt
€1.21M ▼ 12.4%
Debt's share of the balance-sheet total falls from 63.9% to 62.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€221k▲
2024 · €169k
Cash flow
€139k▲
2024 · €102k
Current ratio
2.19▲
2024 · 1.63
Debt to equity
1.67▼
2024 · 1.77
ROE
7.9%▲
2024 · 4.7%
ROA
3.0%▲
2024 · 1.7%
Interest coverage
4.52▲
2024 · 3.96
Debt ≤ 1 year
€110k▼
2024 · €236k
Debt > 1 year
€1.10M▼
2024 · €1.14M
Income taxes
€33k▲
2024 · €26k
Staff costs
€46k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.16M€1.93M▼
Fixed assets21/28€1.77M€1.69M▼
Tangible fixed assets22/27€1.27M€1.19M▼
Land and buildings22€89k€72k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€13k€8k▼
Leasing and similar rights25€1.17M€1.11M▼
Financial fixed assets28€500k€500k=
Current assets29/58€384k€241k▼
Amounts receivable within one year40/41€188k€62k▼
Trade receivables40€174k€41k▼
Other amounts receivable41€14k€21k▲
Cash at bank and in hand54/58€190k€168k▼
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€2.16M€1.93M▼
Equity10/15€779k€725k▼
Contributions10/11€19k€19k=
Reserves13€760k€706k▼
Distributable reserves133€760k€706k▼
Profit (loss) carried forward14€39€75▲
Amounts payable17/49€1.38M€1.21M▼
Amounts payable after more than one year17€1.14M€1.10M▼
Financial debts170/4€1.14M€1.10M▼
Amounts payable within one year42/48€236k€110k▼
Current portion of amounts payable after more than one year42€43k€45k▲
Financial debts43€974€0▼
Credit institutions430/8€974€0▼
Trade debts44€54k€1k▼
Suppliers440/4€54k€1k▼
Advances received on contracts in progress46€93k€0▼
Taxes, remuneration and social security45€29k€36k▲
Taxes450/3€24k€29k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€16k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€39k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€82k▲
Other operating charges640/8€10k€5k▼
Gross operating margin9900€217k€272k▲
Operating profit (loss)9901€103k€139k▲
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€43k€49k▲
Recurring financial charges65€43k€49k▲
Profit (loss) for the period before taxes9903€63k€90k▲
Income taxes67/77€26k€33k▲
Profit (loss) for the period9904€37k€57k▲
Profit (loss) for the period to be appropriated9905€37k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€57k▲
Profit (loss) brought forward from the previous period14P€147€39▼
Transfer from equity791/2-€111k
Transfer to equity691/2€37k€57k▲
To other reserves6921€37k€57k▲
Profit to be distributed694/7-€111k
Return on contributions (dividend)694-€111k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
26-04
State Gazette act
General meeting · Capital increase
Share issue · Corporate purpose · Tim CARNEWAL
2022
31-12
Financial
Equity above €500kEq €636k ▲35.1%
5 profitable years in a row build equity to €636k.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Highest result since 2018net €170k ▲30.4%
Operating result €262k, net result €170k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
31-12
Financial
Equity above €500kEq €548k ▲31.1%
3 profitable years in a row build equity to €548k.
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Leopold III-laan 13001 LeuvenGround area
1,471 m²
Building footprint
220 m²
Volume, LiDAR
1,395 m³
Parcel 24434F0211/00B010, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
P96
since 20162.252.469.266
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0211/00B010 | Flanders | 1,471 m² | 1 · 220 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FISCUNA
BE 0478.666.393
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ANTWERP PACKAGING and LOGISTICS
BE 0881.776.916
Antwerpen · Eq €724,758
OPTIEK LOOK
BE 0430.796.695
Antwerpen · Eq €724,992
ARBIMO
BE 0749.436.153
Mons · Eq €725,403
SOCRATIS
BE 0477.596.425
Brussel · Eq €723,621
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.