P TO P SOLUTIONS
ActiveSummary
P TO P SOLUTIONS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €87k and a net result of €7k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 22% of 8093 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▼-15
Solvency47▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 0.92 in 2023; short-term debt: 14% and cash: 8.9% of total assets), and 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.2%
Return on assets
1.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8093 sector peers (2024).
NBB · sector comparisonPosition among 8093 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
35 d early
2022
20 d early
2021
4 d early
2020
on the day
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€87k▲ 8.9%
2023 · €80k
2018: €13k
2019: €35k
2020: €53k
2021: €91k
2022: €63k
2023: €80k
2018 → 2024
Total assets
€391k▲ 71.3%
2023 · €228k
2018: €19k
2019: €42k
2020: €210k
2021: €236k
2022: €240k
2023: €228k
2018 → 2024
Net result
€7k▼ 77.5%
2023 · €32k
2018: €3k
2019: €21k
2020: €22k
2021: €50k
2022: €22k
2023: €32k
2018 → 2024
Working capital
€17k
2023 · €-5k
2018: €11k
2019: €28k
2020: €15k
2021: €36k
2022: €-14k
2023: €-5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€53k-€91k▲ 72.8%€63k▼ 31.0%€80k▲ 26.3%€87k▲ 8.9%
Operating result€33k-€75k▲ 124%€34k▼ 55.1%€46k▲ 35.8%€16k▼ 65.9%
Net result€22k-€50k▲ 127%€22k▼ 56.8%€32k▲ 45.4%€7k▼ 77.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 66% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €391k
Fixed assets
€320k ▲ 82.1%
Current assets
€71k ▲ 35.3%
Equity and liabilities €391k
Equity
€87k ▲ 8.9%
Debt
€304k ▲ 105%
Debt's share of the balance-sheet total rises from 65.1% to 77.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70k▲
2023 · €57k
Cash flow
€62k▲
2023 · €43k
Current ratio
1.30▲
2023 · 0.92
Debt to equity
3.51▲
2023 · 1.87
ROE
8.2%▼
2023 · 39.7%
ROA
1.8%▼
2023 · 13.8%
Interest coverage
16.85▲
2023 · 15.23
Debt ≤ 1 year
€55k▼
2023 · €57k
Debt > 1 year
€250k▲
2023 · €91k
Income taxes
€4k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€228k€391k▲
Fixed assets21/28€176k€320k▲
Tangible fixed assets22/27€176k€320k▲
Land and buildings22€161k€309k▲
Furniture and vehicles24€15k€11k▼
Current assets29/58€53k€71k▲
Amounts receivable within one year40/41€15k€27k▲
Trade receivables40€15k€18k▲
Other amounts receivable41-€9k
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€30k€35k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€228k€391k▲
Equity10/15€80k€87k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€244€244=
Non-distributable reserves130/1€244€244=
Reserves not available under the articles1311€244€244=
Profit (loss) carried forward14€61k€68k▲
Amounts payable17/49€149k€304k▲
Amounts payable after more than one year17€91k€250k▲
Financial debts170/4€91k€250k▲
Amounts payable within one year42/48€57k€55k▼
Current portion of amounts payable after more than one year42€16k€27k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€6k-
Taxes450/3€6k-
Other amounts payable47/48€32k€23k▼
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€176k€151k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€55k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€59k€71k▲
Operating profit (loss)9901€46k€16k▼
Financial income75/76B€166€30▼
Recurring financial income75€166€30▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€42k€11k▼
Income taxes67/77€11k€4k▼
Profit (loss) for the period9904€32k€7k▼
Profit (loss) for the period to be appropriated9905€32k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€68k▼
Profit (loss) brought forward from the previous period14P€44k€61k▲
Profit to be distributed694/7€15k-
Return on contributions (dividend)694€15k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €50k ▲127%
Operating result €75k, net result €50k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteellaan 21a2390 MalleGround area
1,677 m²
Building footprint
220 m²
Volume, LiDAR
794 m³
2 parcels, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
P TO P SOLUTIONS
since 20152.248.228.188
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049A0737/00E000 | Flanders | 900 m² | 1 · 130 m² | 8.2 m · 1 fl. |
| 11049A0737/00F000 | Flanders | 776 m² | 1 · 91 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900V69JKUNP694H91
Similar companies · same sector, comparable size
PROSPECTUS
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ARTHEAS
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,341 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.